New Ulm Insurance Rates:

New Ulm, MN homeowners insurance is nearly $839 to $1,139, about $69-$94/month. Our thorough research indicates shoppers can save as much as $395 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

New Ulm, MN Homeowners Insurance By Home Value

New Ulm, MN Home Value Total Homes % of Total Average New Ulm, MN Homeowners Insurance
Less than $50,000 349 8.0% $197
$50,000 to $59,999 110 2.0% $415
$60,000 to $69,999 121 2.0% $514
$70,000 to $79,999 280 6.0% $593
$80,000 to $89,999 227 5.0% $672
$90,000 to $99,999 359 8.0% $761
$100,000 to $124,999 766 17.0% $880
$125,000 to $149,999 695 16.0% $1097
$150,000 to $174,999 541 12.0% $1295
$175,000 to $199,999 322 7.0% $1503
$200,000 to $249,999 248 5.0% $1799
$250,000 to $299,999 143 3.0% $2205
$300,000 to $399,999 101 2.0% $2798

Top Home Insurance Agents Near New Ulm, MN

Home Insurance Company Near New Ulm, MN Homeowners Insurance Agency Near New Ulm, MN Address
NA Harder Agency 101 E Main St, Odin, MN, 56160
NA F & M Insurance Agency Po Box 307, Morgan, MN, 56266
NA Fairfax Agcy, Llc Po Box 190, Fairfax, MN, 55332
State Farm Dennis Hoffrogge 127 Main St E, Sleepy Eye, MN, 56085-1352
Travelers Farmers-Merchants Ag 591 PARK AVE, HAMBURG, MN, 55339

Cost Of Homeowners Insurance By Street Near New Ulm, MN

Streets in New Ulm Area Homeowners Insurance Cost
N Highland Ave, 4th St N, Hauenstein Dr, 250th Ave, 2nd South St, Cottonwood St, 17th St N, N State St, State Hwy 258, 13th St S$983
Woodland Dr, 17th St S, 14th St S, S Spring St, N Front St, 160 St, 145th St, 14th St N, Camelsback Rd, 15th St N$966
Field Rd, Co Hwy 7, 12th North St, 250th Ave, 13th S St, S Minnesota St, 290th St, 177th Ave, 185th Ave, 280th St$1,007
170th St, 135th Ave, 4th South St, 100th Ave, 1st St S, 150th St, Co Rd 10, 4th North St, 13th North St, Co Rd 11$1,008
12th North St, 20th S St, 267th Ave, T 95, 205th Ave, 172nd Ave, N Front St, Roslyn Rd, Co Rd 6, 11th St S$1,011

New Ulm, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Ulm$147 to $150
Lafayette$156
Milford$154
Searles$150

New Ulm, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lafayette township, Nicollet County, Minnesota $130 $173 $260
Milford township, Brown County, Minnesota $129 $172 $258
Searles CDP, Minnesota $126 $167 $251

New Ulm, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Ulm, MN7.3%20.7%
Lafayette6.22%20.98%
Milford6.04%15.99%
Searles6.1%18.3%

New Ulm Renters Insurance as a Percentage of Rent

New Ulm Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 3.0% $346
$200 to $299 102 7.0% $796
$300 to $499 299 22.0% $1246
$500 to $749 544 40.0% $1921
$750 to $999 216 16.0% $2671
$1,000 to $1,499 73 5.0% $3796
$1,500 or more 48 3.0% $5446

New Ulm, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly New Ulm Homeowner Insurance Premium Example $3,200$2,700
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $21,000$20,000
Net Savings to New Ulm Home Owner from High Deductible Plan $1,000

New Ulm, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Ulm, MN Home Replacement Value MORE than Home Value New Ulm, MN Home Replacement Value LESS than Home Value
Replacement Value $114,500 $71,500
Insurance Premium based on Replacement Value $1,050 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year

Example New Ulm Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceState Farm
Monthly Premium 7961154
Year Built 194119821966
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for New Ulm, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 120,000 Shingles Roof 1,400 2 $1000-$2500 Deductible 140 2 Stucco siding yes
1979 120,000 Asphalt Shingles Roof 1,680 2 $2500-$5000 Deductible 860 12 Stucco siding yes
1986 185,000 Tile Roof 1,990 3 $1000-$2500 Deductible 840 10 Fiber-Cement Siding yes
1975 70,000 Asphalt Shingles Roof 1,020 2 $2500-$5000 Deductible 120 4 Wood siding yes
1974 80,000 Tile Roof 1,210 3 $2500-$5000 Deductible 160 4 Vinyl siding yes
1971 295,000 Shingles Roof 3,610 5 $5000 to $10,000 Deductible 140 1 Wood siding No
1943 290,000 Tile Roof 3,330 4 > $10,000 Deductible 880 12 Fiber-Cement Siding yes
1978 235,000 Composition Roof 2,690 4 $500 Deductible 270 2 Wood siding yes
1978 115,000 Tile Roof 1,770 3 $500- $1000 Deductible 710 9 Stone Siding yes
1975 320,000 Tile Roof 4,820 5 $2500-$5000 Deductible 490 3 Fiber-Cement Siding yes
1980 140,000 Membrane Roof 1,720 2 $500 Deductible 240 4 Fiber-Cement Siding yes
1982 245,000 Asphalt Shingles Roof 2,620 4 $500 Deductible 1160 7 Wood siding yes
1977 205,000 Tile Roof 2,610 4 $5000 to $10,000 Deductible 430 6 Brick siding No
1979 135,000 Wood Shake Roof 1,710 3 $1000-$2500 Deductible 700 9 Wood siding yes
1965 285,000 Membrane Roof 3,520 5 > $10,000 Deductible 120 1 Vinyl siding yes
1942 300,000 Asphalt Shingles Roof 4,010 5 $500- $1000 Deductible 2220 9 Brick siding yes
1989 125,000 Membrane Roof 1,900 5 $500- $1000 Deductible 840 12 Wood siding No
1983 145,000 Shingles Roof 2,190 3 $500 Deductible 910 7 Brick siding yes
1974 165,000 Shingles Roof 2,330 4 $500 Deductible 960 8 Fiber-Cement Siding yes
1984 150,000 Wood Shake Roof 1,840 3 $1000-$2500 Deductible 450 4 Wood siding No
1986 130,000 Shingles Roof 1,650 2 $500- $1000 Deductible 260 3 Vinyl siding No
1972 145,000 Tile Roof 2,090 3 $500- $1000 Deductible 600 5 Brick siding yes
1968 175,000 Membrane Roof 2,680 4 $1000-$2500 Deductible 730 12 Vinyl siding yes
1986 175,000 Metal Roof 2,280 4 $500- $1000 Deductible 420 5 Stone Siding No
1982 105,000 Composition Roof 1,300 2 $1000-$2500 Deductible 530 12 Stucco siding yes
1944 400,000 Composition Roof 4,410 5 $5000 to $10,000 Deductible 580 4 Fiber-Cement Siding No
1941 315,000 Shingles Roof 3,890 5 $500 Deductible 450 2 Wood siding yes
1968 175,000 Slate Shingles Roof 2,150 3 $1000-$2500 Deductible 1320 12 Vinyl siding yes
1985 95,000 Composition Roof 1,180 2 $500- $1000 Deductible 280 5 Stone Siding yes
1965 235,000 Wood Shake Roof 3,370 5 $5000 to $10,000 Deductible 1160 12 Wood siding No
1983 170,000 Tile Roof 2,690 5 $500- $1000 Deductible 530 5 Stucco siding yes
1989 140,000 Wood Shake Roof 1,590 3 $2500-$5000 Deductible 530 10 Wood siding yes
1964 295,000 Shingles Roof 3,410 5 $1000-$2500 Deductible 440 3 Fiber-Cement Siding No
1961 130,000 Shingles Roof 1,680 5 $500- $1000 Deductible 760 7 Vinyl siding yes