How Much Does New York, NY Home Insurance Cost?

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New York, NY Average Homeowners Insurance Cost

$1,189.608

Homeowners Insurance Cost - New York, NY

$538,700

Median Home Value - New York, NY


New York, NY Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$14.278 $1,175.33
$1000 Deductible -$126.338 $1,063.27
$1500 Deductible -$188.668 $1,000.94
$2000 Deductible -$280.988 $908.62
$2500 Deductible -$335.468 $854.14

New York, NY Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$262 $928
30 year old +$18 $1,207
40 year old +$31 $1,221
50 year old +$45 $1,235
Above 50 year old +$57 $1,247

New York, NY Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$167 $1,023
Superior -$119 $1,071
Masonry -$59 $1,130
Brick -$59 $1,130
Hail Resistant Roof -$36 $1,154


New York, NY Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$24 $1,213
Swimming Pool With A Diving Board +$48 $1,237
Swimming Pool With Slide +$71 $1,261

New York, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $36 $1,154
Police Department $12 $1,178

New York, NY Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$499.63536 $1,689
Filing a Second Liability Claim +$452.05104 $1,642
Filing a Second Theft Claim +$452.05104 $1,642
Filing a Second Water Claim +$392.57064 $1,582
Filing a Fire Claim +$237.9216 $1,428
Filing a Liability Claim +$226.02552 $1,416
Filing a Theft Claim +$226.02552 $1,416
Filing a Water Claim +$190.33728 $1,380
Filing a Weather Claim +$190.33728 $1,380

New York, NY Home Insurance - Analysis On Quotes, Rates & Agents

New York, NY Home Insurance Agents for Top Companies

Visual Guide for New York, NY Home Insurance Buyers on Insurance Companies and Rates