New Rochelle, NY homeowners insurance is roughly $578 to $784, about $48-$65/month. Our thorough guide reveals consumers can save as much as $272 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near New Rochelle, NY | Homeowners Insurance Agency Near New Rochelle, NY | Address |
|---|---|---|
| Travelers | Innovative Insurance Group | 888 KINDERKAMACK RD, RIVER EDGE, NJ, 7661 |
| Allstate | Monte Rosenzweig | 291 Burnside Ave, Lawrence, NY, 11559 |
| State Farm | Nereyda Perez | 9411 5th Avenue, Brooklyn, NY, 11209-3304 |
| Allstate | Seth Jay Sultan | 3886 Merrick Rd, Seaford, NY, 11783 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Larchmont village, New York | $96 | $127 | $191 |
| Mamaroneck town, Westchester County, New York | $90 | $120 | $180 |
| Pelham town, Westchester County, New York | $88 | $117 | $176 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| New Rochelle, NY | 1.7% | 5.7% |
| Larchmont | 1.59% | 6.37% |
| Mamaroneck | 1.51% | 6.02% |
| Pelham | 1.47% | 5.88% |
| New Rochelle Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 152 | 1.0% | $305 |
| $200 to $299 | 549 | 4.0% | $755 |
| $300 to $499 | 709 | 5.0% | $1205 |
| $500 to $749 | 961 | 7.0% | $1880 |
| $750 to $999 | 1,423 | 10.0% | $2630 |
| $1,000 to $1,499 | 5,593 | 40.0% | $3755 |
| $1,500 or more | 4,295 | 31.0% | $5405 |
| Streets in New Rochelle Area | Homeowners Insurance Cost |
|---|---|
| Rodman Oval, Stuart Dr, Lispenard Ave, Sickles Pl, Water St, Field Ave, Fountain Pl, Avis Dr, May St, Mildred Pkwy | $662 |
| Kensington Oval, Sussex Rd, Malvern Ln, Portnellan Ave, Clove Rd, Horton Ave, Ronbru Dr, Merton St, Garden Walk, Westchester Pl | $683 |
| Watkins Pl, Erroll Pl, Bonnie Meadow Rd, Garden St, Mount Tom Rd, Sunhaven Dr, Potter Ave, Hutchinson Blvd, Robert Dr, Lyons Pl | $675 |
| Briar Cir, Anderson St, Risley Pl, Portman Ave, Spencer Dr, Glen Pl, Poplar Rd, Eastchester Rd, Puritan Dr, Willow Dr | $736 |
| Flower St, Ranger Pl, Brookdale Cir, Rugby Rd, Beechwood Ave, Whitewood Ave, Weyman Ave, Interlaken Ave, Donald Dr, Mount Etna Pl | $634 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| New Rochelle | $101 to $104 |
| Larchmont | $114 |
| Mamaroneck | $108 |
| Pelham | $105 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $6,500 |
| Yearly New Rochelle Homeowner Insurance Premium Example | $4,700 | $3,500 |
| Out of Pocket Expense During Claim | $500 | $6,500 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $28,700 | $27,500 |
| Net Savings to New Rochelle Home Owner from High Deductible Plan | $1,200 | |
| Scenario | New Rochelle, NY Home Replacement Value MORE than Home Value | New Rochelle, NY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $827,500 | $567,500 |
| Insurance Premium based on Replacement Value | $7,950 | $5,450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $100,000 | Risk Exposure from Under Insuring Coverage is $160,000 |
| Premium Impact | Insurance cheaper by $1,550/year | Insurance costlier by $950/year |
| Insurance Company | Allstate | Amica Mutual Insurance Company | Erie Insurance |
| Monthly Premium | 414 | 444 | 508 |
| Year Built | 1960 | 1979 | 1947 |
| Home Details | 3 Beds, 1 Baths | 5 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $500000-$600000 | $600000-$700000 | $600000-$700000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500- $1000 Deductible |