New River, AZ homeowners insurance is approximately $556 to $762, about $46-$63/month. Our comprehensive guide shows customers can save upto $263 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near New River, AZ | Homeowners Insurance Agency Near New River, AZ | Address |
|---|---|---|
| Liberty Mutual | Brian Sullivan | 1860 N 95Th Lane Suite 100, Phoenix, AZ, 85037 |
| State Farm | Lecia Scaglione | 4727 East Bell Road, Phoenix, AZ, 85032 |
| State Farm | Norina Arvizu-Koch | 627 E Indian Schl Rd, Phoenix, AZ, 85012-1845 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Anthem CDP, Arizona | $96 | $128 | $192 |
| Deer Valley CCD, Maricopa County, Arizona | $98 | $130 | $195 |
| Cave Creek town, Arizona | $110 | $146 | $219 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| New River, AZ | 2.7% | 12.7% |
| Anthem | 2.55% | 10.56% |
| Deer Valley | 2.66% | 11.15% |
| Cave Creek | 2.35% | 12.41% |
| New River Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 9 | 2.0% | $1225 |
| $500 to $749 | 16 | 3.0% | $1900 |
| $750 to $999 | 24 | 5.0% | $2650 |
| $1,000 to $1,499 | 217 | 51.0% | $3775 |
| $1,500 or more | 153 | 36.0% | $5425 |
| Streets in New River Area | Homeowners Insurance Cost |
|---|---|
| E Cavalry Rd, Cahava Ranch Rd, E Wrangler Rd, E Ridgecrest Rd, W Gibbons Rd, W Carlise Rd, W Leisure Ln, W Speer Trl, W Pioneer Camp Ground Rd, N Perdiz Dr | $650 |
| 9th Ave, N Fig Springs Rd, W Irvine Rd, E Dolores Rd, W Teresa Ln, 36th St, W Biscuit Flat Dr, W Anthem Way, W Innovative Dr, N 12th Ln | $638 |
| E Carlise, W Cloud Rd, W Sat Nam Way, 17th Ln, W Via Puzzola, 16th Way, W Florentine Rd, E Mingus Rd, W Darien Way, W Via Vis | $642 |
| W Hower Rd, W Carriage Dr, 28th St, W Saber Rd, N 47th Ct, W 14th Ave, W Sabrosa Dr, N Lava Ln, N el Paso Gas Pipeline Rd, W Circle Mountain Rd | $668 |
| E Paso Neuvo Dr, W Magellan Dr, Black Canyon Fwy, W 13th Ave, W Wildfield Rd, W Mingus Rd, Saddle Mtn Rd, W Lazy K Ranch Rd, Maddock Rd, W Wander Rd | $648 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| New River | $97 to $99 |
| Anthem | $96 |
| Deer Valley | $97 |
| Cave Creek | $109 |
| Home value ($) | Construction type | Coverage | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|---|---|
| Other structure coverage ($) | Contents coverage ($) | Additional living expenses coverage ($) | ||||
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | American National P&C Co | 551 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | California Cas Ind Exchange | 1,041 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | California Cas Ind Exchange | 1,126 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Century-National Ic | 310 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Civil Service Employees Ic | 327 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | Electric Ic | 1,424 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Farm Bureau P&C Ic | 1,532 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | Milbank Ic | 967 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Pekin Ic | 1,057 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Scottsdale Ic | 1,217 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly New River Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,000 | $5,400 |
| Net Savings to New River Home Owner from High Deductible Plan | $600 | |
| Scenario | New River, AZ Home Replacement Value MORE than Home Value | New River, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $298,500 | $186,500 |
| Insurance Premium based on Replacement Value | $975 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $56,000 | Risk Exposure from Under Insuring Coverage is $56,000 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $175/year |
| Insurance Company | Farmers Insurance | American Family Insurance | Nationwide Insurance |
| Monthly Premium | 92 | 68 | 92 |
| Year Built | 2003 | 1996 | 2013 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $300000-$350000 | $400000-$500000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |