Newark Insurance Rates:

Newark, NY homeowners insurance is nearly $497 to $672, about $41-$56/month. Our complete analysis indicates shoppers can save upto $234 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newark, NY Homeowners Insurance By Home Value

Newark, NY Home Value Total Homes % of Total Average Newark, NY Homeowners Insurance
Less than $50,000 176 7.0% $163
$50,000 to $59,999 123 5.0% $351
$60,000 to $69,999 281 12.0% $438
$70,000 to $79,999 293 13.0% $503
$80,000 to $89,999 380 16.0% $573
$90,000 to $99,999 219 9.0% $637
$100,000 to $124,999 376 16.0% $742
$125,000 to $149,999 190 8.0% $924
$150,000 to $174,999 63 2.0% $1093
$175,000 to $199,999 90 4.0% $1263
$250,000 to $299,999 26 1.0% $1860

Top Home Insurance Agents Near Newark, NY

Home Insurance Company Near Newark, NY Homeowners Insurance Agency Near Newark, NY Address
NA Jacksonville Insurance Agency, Inc 1850 Rd. Jacksonville, Trumansburg, NY, 14854
NA Cargian Agency Inc. 1524 W Fayette St., Syracuse, NY, 13204
Liberty Mutual Independent Canandaigua Ins Agency Llc 470 S PEARL ST, CANANDAIGUA, NY, 14424
Nationwide Leonard K Bolton Jr 31 W Main St, Shortsville, NY, 14548-9332
Travelers Masterpole Murphy Agency Inc 1524 W FAYETTE ST, SYRACUSE, NY, 13204

Cost Of Homeowners Insurance By Street Near Newark, NY

Streets in Newark Area Homeowners Insurance Cost
N Orchard St, Whitings Corners Rd, Jason Dr, Old Preemption Rd, Bell Rd, Bloom Rd, Austin Rd, Brookview Dr, Bailey Ln, Osborn St$585
E Alloway Backset Rd, Vercrouse Rd, W Miller St, Lyons Marengo Rd, N Clinton St, Hydesville Rd, W Union St, Bloom Rd, Trout Run, Layton Street Rd$585
Bishop Rd, Co Rd 225, Frey St, Mud Mills Rd, Co Rd 246, Co Rd 334, Clark Rd, Edgett St, Hill St, Travell Rd$585
Pardy Smith Rd, McClelland Rd, Old Lyons Rd, Fink Rd, Pine Blvd, Maple Ct, Lock Berlin Rd, Myrtle Ave, Pine Valley Dr, Debusse Rd$586
Leach Rd, Blue Cut Rd, Co Rd 235, Loomis St, Pilgrimport Rd, Marie Ave, Clark Rd, Blossom Rd, State Rte 31 W, W Maple Ave$586
Marbletown Rd, Co Rd 226, Lea Dr, Rose Dr, Arcadia Zurich Norris Rd, Co Rd 244, Park Ave, Ford Rd, Catlin Rd, Botcher Rd$585
Welcher Rd, Blakely Ct, Sandhill Rd, Woodside Dr, Pardy Smith Rd, W Myrtle Ave, Sleight Rd, Caboor Ct, Williams St, Stevens St$584
Sherman Pkwy, Bostwick St, Maple Street Rd, Charlotte St, S Orchard St, Co Rd 336, Old State Rte 31, Armitage Rd, Park Ave, Hyman Rd$586
Pleasant Valley Rd, Miller Rd, Sapp Rd, Hale St, Garden Ln, McDermott St, Deerfield Ln, Thompson Station Rd, Co Rd 231, Co Rd 217$586
Chestnut St, Hillside Dr, Plain St, Eastland Valley, Co Rd 237, State Rte 88, Stebbins Rd, Brantling Hill Rd, W Sherman Ave, W Miller St$584

Newark, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newark$87 to $89
Port Gibson$87
Palmyra$88
Macedon$89

Newark, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Port Gibson CDP, New York $87 $116 $174
Arcadia town, Wayne County, New York $88 $117 $176
Palmyra town, Wayne County, New York $88 $117 $176

Newark, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newark, NY4.5%9.4%
Port Gibson6.19%20.19%
Arcadia4.39%9.67%
Palmyra3.83%9.19%

Newark Renters Insurance as a Percentage of Rent

Newark Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 76 4.0% $351
$200 to $299 140 8.0% $801
$300 to $499 217 12.0% $1251
$500 to $749 582 33.0% $1926
$750 to $999 473 27.0% $2676
$1,000 to $1,499 214 12.0% $3801
$1,500 or more 23 1.0% $5451

Newark, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Newark Homeowner Insurance Premium Example $4,700$4,300
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $33,900$33,100
Net Savings to Newark Home Owner from High Deductible Plan $800

Newark, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newark, NY Home Replacement Value MORE than Home Value Newark, NY Home Replacement Value LESS than Home Value
Replacement Value $106,000 $81,000
Insurance Premium based on Replacement Value $1,200 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Newark Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 824979
Year Built 198919491978
Home Details 4 Beds, 3 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $100000-$125000$50000-$75000$75000-$100000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Newark, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 90,000 Shingles Roof 1,620 2 $500 Deductible 510 8 Wood siding No
1989 65,000 Metal Roof 1,210 3 $500- $1000 Deductible 40 1 Stucco siding No
1968 215,000 Wood Shake Roof 3,200 5 $2500-$5000 Deductible 680 5 Stucco siding No
1949 80,000 Composition Roof 1,320 3 $500- $1000 Deductible 260 4 Brick siding yes
1947 230,000 Asphalt Shingles Roof 3,120 4 $500 Deductible 1320 7 Wood siding yes
1970 150,000 Shingles Roof 2,300 4 $2500-$5000 Deductible 750 8 Vinyl siding yes
1968 110,000 Membrane Roof 1,660 3 $500 Deductible 620 6 Fiber-Cement Siding No
1967 230,000 Tile Roof 4,360 5 $500 Deductible 1700 8 Stucco siding yes
1972 150,000 Tile Roof 2,610 5 $2500-$5000 Deductible 90 1 Fiber-Cement Siding yes
1971 105,000 Metal Roof 1,520 3 $500- $1000 Deductible 1040 12 Vinyl siding yes
1975 90,000 Asphalt Shingles Roof 1,420 2 $500 Deductible 140 2 Vinyl siding No
1973 65,000 Composition Roof 920 2 $500 Deductible 60 1 Brick siding yes
1942 155,000 Asphalt Shingles Roof 2,890 4 $5000 to $10,000 Deductible 430 4 Vinyl siding No
1975 85,000 Shingles Roof 1,200 2 $500- $1000 Deductible 200 3 Fiber-Cement Siding yes
1969 260,000 Composition Roof 4,180 5 $500- $1000 Deductible 1820 10 Fiber-Cement Siding yes
1943 115,000 Tile Roof 1,560 5 $1000-$2500 Deductible 420 6 Vinyl siding No
1983 125,000 Shingles Roof 2,270 3 $2500-$5000 Deductible 260 3 Wood siding yes
1962 100,000 Shingles Roof 1,940 3 $2500-$5000 Deductible 250 3 Vinyl siding No
1984 170,000 Tile Roof 2,420 5 $2500-$5000 Deductible 500 5 Fiber-Cement Siding yes
1972 225,000 Tile Roof 2,930 5 $500- $1000 Deductible 130 1 Stone Siding No
1965 165,000 Membrane Roof 2,790 4 $2500-$5000 Deductible 210 3 Stucco siding yes
1946 85,000 Asphalt Shingles Roof 1,650 2 $2500-$5000 Deductible 40 1 Wood siding yes
1944 120,000 Shingles Roof 2,070 4 $1000-$2500 Deductible 840 9 Fiber-Cement Siding yes
1969 140,000 Tile Roof 1,800 5 $1000-$2500 Deductible 490 5 Vinyl siding yes
1980 145,000 Membrane Roof 1,940 3 $500- $1000 Deductible 1100 10 Brick siding yes
1944 145,000 Slate Shingles Roof 2,230 3 $500 Deductible 1020 9 Stone Siding No
1942 85,000 Tile Roof 1,180 2 $500 Deductible 180 3 Stone Siding yes
1966 95,000 Shingles Roof 1,720 2 $1000-$2500 Deductible 840 10 Brick siding yes
1962 115,000 Metal Roof 2,120 3 $2500-$5000 Deductible 380 6 Stone Siding yes
1940 95,000 Metal Roof 1,270 3 $2500-$5000 Deductible 450 10 Stucco siding yes
1971 75,000 Shingles Roof 1,120 2 $1000-$2500 Deductible 370 8 Stone Siding No
1989 130,000 Membrane Roof 1,820 4 $1000-$2500 Deductible 240 3 Vinyl siding No
1965 80,000 Slate Shingles Roof 1,440 2 $1000-$2500 Deductible 460 8 Wood siding yes
1987 95,000 Slate Shingles Roof 1,750 4 $2500-$5000 Deductible 480 8 Brick siding No