Newberry Insurance Rates:

Newberry, SC homeowners insurance is nearly $671 to $916, about $55-$76/month. Our detailed guide shows customers can save upto $317 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
The one thing i don't like about met life is that they are not very competitive in regards to pricing. they do have good service but the price is a concern.
Farmer's Insurance
I like the financial rating that farmers holds. that is the main reason why i haven't left for a smaller company with lower rates. in case of a catastrophe, i feel assured that i will be taken care of.
Geico
The company is fair and competitive. The rates have been fine and the communication is effective.
Farmer's Insurance
I can't really say anything bad. They have taken good care of us
Travelers
I am very pleased with Progressive as an insurance company and would recommend them to anyone. I have not had any major issues in working with them for the past several years.
State Farm
They send us emails regularly about things that might benefit us. They are always sending our privacy policies regularly. I think the only things that are not beneficial are some of the emails don't apply and just get deleted. They are always ahead of time emailing and sending information to pay our bills.

Newberry, SC Homeowners Insurance By Home Value

Newberry, SC Home Value Total Homes % of Total Average Newberry, SC Homeowners Insurance
Less than $50,000 783 20.0% $198
$50,000 to $59,999 287 7.0% $412
$60,000 to $69,999 267 6.0% $515
$70,000 to $79,999 308 7.0% $594
$80,000 to $89,999 184 4.0% $674
$90,000 to $99,999 209 5.0% $753
$100,000 to $124,999 511 13.0% $872
$125,000 to $149,999 381 9.0% $1094
$150,000 to $174,999 328 8.0% $1292
$175,000 to $199,999 127 3.0% $1490
$200,000 to $249,999 219 5.0% $1800
$250,000 to $299,999 187 4.0% $2196
$300,000 to $399,999 79 2.0% $2791

Top Home Insurance Agents Near Newberry, SC

Home Insurance Company Near Newberry, SC Homeowners Insurance Agency Near Newberry, SC Address
NA Caldwell Insurance Agency 162 Gadsden Street, Chester, SC, 29706
Travelers Affordable Insurance Group 6168 Saint Andrews Rd , Columbia, SC, 29212
Allstate Marvin Waldrep 129 Church St, Chester, SC, 29706
Travelers Midland Agency Ins Corp 22 OFFICE PARK CT, COLUMBIA, SC, 29223
Travelers Whitmire Insurance Agency 138 MAIN ST, WHITMIRE, SC, 29178

Cost Of Homeowners Insurance By Street Near Newberry, SC

Streets in Newberry Area Homeowners Insurance Cost
Bearington Rd, Elmwood Cir, Pondfield Rd, Giff St, State Rd S-36-43, Counts Sausage Rd, James Duffie Rd, Thomas Griffin Rd, Inez Chaplin Rd, Suber Dr$787
Wardlaw St, Moore Farm Cir, Vaughnville Rd, Little Ranches Dr, Dean St, Scurry Island Rd, Hill St, Cut Off Rd, White Rd, Brown Chapel Ln$792
Highland Dr, State Rd S-36-149, Olive Rd, Calhoun St, Woodland Way, Holms Rd, Caldwell St, Pender Ridge Rd, State Rd S-36-157, Deer Trace Ln$805
Marguerite Dr, Whitener St, State Rd S-36-376, Indian Land Dr, Longshot Dr, 3rd St, Nance Forest Dr, State Rd S-36-343, Pool Dr, South St$784
Parkview Ct, Winnsboro Rd, Goodman Dr, Silverstreet Rd, Friend St, Longshore Rd, Boazman Ln, Pintail Pointe, State Rd S-36-346, Morgan St$789

Newberry, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newberry$118 to $121
Newberry County$119
Chappells$120
Whitmire$115

Newberry, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newberry County, South Carolina $119 $159 $239
Silverstreet town, South Carolina $119 $159 $239
Chappells CCD, Newberry County, South Carolina $120 $160 $240

Newberry, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newberry, SC6.2%18.1%
Newberry County6.32%19.26%
Silverstreet6.19%14.24%
Chappells5.64%18.31%

Newberry Renters Insurance as a Percentage of Rent

Newberry Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 97 4.0% $354
$200 to $299 271 11.0% $804
$300 to $499 348 15.0% $1254
$500 to $749 964 41.0% $1929
$750 to $999 496 21.0% $2679
$1,000 to $1,499 134 5.0% $3804

Newberry, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Newberry Homeowner Insurance Premium Example $2,300$2,100
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,100$19,500
Net Savings to Newberry Home Owner from High Deductible Plan $600

Newberry, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newberry, SC Home Replacement Value MORE than Home Value Newberry, SC Home Replacement Value LESS than Home Value
Replacement Value $96,500 $76,000
Insurance Premium based on Replacement Value $850 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Newberry Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateTravelers
Monthly Premium 456772
Year Built 200719811975
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$125000-$150000
Deductible $1000-$2500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Newberry, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 125,000 Slate Shingles Roof 1,900 3 $1000-$2500 Deductible 300 4 Wood siding No
2014 105,000 Slate Shingles Roof 1,730 4 $2500-$5000 Deductible 530 10 Stone Siding yes
1977 145,000 Membrane Roof 2,420 4 $500 Deductible 730 7 Wood siding yes
1986 275,000 Wood Shake Roof 4,610 5 $5000 to $10,000 Deductible 320 3 Stucco siding yes
2000 165,000 Tile Roof 2,720 4 $500 Deductible 730 5 Stone Siding No
1981 215,000 Metal Roof 3,710 5 > $10,000 Deductible 90 1 Stucco siding yes
1972 70,000 Composition Roof 1,240 3 $2500-$5000 Deductible 310 7 Vinyl siding yes
1940 140,000 Composition Roof 2,020 4 $1000-$2500 Deductible 200 3 Fiber-Cement Siding yes
2009 235,000 Tile Roof 3,070 4 $500- $1000 Deductible 1120 7 Wood siding yes
2014 185,000 Metal Roof 2,950 4 $500- $1000 Deductible 390 3 Stone Siding yes
1998 135,000 Wood Shake Roof 1,880 3 $500- $1000 Deductible 780 12 Vinyl siding No
2010 170,000 Shingles Roof 2,280 3 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding yes
1988 225,000 Asphalt Shingles Roof 2,970 5 $2500-$5000 Deductible 330 2 Stucco siding No
2001 205,000 Composition Roof 2,730 4 > $10,000 Deductible 620 8 Brick siding yes
1948 125,000 Composition Roof 1,920 4 $2500-$5000 Deductible 50 1 Fiber-Cement Siding yes
1980 140,000 Shingles Roof 1,670 4 $500 Deductible 740 7 Wood siding No
2010 105,000 Composition Roof 1,600 3 $500- $1000 Deductible 530 9 Fiber-Cement Siding No
2012 140,000 Membrane Roof 2,210 3 $1000-$2500 Deductible 470 7 Brick siding No
1976 100,000 Wood Shake Roof 1,530 3 $2500-$5000 Deductible 490 8 Wood siding No