Newburgh Insurance Rates:

Newburgh, NY homeowners insurance is roughly $530 to $719, about $44-$59/month. Our comprehensive guide reveals consumers can save as much as $249 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I would absolutely recommend Progressive to my friends and family members. Progressive is a great insurance company who values their customers.
Universal Property & Casualty Insurance Company
Contacts customers when payment is lapsing or before canceling the policy, always willing to work with you to make necessary payments.
Progressive
It sometimes is hard to make payments, because it does not clearly show. perhaps putting a payment option more easily accessible.
State Farm
I love their ads, customer service as well as their sales people. always make me feel like i'm taken care of.
Usaa
Sometimes I think that the premium is a little too high for the amount coverage they offer. Another thing is to reach a representative on the phone takes a little too long.
Usaa
I can log onto the website with touch ID and access all of my accounts and plans within seconds. The application is very user-friendly, the website is user-friendly as well, but cannot login as easy.
Usaa
Good service overall. Easy to navigate and find information as required on the website. Pretty good customer service response as well. The premium could always be lower, but agents are always friendly.
Union Mutual
We had a claim on our insurance last year. I was apprehensive given horror stories I had heard about people trying to make claims with their insurances. The agent was not only quick with the claim but incredibly polite and helpful. He went out of his way to answer the many questions I had.
Geico
When I did the comparison when shopping for Home insurance GEICO was not the cheapest company but I get to have a single point of contact when filing a claim.

Newburgh, NY Homeowners Insurance By Home Value

Newburgh, NY Home Value Total Homes % of Total Average Newburgh, NY Homeowners Insurance
Less than $50,000 238 2.0% $49
$100,000 to $124,999 188 2.0% $237
$125,000 to $149,999 214 2.0% $293
$150,000 to $174,999 388 4.0% $349
$175,000 to $199,999 385 4.0% $399
$200,000 to $249,999 1,572 19.0% $486
$250,000 to $299,999 1,899 23.0% $592
$300,000 to $399,999 2,879 36.0% $755

Top Home Insurance Agents Near Newburgh, NY

Home Insurance Company Near Newburgh, NY Homeowners Insurance Agency Near Newburgh, NY Address
Allstate Brian David 48 Mountainview Blvd, Wayne, NJ, 7470
Travelers D C Ranieri Insurance Agcy 457 PALMER ROAD, YONKERS, NY, 10701
Travelers Levitt-Fuirst Assoc Ltd 1 EXECUTIVE BLVD STE 301B, YONKERS, NY, 10701
State Farm Mike Cordero 11 West Ave Ste 2, Chester, NY, 10918-3502
State Farm Tony Pante 1474 Route 23 Ste 4, Wayne, NJ, 07470-7521

Cost Of Homeowners Insurance By Street Near Newburgh, NY

Streets in Newburgh Area Homeowners Insurance Cost
Dene Rd, Floral Dr, Mohican Rd, Pisces Dr, Charlestown Rd, Buddy Ln, E Green Rd, Hy Vue Cir, Clarion Ct, M and M Rd$622
Chestnut Ln, Valley Forge, McCall Pl Exd, Fullerton Ave, Lorenzen Ln, Pine Meadow Farms Rd, Kettle Ct, Sheafe Cir, Cedar Cliff Rd, Pony Ter$637
Lincolndale Acres, Bellevue Rd, Hidden Valley Ln, Mountainview Ave, Vidi Dr, Deljo Ln, Ave of Americas, Harcourt Cosman Dr, Orr Ave, Blossom Ln$635
Edgewood Ter, Karen Ct, Mike Ruggerio Dr, Parr Cir, Capital Ct, Gardner St, Kings Hill Rd, Kentucky Dr, Starlight Path, Vineyard Ln$635
Korosko Farm Rd, Albany Post Rd, Rutland Ln, Marotta Dr, Arbor Dr, Lakeside Rd, Willow St, Williamsburg Ct, Helene Ter, Knights Cir$621
Rd D, Shady Dell Dr, Old S Plank Rd, Quaker St, Holmes Rd, Hawthorne Ave, Genna Way, Brocklehurst Rd, Twin Gate Rd, Boundary Hill Pl$639
Cobble Creek Dr, Benson Ave, Bivona Ln, Rivers Edge, Chestnut Ave, Parkview St, Gardner St, Crestwood Ct, Maggie Rd, Lilac Ct$623
Roma Dr, Vincent Ln, Ash St, Pine Vw, Huff Rd, Mystic Ln, Saratoga Ln, Minard Ln, Powelton Rd, Straw Ridge Rd$640
Milita Way, Mecca Dr, John Paul Jones Ln, E St, Sky View Ct, Hopeview Ct, Cindy Ln, Briarwood Ln, Sluga Dr, Williams Ave Exd$634
Blueberry Ln, Midway Dr, Ashley Dr, Carter Ave, Rocky Rd, Oles Rd, Square Hill Rd, B St, Firemens Ln, N Dix Ave$637

Newburgh, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newburgh$93 to $95
Gardnertown$93
Balmville$94
Marlboro$92

Newburgh, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gardnertown CDP, New York $78 $103 $155
Orange Lake CDP, New York $78 $103 $155
Balmville CDP, New York $79 $105 $157

Newburgh, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newburgh, NY2.3%7.2%
Gardnertown2.2%8.19%
Orange Lake2.17%7.84%
Balmville2.75%8.83%

Newburgh Renters Insurance as a Percentage of Rent

Newburgh Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 39 2.0% $1907
$750 to $999 242 14.0% $2657
$1,000 to $1,499 825 49.0% $3782
$1,500 or more 540 32.0% $5432

Newburgh, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$7,200
Yearly Newburgh Homeowner Insurance Premium Example $3,700$2,700
Out of Pocket Expense During Claim$1,200$7,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $27,100$26,100
Net Savings to Newburgh Home Owner from High Deductible Plan $1,000

Newburgh, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newburgh, NY Home Replacement Value MORE than Home Value Newburgh, NY Home Replacement Value LESS than Home Value
Replacement Value $459,000 $289,500
Insurance Premium based on Replacement Value $4,400 $2,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,500 Risk Exposure from Under Insuring Coverage is $106,000
Premium Impact Insurance cheaper by $1,000/year Insurance costlier by $625/year

Example Newburgh Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateAmica Mutual Insurance Company
Monthly Premium 193218110
Year Built 201020071960
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$300000-$350000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Newburgh, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 290,000 Wood Shake Roof 2,030 5 $5000 to $10,000 Deductible 1040 7 Stucco siding yes
1995 195,000 Membrane Roof 1,400 3 $2500-$5000 Deductible 320 2 Wood siding yes
1975 285,000 Wood Shake Roof 1,800 3 $500- $1000 Deductible 1340 8 Stone Siding yes
1963 425,000 Composition Roof 2,570 4 $500- $1000 Deductible 1310 5 Vinyl siding No
1970 210,000 Asphalt Shingles Roof 1,750 4 $1000-$2500 Deductible 1210 9 Stone Siding No
2004 280,000 Composition Roof 2,200 4 $2500-$5000 Deductible 160 1 Stone Siding No
1983 310,000 Asphalt Shingles Roof 2,050 4 $500- $1000 Deductible 960 5 Fiber-Cement Siding yes
2000 450,000 Slate Shingles Roof 2,670 4 $500- $1000 Deductible 2210 8 Fiber-Cement Siding yes
1972 320,000 Metal Roof 2,110 4 $1000-$2500 Deductible 880 4 Stone Siding yes
1976 220,000 Composition Roof 1,370 3 $5000 to $10,000 Deductible 1310 12 Vinyl siding yes
1961 195,000 Metal Roof 1,440 3 $1000-$2500 Deductible 570 6 Fiber-Cement Siding No
1981 340,000 Membrane Roof 1,940 3 $5000 to $10,000 Deductible 1400 8 Stucco siding No
1964 530,000 Shingles Roof 3,090 4 > $10,000 Deductible 1700 8 Vinyl siding No
2012 315,000 Wood Shake Roof 2,020 3 > $10,000 Deductible 1080 9 Brick siding yes
1989 260,000 Shingles Roof 1,880 4 $500 Deductible 2630 10 Fiber-Cement Siding yes
1986 255,000 Slate Shingles Roof 1,870 4 > $10,000 Deductible 1130 10 Stucco siding No
1991 600,000 Metal Roof 3,690 5 $2500-$5000 Deductible 290 1 Vinyl siding yes
1967 375,000 Composition Roof 2,970 4 $5000 to $10,000 Deductible 1100 4 Stucco siding yes
1970 235,000 Asphalt Shingles Roof 1,320 3 $2500-$5000 Deductible 770 6 Stone Siding yes
2006 360,000 Metal Roof 2,620 4 $500 Deductible 310 1 Wood siding No
1942 380,000 Shingles Roof 2,760 5 $500- $1000 Deductible 2940 9 Stucco siding No
1960 320,000 Wood Shake Roof 2,120 3 $500 Deductible 2060 6 Fiber-Cement Siding No
1968 635,000 Membrane Roof 3,660 5 > $10,000 Deductible 1270 5 Brick siding yes
1976 700,000 Shingles Roof 3,880 5 $1000-$2500 Deductible 4520 12 Vinyl siding yes
1996 190,000 Metal Roof 1,350 3 $1000-$2500 Deductible 970 6 Fiber-Cement Siding No
1979 325,000 Shingles Roof 2,140 3 $5000 to $10,000 Deductible 1420 7 Fiber-Cement Siding No
2009 245,000 Asphalt Shingles Roof 1,480 3 $500- $1000 Deductible 420 2 Stucco siding No
1972 325,000 Tile Roof 2,480 5 $5000 to $10,000 Deductible 380 2 Brick siding yes
1974 340,000 Membrane Roof 2,710 4 > $10,000 Deductible 570 4 Stucco siding yes
1984 435,000 Tile Roof 3,080 5 $500- $1000 Deductible 4180 12 Wood siding No
1998 610,000 Membrane Roof 3,760 5 $1000-$2500 Deductible 4140 8 Stone Siding No
1967 270,000 Wood Shake Roof 1,980 3 $5000 to $10,000 Deductible 200 2 Fiber-Cement Siding yes
1978 690,000 Asphalt Shingles Roof 4,760 5 $5000 to $10,000 Deductible 1110 3 Fiber-Cement Siding yes
1944 410,000 Wood Shake Roof 2,290 3 $2500-$5000 Deductible 2390 9 Fiber-Cement Siding No
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Newburgh, NY Home Insurance Agents for Top Companies