Newburyport Insurance Rates:

Newburyport, MA homeowners insurance is about $916 to $1,249, about $76-$104/month. Our comprehensive analysis indicates shoppers can save as much as $433 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newburyport, MA Homeowners Insurance By Home Value

Newburyport, MA Home Value Total Homes % of Total Average Newburyport, MA Homeowners Insurance
$90,000 to $99,999 57 2.0% $238
$150,000 to $174,999 43 1.0% $400
$200,000 to $249,999 213 9.0% $563
$250,000 to $299,999 376 16.0% $682
$300,000 to $399,999 1,548 66.0% $877

Top Home Insurance Agents Near Newburyport, MA

Home Insurance Company Near Newburyport, MA Homeowners Insurance Agency Near Newburyport, MA Address
Travelers Foy And Mariotti Insurance Inc 54 Point Road Ste 102 Tel 603.410.5500, Dover, NH, 3820
Liberty Mutual Independent Mcsweeney & Ricci Insurance 420 WASHINGTON ST, BRAINTREE, MA, 2184
Travelers Robert A Dallas Insurance Agency Inc 68 WATERTOWN ST, WATERTOWN, MA, 2472
NA X S Brokers Insurance Agency 10 Granite Street, Quincy, MA, 2169
NA Foy Insurance Group, Inc.(Exeter Nh) 64 Portsmouth Ave Tel 603-772-4781, exeter, NH, 3833

Cost Of Homeowners Insurance By Street Near Newburyport, MA

Streets in Newburyport Area Homeowners Insurance Cost
65th St, Kate St, Vernon St, Briggs Ave, Peters Rd, Carlton Dr, William Hall Dr, Moseley Ave, Fenders Ave, Hope Ave$1,078
Lawton Dr, Gypsy Ln, Helena St, Dalton St, Blueberry Pines, Henderson Cir, Bowlen Ave, N Atkinson St, Traffic Cir, Daniel Lucy Way$1,077
Plummer Ave, Caldwells Ct, 64th St, Central Pl, 76th St, Barton St, 77th St, Vernon Ct, Fruit St, Christie Dr$1,081
Bradbury Ln, Reservation Ter, Ashland Ct, Union Pl, 57th St, Greenleaf St, Chainbridge Dr, Coffin St, Opportunity Way, Margerie St$1,083
Harding Ave, Noble St, Storeybrook Dr, Bricher St, 52nd St, Atkinson Ct, Melvin Ct, Garrison Rd, Carter St, Pheasant Run Dr$1,088

Newburyport, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newburyport$161 to $163
Newbury$163
Salisbury$157
West Newbury$164

Newburyport, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newbury town, Essex County, Massachusetts $164 $218 $327
Salisbury town, Essex County, Massachusetts $157 $209 $314
West Newbury town, Essex County, Massachusetts $164 $219 $329

Newburyport, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newburyport, MA3.7%10.8%
Newbury3.52%12.43%
Salisbury4.32%13.33%
West Newbury3.42%9.83%

Newburyport Renters Insurance as a Percentage of Rent

Newburyport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 158 7.0% $785
$300 to $499 145 7.0% $1235
$500 to $749 166 8.0% $1910
$750 to $999 374 18.0% $2660
$1,000 to $1,499 685 33.0% $3785
$1,500 or more 515 25.0% $5435

Newburyport, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$4,600
Yearly Newburyport Homeowner Insurance Premium Example $3,400$2,600
Out of Pocket Expense During Claim$600$4,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $21,000$20,200
Net Savings to Newburyport Home Owner from High Deductible Plan $800

Newburyport, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newburyport, MA Home Replacement Value MORE than Home Value Newburyport, MA Home Replacement Value LESS than Home Value
Replacement Value $572,000 $402,500
Insurance Premium based on Replacement Value $5,250 $3,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $125,000
Premium Impact Insurance cheaper by $1,150/year Insurance costlier by $400/year

Example Newburyport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 50019978
Year Built 199719471947
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount More than 10000000$250000-$300000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Newburyport, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 575,000 Shingles Roof 3,100 5 > $10,000 Deductible 250 1 Fiber-Cement Siding No
1945 480,000 Wood Shake Roof 1,950 3 $2500-$5000 Deductible 640 3 Fiber-Cement Siding yes
1995 625,000 Slate Shingles Roof 2,800 4 $500 Deductible 6110 12 Fiber-Cement Siding yes
1944 700,000 Asphalt Shingles Roof 2,840 4 $5000 to $10,000 Deductible 3070 9 Stucco siding No
1942 595,000 Slate Shingles Roof 2,880 5 > $10,000 Deductible 600 3 Stone Siding No
1944 455,000 Asphalt Shingles Roof 2,210 3 $5000 to $10,000 Deductible 830 4 Stone Siding No
1943 680,000 Asphalt Shingles Roof 2,910 4 $5000 to $10,000 Deductible 400 2 Vinyl siding No
1947 505,000 Shingles Roof 2,490 4 $2500-$5000 Deductible 1750 10 Stone Siding yes
1992 285,000 Metal Roof 1,420 3 $1000-$2500 Deductible 720 4 Fiber-Cement Siding yes
1995 230,000 Composition Roof 1,350 2 > $10,000 Deductible 600 8 Stone Siding No
1999 1,160,000 Slate Shingles Roof 4,620 5 > $10,000 Deductible 3060 8 Stucco siding No
1945 350,000 Asphalt Shingles Roof 1,940 4 > $10,000 Deductible 320 3 Stone Siding yes
1992 415,000 Composition Roof 1,700 2 $500- $1000 Deductible 680 4 Vinyl siding yes