Newfane Insurance Rates:

Newfane, NY homeowners insurance is about $499 to $677, about $41-$56/month. Our comprehensive research indicates shoppers can save upto $235 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newfane, NY Homeowners Insurance By Home Value

Newfane, NY Home Value Total Homes % of Total Average Newfane, NY Homeowners Insurance
Less than $50,000 343 11.0% $141
$50,000 to $59,999 69 2.0% $294
$60,000 to $69,999 198 6.0% $364
$70,000 to $79,999 249 8.0% $423
$80,000 to $89,999 362 12.0% $476
$90,000 to $99,999 181 6.0% $535
$100,000 to $124,999 533 18.0% $617
$125,000 to $149,999 446 15.0% $776
$150,000 to $174,999 196 6.0% $917
$175,000 to $199,999 77 2.0% $1058
$200,000 to $249,999 104 3.0% $1270
$250,000 to $299,999 92 3.0% $1552
$300,000 to $399,999 82 2.0% $1975

Top Home Insurance Agents Near Newfane, NY

Home Insurance Company Near Newfane, NY Homeowners Insurance Agency Near Newfane, NY Address
Travelers Anthony M Alessi 10517 MAIN ST, NORTH COLLINS, NY, 14111
Nationwide Joseph J Biagiotti 2755 Buffalo Rd, Rochester, NY, 14624-1337
Travelers Orleans Agencies Inc 3008 GAINS RD, ALBION, NY, 14411
Travelers The Elwood Jordans Agency Inc 13361 Broadway St, Alden, NY, 14004
State Farm Valerie Parillo 3140 Sheridan Dr, Amherst, NY, 14226-1900

Cost Of Homeowners Insurance By Street Near Newfane, NY

Streets in Newfane Area Homeowners Insurance Cost
Phillips Rd, Leonard St, Howell Ave, Dublin Rd, Edward Ave, McKee Rd, Jacques Rd, Ellicott Rd, Wallace Ave, Ward Hts$587
Hillcrest Ave, Corwin Station, Spruce Ln, Lake Pointe Dr, Wilson Burt Rd, Transit Rd, Redwood Ln, Tompkins Ct, 1st St, Rounds Rd$586
Panther Dr, Carroll St, Ewings Rd, Rosemarie Cir, Hatter Rd, Lincoln Ct, Wright St, McKee St, Lockport Olcott Rd, Keller Ave$587
Lockport Olcott Rd, Ide Rd, Transit Rd, Hoffman Rd, Crescent Hts, Howard Ave, Beach St, Hess Rd, Woodland Hts, King Fisher Ct$588
Condren Rd, Caledonia St, Franklin St, Van Horn Ave, Railroad St, Saxton St, Orchard Ave, Hummingbird Ln, Condren Rd, Van Horn St$592

Newfane, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newfane$88 to $90
Olcott$88
Lockport$87
Cambria$89

Newfane, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Olcott CDP, New York $89 $118 $177
Wilson town, Niagara County, New York $88 $117 $176
Hartland town, Niagara County, New York $88 $117 $176

Newfane, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newfane, NY3.9%9.5%
Olcott3.03%10.81%
Wilson3.66%8.28%
Hartland3.9%8.86%

Newfane Renters Insurance as a Percentage of Rent

Newfane Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 38 6.0% $799
$300 to $499 141 22.0% $1249
$500 to $749 116 18.0% $1924
$750 to $999 298 47.0% $2674
$1,000 to $1,499 23 3.0% $3799
$1,500 or more 14 2.0% $5449

Newfane, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Newfane Homeowner Insurance Premium Example $3,300$2,900
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $27,000$25,800
Net Savings to Newfane Home Owner from High Deductible Plan $1,200

Newfane, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newfane, NY Home Replacement Value MORE than Home Value Newfane, NY Home Replacement Value LESS than Home Value
Replacement Value $145,000 $97,000
Insurance Premium based on Replacement Value $1,325 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Newfane Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 8814293
Year Built 194919851962
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$100000-$125000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Newfane, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 310,000 Composition Roof 4,850 5 $500 Deductible 530 2 Fiber-Cement Siding No
1981 90,000 Slate Shingles Roof 1,320 3 $2500-$5000 Deductible 170 3 Brick siding yes
1945 110,000 Tile Roof 1,680 5 $500 Deductible 910 10 Brick siding yes
1962 355,000 Wood Shake Roof 4,790 5 > $10,000 Deductible 440 3 Brick siding No
1963 160,000 Membrane Roof 2,040 4 $500- $1000 Deductible 1020 8 Wood siding No
2003 80,000 Membrane Roof 1,240 3 $2500-$5000 Deductible 500 9 Brick siding yes
1966 175,000 Wood Shake Roof 2,660 4 $2500-$5000 Deductible 790 10 Vinyl siding No
1961 135,000 Shingles Roof 2,390 5 $500 Deductible 700 5 Fiber-Cement Siding yes
1982 100,000 Shingles Roof 1,580 3 $2500-$5000 Deductible 360 5 Stucco siding yes
1982 145,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 1550 12 Brick siding yes
1949 175,000 Asphalt Shingles Roof 2,110 4 $2500-$5000 Deductible 320 2 Stucco siding No
1986 315,000 Slate Shingles Roof 4,740 5 $2500-$5000 Deductible 1590 7 Fiber-Cement Siding yes
1985 110,000 Membrane Roof 1,850 3 $500 Deductible 620 8 Fiber-Cement Siding No
1987 125,000 Asphalt Shingles Roof 1,610 4 $500- $1000 Deductible 530 7 Fiber-Cement Siding No
1986 360,000 Metal Roof 4,280 5 $2500-$5000 Deductible 2780 12 Fiber-Cement Siding No
2006 150,000 Slate Shingles Roof 2,330 3 $1000-$2500 Deductible 350 3 Stucco siding No
1947 135,000 Asphalt Shingles Roof 1,770 3 $500 Deductible 410 3 Brick siding No
1961 160,000 Membrane Roof 2,360 5 $500- $1000 Deductible 520 4 Fiber-Cement Siding No
1946 110,000 Composition Roof 1,720 4 $500 Deductible 300 5 Fiber-Cement Siding No
1947 195,000 Shingles Roof 3,020 4 $2500-$5000 Deductible 820 9 Fiber-Cement Siding No
2004 235,000 Slate Shingles Roof 2,840 4 $2500-$5000 Deductible 150 1 Fiber-Cement Siding No
1984 85,000 Composition Roof 1,260 3 $500- $1000 Deductible 220 4 Wood siding yes
1946 200,000 Wood Shake Roof 2,450 4 $5000 to $10,000 Deductible 200 2 Stone Siding No
1944 175,000 Slate Shingles Roof 2,320 4 $500- $1000 Deductible 1240 6 Stone Siding yes
1969 195,000 Wood Shake Roof 3,110 4 $2500-$5000 Deductible 680 5 Stucco siding No
1988 170,000 Tile Roof 1,990 4 $500- $1000 Deductible 290 3 Stone Siding No
1964 145,000 Composition Roof 2,360 5 $1000-$2500 Deductible 530 5 Stucco siding yes
1961 180,000 Membrane Roof 2,730 4 $2500-$5000 Deductible 1130 9 Vinyl siding No
1966 105,000 Tile Roof 1,550 3 $500 Deductible 560 7 Stone Siding No
1968 215,000 Metal Roof 2,710 4 $500- $1000 Deductible 150 1 Brick siding yes
1943 340,000 Tile Roof 4,240 5 $500- $1000 Deductible 570 2 Vinyl siding No
1960 330,000 Wood Shake Roof 4,410 5 $5000 to $10,000 Deductible 200 1 Brick siding yes