Newcastle Insurance Rates:

Newcastle, OK homeowners insurance is about $1,264 to $1,732, about $105-$144/month. Our in depth analysis reveals consumers can save upto $599 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newcastle, OK Homeowners Insurance By Home Value

Newcastle, OK Home Value Total Homes % of Total Average Newcastle, OK Homeowners Insurance
Less than $50,000 197 8.0% $239
$80,000 to $89,999 124 5.0% $839
$90,000 to $99,999 126 5.0% $929
$100,000 to $124,999 398 17.0% $1079
$125,000 to $149,999 238 10.0% $1349
$150,000 to $174,999 442 19.0% $1603
$175,000 to $199,999 123 5.0% $1843
$200,000 to $249,999 192 8.0% $2233
$250,000 to $299,999 176 7.0% $2728
$300,000 to $399,999 168 7.0% $3462

Top Home Insurance Agents Near Newcastle, OK

Home Insurance Company Near Newcastle, OK Homeowners Insurance Agency Near Newcastle, OK Address
Travelers Aaa Oklahoma-Edmond 16620 N WESTERN AVE, EDMOND, OK, 73012
Farmers Dustin Williams Lutcf 125 24th Ave NW, Norman, OK, 73069
Farmers Justin Stange 5929 N May Ave Ste 500, Okc, OK, 73112
Allstate Loftin Humphrey & Associates Inc. 101 S Willow St, Pauls Valley, OK, 73075
Allstate Ryan Goad 505 W Vandament Ave, Yukon, OK, 73099

Cost Of Homeowners Insurance By Street Near Newcastle, OK

Streets in Newcastle Area Homeowners Insurance Cost
E Co Rd 1400, Sleepy Ridge Dr, N Rockwell Ave, Twin Creek Ln, Ward Acres Rd, Haloka Ave, Georgia Ave, Forest Ln, N Jefferson Ave, Shadow Lake Dr$1,499
Finch Ave, Choctaw Trl, NE 1st St, SW 174th St, Rocky Rd, 290th St, Buffalo Creek Rd, S Van Buren Ave, Co Rd 3105, W Chestnut Rd$1,507
E Center Rd, Highpoint Rd, Cypress Ln, NW 35th, Almond Ln, 308th St, 290th St, N Countyline Rd, Mesa Dr, Locust Grove Rd$1,482
Rockwell Ave, Buckskin Ct, W Golf Course Rd, Macarthur Rd, 196th St, SE 7th St, Green Acres Dr, NW 55th St, Potter Ave, NW 4th St$1,489
NE 2nd St, Oak Ct, NW 7th St, NW 33rd Pl, 270th St, Redbud Rd, Lower Lake Dr, 315th St, Aspen Rd, Live Oak$1,475

Newcastle, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newcastle$223 to $226
Newcastle-Blanchard$223
Blanchard$227
Bridge Creek$221

Newcastle, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newcastle-Blanchard CCD, McClain County, Oklahoma $224 $298 $447
Blanchard city, Oklahoma $227 $302 $453
Bridge Creek town, Oklahoma $221 $295 $443

Newcastle, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newcastle, OK9.1%32.2%
Newcastle-Blanchard9.41%33.22%
Blanchard8.95%32.6%
Bridge Creek13.03%32.84%

Newcastle Renters Insurance as a Percentage of Rent

Newcastle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 13 4.0% $1259
$500 to $749 125 39.0% $1934
$750 to $999 58 18.0% $2684
$1,000 to $1,499 106 33.0% $3809
$1,500 or more 17 5.0% $5459

Average Cost Of Home Insurance By Company In Areas Nearby Newcastle For Different Scenarios

Home value ($) Construction type Company premium ($)
50,000 to 70000 Frame Allstate Prop & Cas Ins Co 2,370
50,000 to 70000 Masonry Country Mutual Insurance Co. 1,454
50,000 to 70000 FRAME Liberty Insurance Corp. 2,080
70,000 to 100000 FRAME Liberty Insurance Corp. 2,276
50,000 to 70000 Masonry North Star Mutual Insurance Co. 1,418
70,000 to 100000 Masonry Property & Casualty Ins. Co. Of Hartford 3,004
100,000 to 150000 Masonry Travelers Home And Marine Insurance Co. 2,069
50,000 to 70000 FRAME Travelers Home And Marine Insurance Co. 1,269
150,000 to 200000 Masonry Usaa Casualty Insurance Co. 2,058

Newcastle, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$7,800
Yearly Newcastle Homeowner Insurance Premium Example $8,700$7,300
Out of Pocket Expense During Claim$800$7,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $53,000$51,600
Net Savings to Newcastle Home Owner from High Deductible Plan $1,400

Newcastle, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newcastle, OK Home Replacement Value MORE than Home Value Newcastle, OK Home Replacement Value LESS than Home Value
Replacement Value $185,500 $102,000
Insurance Premium based on Replacement Value $6,675 $3,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $1,425/year Insurance costlier by $1,575/year

Example Newcastle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceState Farm
Monthly Premium 464390526
Year Built 198719972005
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$150000-$175000
Deductible $500- $1000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Newcastle, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 225,000 Slate Shingles Roof 2,340 3 $2500-$5000 Deductible 460 1 Fiber-Cement Siding yes
1986 205,000 Slate Shingles Roof 1,900 3 $2500-$5000 Deductible 1240 4 Stucco siding No
1984 220,000 Tile Roof 2,310 3 $5000 to $10,000 Deductible 4690 12 Stucco siding No
1970 130,000 Wood Shake Roof 1,700 5 $2500-$5000 Deductible 1280 5 Vinyl siding No
1990 155,000 Shingles Roof 1,860 3 $1000-$2500 Deductible 1060 3 Vinyl siding No
1997 165,000 Shingles Roof 1,520 5 $2500-$5000 Deductible 4540 9 Brick siding yes
2009 105,000 Metal Roof 1,350 3 $2500-$5000 Deductible 450 2 Brick siding No
2010 145,000 Slate Shingles Roof 1,700 3 $1000-$2500 Deductible 2230 6 Vinyl siding yes
2002 430,000 Membrane Roof 4,600 5 $2500-$5000 Deductible 4190 4 Brick siding No
2012 125,000 Tile Roof 1,610 3 $500- $1000 Deductible 840 2 Wood siding yes
2011 255,000 Slate Shingles Roof 3,240 4 $500 Deductible 3620 4 Vinyl siding yes
2012 170,000 Shingles Roof 1,790 3 $5000 to $10,000 Deductible 420 1 Fiber-Cement Siding yes
1997 240,000 Asphalt Shingles Roof 2,230 4 > $10,000 Deductible 770 2 Brick siding yes
1971 160,000 Membrane Roof 1,800 4 $5000 to $10,000 Deductible 3610 10 Brick siding No
2005 220,000 Shingles Roof 2,160 4 > $10,000 Deductible 3660 12 Stucco siding No
2010 250,000 Metal Roof 2,580 4 $500- $1000 Deductible 7500 9 Brick siding No
1999 235,000 Asphalt Shingles Roof 2,610 4 > $10,000 Deductible 3220 7 Stucco siding yes
2009 260,000 Membrane Roof 2,870 4 $500- $1000 Deductible 5460 10 Brick siding yes
1979 305,000 Slate Shingles Roof 3,350 4 $1000-$2500 Deductible 9140 10 Vinyl siding No
1978 415,000 Shingles Roof 4,010 5 > $10,000 Deductible 5250 9 Stone Siding yes
2008 255,000 Wood Shake Roof 2,560 5 > $10,000 Deductible 1330 3 Brick siding No
1995 185,000 Shingles Roof 2,420 5 $5000 to $10,000 Deductible 1370 3 Brick siding yes
2014 180,000 Shingles Roof 1,700 4 $2500-$5000 Deductible 3640 6 Stucco siding yes
2005 165,000 Metal Roof 1,810 3 $5000 to $10,000 Deductible 660 2 Stone Siding No
1972 445,000 Shingles Roof 4,480 5 $2500-$5000 Deductible 7630 8 Wood siding No
1978 230,000 Tile Roof 2,400 3 $500- $1000 Deductible 6490 12 Wood siding yes
2002 340,000 Slate Shingles Roof 3,520 5 $1000-$2500 Deductible 4140 5 Brick siding yes
1972 205,000 Wood Shake Roof 2,060 3 $1000-$2500 Deductible 530 1 Stone Siding No
1999 180,000 Wood Shake Roof 1,930 3 $500 Deductible 570 1 Wood siding No
2009 165,000 Membrane Roof 1,650 5 $500- $1000 Deductible 3590 6 Brick siding No
1978 170,000 Shingles Roof 1,610 3 $5000 to $10,000 Deductible 1280 5 Stucco siding No
1971 170,000 Membrane Roof 2,100 3 $5000 to $10,000 Deductible 4500 12 Stucco siding yes