Newport Insurance Rates:

Newport, KY homeowners insurance is roughly $645 to $879, about $53-$73/month. Our complete research reveals consumers can save upto $304 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newport, KY Homeowners Insurance By Home Value

Newport, KY Home Value Total Homes % of Total Average Newport, KY Homeowners Insurance
Less than $50,000 254 7.0% $160
$50,000 to $59,999 183 5.0% $350
$60,000 to $69,999 190 5.0% $434
$70,000 to $79,999 142 4.0% $495
$80,000 to $89,999 257 7.0% $563
$90,000 to $99,999 269 8.0% $632
$100,000 to $124,999 643 19.0% $731
$125,000 to $149,999 271 8.0% $914
$150,000 to $174,999 176 5.0% $1082
$175,000 to $199,999 133 4.0% $1249
$200,000 to $249,999 374 11.0% $1501
$250,000 to $299,999 156 4.0% $1836
$300,000 to $399,999 170 5.0% $2339

Top Home Insurance Agents Near Newport, KY

Home Insurance Company Near Newport, KY Homeowners Insurance Agency Near Newport, KY Address
NA Hal Kresser Agency Llc 3045 Symmes Rd Ste F, Hamilton, OH, 45015
NA Driehaus Insurance Group Llc 2539 R700 Walnut St Ste 208, Cincinnati, OH, 45202
Travelers Merklinger Ins Agcy Inc 5341 COLUMBIA RD, MASON, OH, 45040
Travelers Preferred Insurance Agency Inc 1260 NILLES RD STE 2, FAIRFIELD, OH, 45014
Liberty Mutual Independent Preferred-Protectors Insurance Agency 1260 NILLES RD STE 2, FAIRFIELD, OH, 45014

Cost Of Homeowners Insurance By Street Near Newport, KY

Streets in Newport Area Homeowners Insurance Cost
Monroe St, Harriet Ave, Maine Ave, Sunset Ave, W Walnut St, Johns Hill Rd, Myrtle Ave, Spindle Top Ln, Riverboat Row, State Hwy 1892$744
Cliffgate Ln, Highland Ridge Blvd, Ave of Champions, Gettysburg Square Rd, Creekwood Dr, E 12th St, 18th St, E 11th St, Brighton St, Ridgetrail Ct$790
Orchard Ln, Florence Cir, Tower Hill Rd, Cassidy Ave, Lafayette Ave, Kentucky Dr, I- 471, Porters Ln, Weingartner Aly, N Fort Thomas Ave$803
Harrison Ave, Summer Hill Ave, Little Round Top, Snow Shoe Dr, John St, State Hwy 1892, Mitchell Hill, Highview Dr, Gleason St, Dexter Rd$768
Orchard Hill Rd, Tesseneer Rd, Scenic View Dr, Isabella St, E 10th St, Custis Ave, Gunpowder Rdg, Picketts Charge, Queens View Ln, Thomas Pointe Dr$808

Newport, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newport$113 to $116
Woodlawn$114
Fort Thomas$120
Dayton$112

Newport, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodlawn city, Kentucky $96 $127 $191
Bellevue city, Kentucky $95 $127 $190
Southgate city, Kentucky $96 $127 $191

Newport, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newport, KY5.4%13.9%
Woodlawn5.54%16.62%
Bellevue5.88%14.46%
Southgate5.81%16.58%

Newport Renters Insurance as a Percentage of Rent

Newport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 87 2.0% $347
$200 to $299 268 9.0% $797
$300 to $499 627 21.0% $1247
$500 to $749 1,232 41.0% $1922
$750 to $999 487 16.0% $2672
$1,000 to $1,499 189 6.0% $3797
$1,500 or more 78 2.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Newport For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
125,000 Frame 29 years Countryway Insurance Company 872
250,000 Masonry 9 years Erie Insurance Company 794
150,000 Brick Veneer 19 years Allstate Prop & Cas Ins Co 816
125,000 Frame 29 years American Modern Home Insurance Company 0
125,000 Frame 29 years Crestbrook Insurance Company 472
250,000 Masonry 9 years Electric Insurance Company 1,397
125,000 Frame 29 years Hartford Accident And Indemnity Company 587
250,000 Masonry 9 years Hartford Accident And Indemnity Company 917
150,000 Brick Veneer 19 years Secura Supreme Insurance Company 520
250,000 Masonry 9 years Sentinel Insurance Company Limited 498

Newport, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Newport Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,100$6,600
Net Savings to Newport Home Owner from High Deductible Plan $500

Newport, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newport, KY Home Replacement Value MORE than Home Value Newport, KY Home Replacement Value LESS than Home Value
Replacement Value $134,000 $90,000
Insurance Premium based on Replacement Value $550 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Newport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceLiberty Mutual
Monthly Premium 335049
Year Built 194319411945
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$175000-$200000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Newport, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 195,000 Asphalt Shingles Roof 2,400 4 $500 Deductible 340 5 Wood siding yes
1945 130,000 Wood Shake Roof 1,560 2 $2500-$5000 Deductible 480 12 Vinyl siding No
1948 185,000 Wood Shake Roof 2,310 4 $500 Deductible 400 6 Wood siding No
1945 100,000 Shingles Roof 1,300 2 $1000-$2500 Deductible 220 5 Brick siding No
1947 110,000 Slate Shingles Roof 1,600 2 $500- $1000 Deductible 160 5 Brick siding No
1940 165,000 Slate Shingles Roof 1,920 4 $5000 to $10,000 Deductible 370 8 Brick siding yes
1944 85,000 Tile Roof 980 2 $2500-$5000 Deductible 160 8 Brick siding No
1945 170,000 Wood Shake Roof 1,900 3 $500- $1000 Deductible 660 8 Stucco siding No
1940 165,000 Slate Shingles Roof 2,140 4 $500 Deductible 180 2 Vinyl siding No
1941 205,000 Slate Shingles Roof 2,370 3 $5000 to $10,000 Deductible 140 3 Stucco siding No
1948 90,000 Shingles Roof 1,440 2 $500 Deductible 80 2 Stucco siding No
1941 225,000 Membrane Roof 2,980 4 $1000-$2500 Deductible 660 8 Fiber-Cement Siding No
1945 135,000 Membrane Roof 2,200 3 $2500-$5000 Deductible 170 6 Wood siding yes
1945 150,000 Asphalt Shingles Roof 1,740 4 $2500-$5000 Deductible 480 10 Wood siding yes
1941 110,000 Slate Shingles Roof 1,230 2 $1000-$2500 Deductible 170 4 Fiber-Cement Siding yes
1949 190,000 Membrane Roof 2,810 4 $500- $1000 Deductible 350 5 Fiber-Cement Siding No
1945 90,000 Asphalt Shingles Roof 1,160 2 $1000-$2500 Deductible 250 9 Fiber-Cement Siding No
1941 110,000 Slate Shingles Roof 1,460 2 $2500-$5000 Deductible 310 10 Vinyl siding No
1947 175,000 Slate Shingles Roof 2,170 4 $5000 to $10,000 Deductible 140 4 Vinyl siding yes
1945 170,000 Shingles Roof 1,890 4 $2500-$5000 Deductible 190 3 Vinyl siding No
1940 185,000 Composition Roof 2,170 3 $500 Deductible 1010 12 Vinyl siding No
1948 130,000 Asphalt Shingles Roof 1,870 3 $2500-$5000 Deductible 160 5 Brick siding yes
1946 155,000 Metal Roof 2,290 4 $2500-$5000 Deductible 70 2 Brick siding yes
1944 65,000 Composition Roof 900 2 $2500-$5000 Deductible 120 6 Stucco siding yes
1949 100,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 210 5 Vinyl siding yes
1947 145,000 Composition Roof 2,320 3 $2500-$5000 Deductible 260 7 Stone Siding No
1945 110,000 Tile Roof 1,710 2 $2500-$5000 Deductible 40 1 Wood siding No
1944 125,000 Wood Shake Roof 1,660 2 $1000-$2500 Deductible 390 7 Stone Siding No
1942 220,000 Tile Roof 2,830 4 > $10,000 Deductible 280 6 Stucco siding yes
1942 210,000 Composition Roof 2,790 4 $500- $1000 Deductible 810 10 Vinyl siding No
1946 100,000 Metal Roof 1,360 3 $1000-$2500 Deductible 20 1 Stucco siding No