New York Insurance Rates:

New York, NY homeowners insurance is nearly $567 to $766, about $47-$63/month. Our extensive analysis indicates shoppers can save upto $266 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
Aaa gives discounts on your home insurance for years or loyalty and also if you have other policies with them which is a great incentive to bundle your insurance with them.
Usaa
this company's premiums can be a bit high, the customer service is excellent. The insurance deductibles are reasonable and the policy coverage is good for what you pay.
Geico
Geico made it easy for me to balance the best ratio between premium prices and required deductible so that I'm comfortable with my investment and also with the security of the insurance itself.
Progressive
I enjoy talking with their agents because they never make the conversation feel rushed and it seems genuine.
State Farm
Sometimes state farm automated system can be a headache, but i'm yet to meet the perfect automated system.
Safeco Insurance
It is important to have earthquake insurance in my area since it is prone to earthquakes.
Liberty Mutual
When I shopped for insurance, some companies were as high as $2000.00 a year for the same coverage and same deductible. Liberty Mutual was definitely the lowest.
Usaa
They do not have a store front and at first that came be intimidating but there customer service is unmatched
Usaa
They're a very worthwhile company. They provide me with what I need when I need it. The amount I pay for the coverage I get is great and the people I’ve interacted with are always very nice and friendly.
Usaa
I have never had a problem communicating with my company. They always respond in a timely fashion.
Ameriprise
After several years, we decided to look into the insurance provided by Costco. We should have done this years ago. Their rates are the best.
Erie Insurance
1 have been very please with all aspects of my insurance, from the agents and the customer service. Whenever I have any questions they have always gone out of there way to assist.
Usaa
I did not check with other insurance companies because I have a certain amount of loyalty to USSA and I know they are very competitive.
Usaa
USAA offered us a lower premium than quotes we got from Geico and state farm. That was our primary reason for selecting them for coverage.
Usaa
I recommend this company to anyone who may have military family. They're so friendly and helpful, it's worth paying a little more for the better customer service.
Usaa
I don't like that they only have 1 company I can work with that they pay directly. It would be nice to have an adjuster come out and look the problems. You just have to trust the company that comes out to make sure the estimate includes everything.
Allstate
so far I really haven't had anything to complain about other than the stupid jingle that they play on the radio occasionally but that's not important
Aaa
I haven't had to use them yet but so far I would definitely recommend them. Customer service is great and the price isn't too bad. But it does cover the things I want covered.
Travelers
I recommend travelers to anyone willing to couple their other insurance policies such as car or vehicle insurance. The combination provides a price worth grttget as a bundle.
Homesite Insurance
Overall I like everything about the company. They are professional and eager to help me and answer all my questions. The premiums are ok.
Usaa
I would recommend them to a friend because they have excellent customer service. The only thing is not just anyone can use them.
Farmer's Insurance
We simply selected our company because their premiums were below others that offered the same coverage.
Narragansett Bay Insurance Company
I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard-working people.

New York, NY Homeowners Insurance By Home Value

New York, NY Home Value Total Homes % of Total Average New York, NY Homeowners Insurance
Less than $50,000 24,857 7.0% $26
$50,000 to $59,999 5,139 1.0% $66
$60,000 to $69,999 3,950 1.0% $80
$70,000 to $79,999 4,085 1.0% $93
$80,000 to $89,999 4,226 1.0% $106
$90,000 to $99,999 3,243 1.0% $120
$100,000 to $124,999 13,943 4.0% $140
$125,000 to $149,999 8,529 2.0% $180
$150,000 to $174,999 18,762 5.0% $213
$175,000 to $199,999 13,444 4.0% $246
$200,000 to $249,999 41,574 12.0% $293
$250,000 to $299,999 42,972 13.0% $360
$300,000 to $399,999 137,192 42.0% $460

Cost Of Homeowners Insurance By Street Near New York, NY

Streets in New York Area Homeowners Insurance Cost
E 121st St, E 5th St, Fairview Ave, W 113th St, Beekman Pl, Mangin St, W 73rd St, Academy St, Union Sq E, Plz Lafayette$595
Frederick Douglass Cir, Charlton St, Stuyvesant St, W 97th St, Randalls Is Rd, Edward M Morgan Pl, E 114th St, Central Park S, Arden St, W 183rd St$637
W 154th St, W 160th St, Little W 12th St, W 183rd St, E 40th St, Howard St, Marble Hill Ave, W 69th St, W 92nd St, Sutton Pl$607
W 228th St, Orchard St, W 77th St, W 60th St, W 88th St, E 4 Walk, E 129th St, Fashion Ave, W 88th St, Payson Ave$694
W 205th St, Stanton St, W 95th St, Worth St, Edward M Morgan Pl, Academy St, E 122nd St, Kett Monsr Francis J Plz, W 162nd St, Ludlow St$None

New York, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New York$99 to $102
Brooklyn$101
Queens County$98
Hoboken$139

New York, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brooklyn borough, Kings County, New York $85 $113 $169
Kings County, New York $85 $113 $169
Queens County, New York $82 $109 $164

New York, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New York, NY2.2%7.1%
Brooklyn2.19%7.14%
Kings County2.19%7.14%
Queens County2.22%7.1%

New York Renters Insurance as a Percentage of Rent

New York Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26,280 1.0% $312
$200 to $299 96,491 4.0% $762
$300 to $499 117,638 5.0% $1212
$500 to $749 199,061 9.0% $1887
$750 to $999 312,463 15.0% $2637
$1,000 to $1,499 682,378 33.0% $3762
$1,500 or more 586,325 29.0% $5412

New York, NY Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
10014 $985,300 $800
10025 $907,800 $770
10011 $901,400 $760
10023 $872,200 $750
10022 $871,000 $750
10003 $804,500 $750
10010 $783,600 $720
10019 $769,400 $730
10006 $758,800 $740
10016 $755,200 $740
10036 $742,600 $740
10018 $732,300 $720
10001 $699,800 $710
10009 $694,400 $730
10029 $677,200 $720
10027 $659,700 $710
10017 $651,700 $710
10280 $650,900 $710
10038 $621,400 $700
10044 $592,900 $690
10030 $574,800 $700
10026 $574,700 $690
10002 $552,100 $700
10033 $443,300 $670
10035 $441,700 $660
10031 $439,100 $660
10039 $384,200 $650
10032 $362,700 $650
10034 $352,200 $650
10040 $329,600 $640
10037 $295,500 $630
10005 $1,000,001 $800
10007 $1,000,001 $800
10012 $1,000,001 $800
10013 $1,000,001 $770
10021 $1,000,001 $810
10024 $1,000,001 $810
10028 $1,000,001 $770
10069 $1,000,001 $780
10128 $1,000,001 $780
10282 $1,000,001 $780

How To Make Your New York, NY Home Insurnace Cheaper