New Rochelle Insurance Rates:

New Rochelle, NY homeowners insurance is roughly $578 to $784, about $48-$65/month. Our thorough guide reveals consumers can save as much as $272 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual Insurance
Liberty mutual has plans with expanded or additional coverages for extra protection. you can upgrade your package with them for customizable protection.
State Farm
I don't like the increases in the monthly bill and think that an agent should call and schedule an appointment when its time to renew your policy.
Farm Bureau
I like the fact that i can pay for my home insurance with an automatic debit. i don’t have to worry about sending payment for it each month.

New Rochelle, NY Homeowners Insurance By Home Value

New Rochelle, NY Home Value Total Homes % of Total Average New Rochelle, NY Homeowners Insurance
Less than $50,000 100 2.0% $27
$70,000 to $79,999 78 1.0% $88
$80,000 to $89,999 42 1.0% $95
$100,000 to $124,999 240 5.0% $129
$125,000 to $149,999 245 6.0% $156
$150,000 to $174,999 551 13.0% $190
$175,000 to $199,999 320 7.0% $217
$200,000 to $249,999 663 16.0% $265
$250,000 to $299,999 460 11.0% $320
$300,000 to $399,999 1,254 31.0% $408

Top Home Insurance Agents Near New Rochelle, NY

Home Insurance Company Near New Rochelle, NY Homeowners Insurance Agency Near New Rochelle, NY Address
NA F. P. Sullivan Agency 22 Ilford Ave North Arlington, North Arlington, NJ, 7031
Travelers Innovative Insurance Group 888 KINDERKAMACK RD, RIVER EDGE, NJ, 7661
Allstate Monte Rosenzweig 291 Burnside Ave, Lawrence, NY, 11559
State Farm Nereyda Perez 9411 5th Avenue, Brooklyn, NY, 11209-3304
Allstate Seth Jay Sultan 3886 Merrick Rd, Seaford, NY, 11783

Cost Of Homeowners Insurance By Street Near New Rochelle, NY

Streets in New Rochelle Area Homeowners Insurance Cost
Rodman Oval, Stuart Dr, Lispenard Ave, Sickles Pl, Water St, Field Ave, Fountain Pl, Avis Dr, May St, Mildred Pkwy$662
Kensington Oval, Sussex Rd, Malvern Ln, Portnellan Ave, Clove Rd, Horton Ave, Ronbru Dr, Merton St, Garden Walk, Westchester Pl$683
Watkins Pl, Erroll Pl, Bonnie Meadow Rd, Garden St, Mount Tom Rd, Sunhaven Dr, Potter Ave, Hutchinson Blvd, Robert Dr, Lyons Pl$675
Briar Cir, Anderson St, Risley Pl, Portman Ave, Spencer Dr, Glen Pl, Poplar Rd, Eastchester Rd, Puritan Dr, Willow Dr$736
Flower St, Ranger Pl, Brookdale Cir, Rugby Rd, Beechwood Ave, Whitewood Ave, Weyman Ave, Interlaken Ave, Donald Dr, Mount Etna Pl$634

New Rochelle, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Rochelle$101 to $104
Larchmont$114
Mamaroneck$108
Pelham$105

New Rochelle, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Larchmont village, New York $96 $127 $191
Mamaroneck town, Westchester County, New York $90 $120 $180
Pelham town, Westchester County, New York $88 $117 $176

New Rochelle, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Rochelle, NY1.7%5.7%
Larchmont1.59%6.37%
Mamaroneck1.51%6.02%
Pelham1.47%5.88%

New Rochelle Renters Insurance as a Percentage of Rent

New Rochelle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 152 1.0% $305
$200 to $299 549 4.0% $755
$300 to $499 709 5.0% $1205
$500 to $749 961 7.0% $1880
$750 to $999 1,423 10.0% $2630
$1,000 to $1,499 5,593 40.0% $3755
$1,500 or more 4,295 31.0% $5405

New Rochelle, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$6,500
Yearly New Rochelle Homeowner Insurance Premium Example $4,700$3,500
Out of Pocket Expense During Claim$500$6,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $28,700$27,500
Net Savings to New Rochelle Home Owner from High Deductible Plan $1,200

New Rochelle, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Rochelle, NY Home Replacement Value MORE than Home Value New Rochelle, NY Home Replacement Value LESS than Home Value
Replacement Value $827,500 $567,500
Insurance Premium based on Replacement Value $7,950 $5,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $100,000 Risk Exposure from Under Insuring Coverage is $160,000
Premium Impact Insurance cheaper by $1,550/year Insurance costlier by $950/year

Example New Rochelle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyErie Insurance
Monthly Premium 414444508
Year Built 196019791947
Home Details 3 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $500000-$600000$600000-$700000$600000-$700000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for New Rochelle, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 350,000 Metal Roof 1,430 2 > $10,000 Deductible 1440 10 Brick siding yes
1943 705,000 Membrane Roof 2,400 4 $1000-$2500 Deductible 3920 9 Stone Siding No
1972 535,000 Wood Shake Roof 1,730 2 > $10,000 Deductible 280 1 Brick siding yes
1960 525,000 Asphalt Shingles Roof 1,610 4 $500 Deductible 510 1 Vinyl siding No
1972 740,000 Wood Shake Roof 2,350 3 $1000-$2500 Deductible 7080 12 Stone Siding No
1943 485,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 2890 12 Wood siding yes
1960 560,000 Composition Roof 1,910 4 $1000-$2500 Deductible 320 1 Stucco siding No
1949 390,000 Asphalt Shingles Roof 1,350 3 $5000 to $10,000 Deductible 190 1 Stucco siding No
1961 385,000 Asphalt Shingles Roof 1,650 2 $500 Deductible 2140 7 Fiber-Cement Siding No
1940 750,000 Composition Roof 3,200 5 $5000 to $10,000 Deductible 5080 10 Brick siding yes
1941 585,000 Wood Shake Roof 2,280 4 $1000-$2500 Deductible 1560 3 Fiber-Cement Siding yes
1966 555,000 Wood Shake Roof 2,560 4 $5000 to $10,000 Deductible 2070 7 Wood siding yes
1941 1,165,000 Tile Roof 4,110 5 $5000 to $10,000 Deductible 7180 12 Brick siding No
1966 665,000 Composition Roof 2,600 4 $500- $1000 Deductible 2010 3 Brick siding yes
1936 355,000 Asphalt Shingles Roof 1,191 2 $500 Deductible 1100 5 Stone Siding No