Newark Insurance Rates:

Newark, DE homeowners insurance is nearly $665 to $902, about $55-$75/month. Our all inclusive analysis shows customers can save upto $313 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newark, DE Homeowners Insurance By Home Value

Newark, DE Home Value Total Homes % of Total Average Newark, DE Homeowners Insurance
Less than $50,000 386 2.0% $70
$100,000 to $124,999 359 2.0% $337
$125,000 to $149,999 406 3.0% $415
$150,000 to $174,999 815 6.0% $493
$175,000 to $199,999 1,469 11.0% $572
$200,000 to $249,999 3,589 27.0% $689
$250,000 to $299,999 3,006 22.0% $838
$300,000 to $399,999 2,884 22.0% $1074

Top Home Insurance Agents Near Newark, DE

Home Insurance Company Near Newark, DE Homeowners Insurance Agency Near Newark, DE Address
NA Tompkins Insurance 1240 Broadcasting Rd Wyomissing, Reading, PA, 19610
Travelers Dash & Love Inc 111 PRESIDENTIAL BLVD STE 211, BALA CYNWYD, PA, 19004
Allstate Gerald Cassidy 440 Baltimore Pike, Springfield, PA, 19064
Travelers Robert S Strobel Ins Inc 3535 Welsh Rd Ste A , Willow Grove, PA, 19090
Travelers Weymouth Swayze & Corroon Insurance Inc 5710 Kennett Pike , Wilmington, DE, 19807

Newark, DE Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Newark, DE

Streets in Newark Area Homeowners Insurance Cost
Welsh Tract Rd, Interchange Blvd, Corner Ketch Rd, Blue Hen Dr, Trout Stream Dr, Nathan Hale Ct, Washington St, Nemours Way, Mercer Dr, Nancy's Way$832
Old E Chestnut Hill Rd, Chestnut Hill Plz, Heather Ct, Pheasant Run, Windsor Dr, Forest Ridge, Leader Dr, Lasalle Way, Possum Park Mall, Foxfire Dr$807
Panorama Dr, Stage Rd, Kollman Dr, Ashland Way, Greystone Ln, Ashley Rd, Noble Ct, Gilberti Ln, Brennen Ct, Shue Dr$765
Broadfield Rd, Pinefield Rd, Oklahoma State Dr, Merion Rd, Bird Way, High Pond Dr, Fairway Rd, Hempsted Dr, Cook Rd, Turnbridge Rd$768
Dallam Rd, Blair Ct, Adelene Dr, Alton Rd, Connell Cir, Miners Ln, Hopkins Rd, Meadow Wind Cir, Edgemont Rd, Old Casho Mill Rd$793

Newark, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newark$117 to $119
Brookside$114
Pike Creek Valley$117
Upper Christiana$116

Newark, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brookside CDP, Delaware $115 $153 $230
Pike Creek Valley CDP, Delaware $117 $156 $234
Upper Christiana CCD, New Castle County, Delaware $116 $155 $233

Newark, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newark, DE4%14.9%
Brookside4.32%16.41%
Pike Creek Valley4.24%13.36%
Upper Christiana3.88%17.6%

Newark Renters Insurance as a Percentage of Rent

Newark Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 97 1.0% $344
$200 to $299 202 2.0% $794
$300 to $499 276 3.0% $1244
$500 to $749 988 10.0% $1919
$750 to $999 2,874 31.0% $2669
$1,000 to $1,499 3,545 38.0% $3794
$1,500 or more 1,214 13.0% $5444

Newark, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Newark Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Newark Home Owner from High Deductible Plan $600

Newark, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newark, DE Home Replacement Value MORE than Home Value Newark, DE Home Replacement Value LESS than Home Value
Replacement Value $262,000 $157,500
Insurance Premium based on Replacement Value $950 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $47,000 Risk Exposure from Under Insuring Coverage is $57,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Newark Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 469669
Year Built 200519811990
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Newark, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 465,000 Tile Roof 3,340 5 $500 Deductible 790 5 Stone Siding No
2005 755,000 Composition Roof 4,760 5 $1000-$2500 Deductible 970 5 Wood siding yes
1961 430,000 Composition Roof 2,650 5 > $10,000 Deductible 210 3 Wood siding yes
1975 305,000 Asphalt Shingles Roof 2,020 3 $500 Deductible 300 3 Vinyl siding yes
1985 150,000 Wood Shake Roof 1,110 2 $500- $1000 Deductible 470 9 Fiber-Cement Siding yes
1965 465,000 Wood Shake Roof 4,240 5 $1000-$2500 Deductible 1980 12 Fiber-Cement Siding No
1970 400,000 Wood Shake Roof 3,070 4 $500- $1000 Deductible 1530 10 Vinyl siding yes
1992 220,000 Tile Roof 1,990 4 $500 Deductible 770 10 Brick siding No
1991 180,000 Membrane Roof 1,560 5 $500- $1000 Deductible 410 9 Vinyl siding yes
1969 770,000 Asphalt Shingles Roof 4,790 5 $5000 to $10,000 Deductible 750 4 Wood siding No
1971 255,000 Composition Roof 1,790 4 $500 Deductible 90 1 Stone Siding No
1983 205,000 Membrane Roof 1,620 4 $2500-$5000 Deductible 530 12 Fiber-Cement Siding yes
1978 225,000 Slate Shingles Roof 1,700 2 $5000 to $10,000 Deductible 70 2 Stone Siding No
2006 190,000 Composition Roof 1,700 4 $2500-$5000 Deductible 180 3 Vinyl siding yes
1999 165,000 Tile Roof 1,500 3 $5000 to $10,000 Deductible 90 3 Brick siding No
1983 150,000 Tile Roof 1,330 3 $500- $1000 Deductible 390 8 Vinyl siding No
1971 200,000 Asphalt Shingles Roof 1,330 2 $1000-$2500 Deductible 500 9 Brick siding yes
2000 525,000 Membrane Roof 3,520 5 $500- $1000 Deductible 570 5 Fiber-Cement Siding No
1985 135,000 Tile Roof 1,130 2 $500 Deductible 250 6 Stone Siding yes
1993 160,000 Composition Roof 990 2 $5000 to $10,000 Deductible 170 5 Vinyl siding yes
1963 285,000 Tile Roof 2,510 4 $500 Deductible 670 10 Stone Siding No
1974 195,000 Tile Roof 1,780 2 $500- $1000 Deductible 460 8 Stone Siding No
1973 605,000 Tile Roof 4,170 5 $2500-$5000 Deductible 230 2 Stone Siding yes
1973 370,000 Membrane Roof 3,280 5 $1000-$2500 Deductible 100 1 Wood siding yes
2004 570,000 Membrane Roof 4,170 5 $5000 to $10,000 Deductible 400 4 Stucco siding yes
1974 370,000 Shingles Roof 2,880 5 $5000 to $10,000 Deductible 570 8 Stucco siding yes
1992 250,000 Composition Roof 2,130 3 $5000 to $10,000 Deductible 400 7 Stucco siding No
1974 155,000 Asphalt Shingles Roof 1,220 2 $500 Deductible 350 6 Vinyl siding yes
1969 340,000 Tile Roof 2,250 4 $5000 to $10,000 Deductible 170 3 Wood siding No
1962 255,000 Asphalt Shingles Roof 2,100 4 $500- $1000 Deductible 890 9 Vinyl siding yes
1993 385,000 Asphalt Shingles Roof 2,370 5 $500 Deductible 1070 8 Brick siding yes
1970 440,000 Membrane Roof 2,780 5 $5000 to $10,000 Deductible 1480 10 Stucco siding No
1992 445,000 Wood Shake Roof 3,220 5 $5000 to $10,000 Deductible 760 7 Stucco siding yes
1987 125,000 Slate Shingles Roof 1,010 2 $500- $1000 Deductible 40 1 Wood siding yes

Latest Home Insurance Reviews

Allstate
Premium wise they were cheaper by a large margin surprisingly.The best part is, even though they are cheaper, they actually offered more coverage.
State Farm
They provide homeowners with customized coverage and a host of discounts for multiple-line policies and everyday safety items like fire extinguishers.
Universal Property & Casualty Insurance Company
My insurance is great because it offers a higher level of coverage than my previous policy in relation to the amounts that is covered on my dwelling.
Farmer's Insurance
Our insurance company is much more reasonably priced than any other company we have come across. They provide excellent customer service compared to other insurance companies we tried to contact.
Allstate
It can be a little frustrating while making a claim to know just what is and what is not covered and under what circumstances i can use them. everything is not always as clear as it should be.
State Farm
This company offers multiple types of insurance. it is convenient having car, life and home insurance all with the same company.
State Farm
I don't really use the website or app at all. My insurance agent takes care of everything for me. I have had little experience, but it seems to be great.
Travelers
I like Travelers insurance because they are easy to work with and the value of their policies are good.
State Farm
The agent is nice and friendly but I have very little experience with claims. So far i've only had one and they made excuses as to why they weren't going to pay it.
Safeco Insurance
Rated, decent premiums, good payment plans and they leave me alone unless I need something. They are a longstanding company and solid.
Farmer's Insurance
I always have excellent customer service with this company.
Amica Mutual Insurance
They were the cheapest homeowners insurance I could find with a semi reputable name. I did not want a fly by night company that would not pay off if I had a claim.
Allstate
I would 100% recommend Allstate to anyone looking for home insurance. They are easy to use and totally affordable.
State Farm
Every time we talk to our customer service team, they're friendly and extremely knowledgeable about what our needs are. Have not been disappointed yet.

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