Newbury, MA homeowners insurance is roughly $923 to $1,263, about $76-$105/month. Our in depth research reveals consumers can save as much as $437 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Newbury, MA | Homeowners Insurance Agency Near Newbury, MA | Address |
|---|---|---|
| Travelers | Bearce Ins Agency Inc | 670 PLEASANT ST, BROCKTON, MA, 2301 |
| Travelers | D Francis Murphy Insurance Agency Inc | 201 MAIN ST, GROTON, MA, 1450 |
| Travelers | Fravel Insurance Agency | 6 HIGH STREET, DANVERS, MA, 1923 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Newburyport city, Massachusetts | $162 | $216 | $324 |
| Rowley town, Essex County, Massachusetts | $162 | $216 | $324 |
| West Newbury town, Essex County, Massachusetts | $164 | $219 | $329 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Newbury, MA | 3.5% | 12.4% |
| Newburyport | 3.66% | 10.76% |
| Rowley | 3.63% | 12.29% |
| West Newbury | 3.42% | 9.83% |
| Newbury Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 60 | 12.0% | $1230 |
| $500 to $749 | 40 | 8.0% | $1905 |
| $750 to $999 | 63 | 13.0% | $2655 |
| $1,000 to $1,499 | 192 | 40.0% | $3780 |
| $1,500 or more | 118 | 24.0% | $5430 |
| Streets in Newbury Area | Homeowners Insurance Cost |
|---|---|
| Collins Way, Kingsford St, Low St, McLeod Ave, Marlboro St, Newbury Neck Rd, Independence Way, Plum Island Blvd, 50th St, Exeter Way | $1,096 |
| Hutchins Ter, Coleman Rd, Caldwell Farm Rd, 6th St, Scotland Heights Dr, Greentree Ln, Kent Way, Scotland Rd, Noyes Ln, Olga Way | $1,092 |
| Parker River Dr, Tennys Ct, Rogers Ln, 48th St, Yale Way, Lanes End, Plum Bush Downs, Wayside Ave, Colby Ln, Donnas Way | $1,090 |
| Great Meadow Rd, Parish Rd, High Tail Ln, Cedar Hills, Newman Rd, Plum Bush Rd, 18th St, Hanover St, Hutchins Rd, Knobb Hill W | $1,094 |
| S Pond St, Jackson Way, Oak Ridge Ter, Old Rowley Rd, Withington St, 42nd St, 20th St, 14th St, Pearson Dr, 12th St | $1,091 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Newbury | $162 to $165 |
| Newburyport | $162 |
| West Newbury | $164 |
| Salisbury | $157 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Newbury Homeowner Insurance Premium Example | $2,700 | $2,200 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $19,400 | $18,900 |
| Net Savings to Newbury Home Owner from High Deductible Plan | $500 | |
| Scenario | Newbury, MA Home Replacement Value MORE than Home Value | Newbury, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $541,500 | $356,500 |
| Insurance Premium based on Replacement Value | $4,650 | $3,075 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $106,500 | Risk Exposure from Under Insuring Coverage is $78,500 |
| Premium Impact | Insurance cheaper by $675/year | Insurance costlier by $900/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Allstate |
| Monthly Premium | 498 | 154 | 148 |
| Year Built | 1949 | 1965 | 1992 |
| Home Details | 4 Beds, 3 Baths | 3 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $600000-$700000 | $350000-$400000 | $400000-$500000 |
| Deductible | $500 Deductible | > $10,000 Deductible | > $10,000 Deductible |