How Much Does Newark, NJ Home Insurance Cost?
Newark, NJ Average Homeowners Insurance Cost
$899
Homeowners Insurance Cost - Newark, NJ
$222,800
Median Home Value - Newark, NJ
Newark, NJ Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$10.79 | $888.21 |
| $1000 Deductible | -$95.47 | $803.53 |
| $1500 Deductible | -$142.58 | $756.42 |
| $2000 Deductible | -$212.34 | $686.66 |
| $2500 Deductible | -$253.52 | $645.48 |
Newark, NJ Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$225 | $674 |
| 30 year old | +$13 | $912 |
| 40 year old | +$23 | $922 |
| 50 year old | +$34 | $933 |
| Above 50 year old | +$43 | $942 |
Newark, NJ Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$90 | $809 |
| Superior | -$81 | $818 |
| Masonry | -$45 | $854 |
| Brick | -$45 | $854 |
| Hail Resistant Roof | -$18 | $881 |
Newark, NJ Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$18 | $917 |
| Swimming Pool With A Diving Board | +$45 | $944 |
| Swimming Pool With Slide | +$54 | $953 |
Newark, NJ Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $27 | $872 |
| Police Department | $9 | $890 |
Newark, NJ Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$377.58 | $1,277 |
| Filing a Second Liability Claim | +$341.62 | $1,241 |
| Filing a Second Theft Claim | +$341.62 | $1,241 |
| Filing a Second Water Claim | +$296.67 | $1,196 |
| Filing a Fire Claim | +$179.8 | $1,079 |
| Filing a Liability Claim | +$170.81 | $1,070 |
| Filing a Theft Claim | +$170.81 | $1,070 |
| Filing a Water Claim | +$143.84 | $1,043 |
| Filing a Weather Claim | +$143.84 | $1,043 |