New Richmond Insurance Rates:

New Richmond, WI homeowners insurance is nearly $541 to $741, about $45-$61/month. Our comprehensive guide shows customers can save as much as $256 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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New Richmond, WI Homeowners Insurance By Home Value

New Richmond, WI Home Value Total Homes % of Total Average New Richmond, WI Homeowners Insurance
$60,000 to $69,999 46 2.0% $269
$80,000 to $89,999 51 2.0% $352
$90,000 to $99,999 88 4.0% $397
$100,000 to $124,999 374 18.0% $461
$125,000 to $149,999 425 21.0% $576
$150,000 to $174,999 248 12.0% $685
$175,000 to $199,999 265 13.0% $788
$200,000 to $249,999 356 17.0% $948
$250,000 to $299,999 81 4.0% $1160
$300,000 to $399,999 54 2.0% $1474

Top Home Insurance Agents Near New Richmond, WI

Home Insurance Company Near New Richmond, WI Homeowners Insurance Agency Near New Richmond, WI Address
Liberty Mutual Amanda Walsh Lutcf 15641 Grove Circle North, Maple Grove, MN, 55369
Travelers Johnson Midwest Agency 1301 CAMBRIDGE ST STE 106, HOPKINS, MN, 55343
Travelers Kraus Anderson Insurance 420 GATEWAY BLVD, BURNSVILLE, MN, 55337
Travelers Sandeen Agency Inc 605 SECOND ST, HUDSON, WI, 54016
Travelers Wells Fargo Insurance Agency 733 MARQUETTE AVE 13TH FL N-9306-133, MINNEAPOLIS, MN, 55402

Cost Of Homeowners Insurance By Street Near New Richmond, WI

Streets in New Richmond Area Homeowners Insurance Cost
92nd St, 156th St, Norway Pine Cir, Laurel Dr, Mary Ave, Blue Jay Pl, N 2nd St, Brady Ln, Hidden Ln, 110th St$641
W Ninth St, Evergreen Ct, Fairfield Rd, 162nd Ave, Woodland Ln, E 1st St, Gunston Dr, Rich River Way, Suger Pine Ln, Peninsula Rd$647
Co Rd CC, W Ridge Ct, Martin Ct, E 2nd St, Cassandra Dr, Osprey Ct, Possum Way, Creekwood Dr, 202nd Ave, 162nd Ave$656
182nd Ave, Sharon Ave, N Knowles Ave, E 5th St, Parkview Dr, E 3rd St, Highpoint Ct, Meridian Dr, 157th Ave, Deere Dr$653
Bernds Ave, S Green Ave, Witc Dr, 115th St, Minnesota Ave, S Hill Dr, 147th St, Deere Dr, Highview Dr, W Edge Pl$651

New Richmond, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Richmond$95 to $98
Richmond$100
Star Prairie$98
Stanton$99

New Richmond, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Richmond town, St. Croix County, Wisconsin $84 $111 $167
Star Prairie town, St. Croix County, Wisconsin $82 $109 $164
Stanton town, St. Croix County, Wisconsin $83 $110 $165

New Richmond, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Richmond, WI3.4%10.1%
Richmond3.23%10.19%
Star Prairie3.54%12.04%
Stanton3.34%15.76%

New Richmond Renters Insurance as a Percentage of Rent

New Richmond Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 2.0% $335
$200 to $299 30 2.0% $785
$300 to $499 104 8.0% $1235
$500 to $749 493 38.0% $1910
$750 to $999 320 24.0% $2660
$1,000 to $1,499 223 17.0% $3785
$1,500 or more 94 7.0% $5435

New Richmond, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly New Richmond Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to New Richmond Home Owner from High Deductible Plan $600

New Richmond, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Richmond, WI Home Replacement Value MORE than Home Value New Richmond, WI Home Replacement Value LESS than Home Value
Replacement Value $224,000 $137,000
Insurance Premium based on Replacement Value $1,025 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year

Example New Richmond Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceErie Insurance
Monthly Premium 674861
Year Built 194419801996
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$250000-$300000$200000-$250000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for New Richmond, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 110,000 Slate Shingles Roof 1,390 3 $500- $1000 Deductible 250 9 Stone Siding No
1946 210,000 Wood Shake Roof 1,980 4 $5000 to $10,000 Deductible 390 7 Wood siding yes
2003 120,000 Tile Roof 1,580 3 $2500-$5000 Deductible 430 12 Stucco siding No
2001 310,000 Tile Roof 4,040 5 > $10,000 Deductible 230 6 Wood siding No
2011 265,000 Tile Roof 3,240 4 $500- $1000 Deductible 540 8 Fiber-Cement Siding No
2012 115,000 Wood Shake Roof 1,600 3 $500 Deductible 70 3 Wood siding yes
1987 105,000 Asphalt Shingles Roof 1,260 3 $1000-$2500 Deductible 220 8 Stucco siding No
2000 215,000 Tile Roof 1,930 4 $500 Deductible 930 9 Fiber-Cement Siding yes
1943 180,000 Asphalt Shingles Roof 2,220 4 $5000 to $10,000 Deductible 310 10 Stucco siding No
2006 160,000 Slate Shingles Roof 1,980 4 $5000 to $10,000 Deductible 420 12 Fiber-Cement Siding yes
2008 230,000 Metal Roof 2,070 4 $1000-$2500 Deductible 70 1 Stone Siding No
2007 185,000 Membrane Roof 1,780 5 $1000-$2500 Deductible 140 4 Vinyl siding No
2006 305,000 Membrane Roof 2,940 4 > $10,000 Deductible 170 3 Wood siding No
1981 325,000 Composition Roof 4,170 5 $500- $1000 Deductible 280 3 Stone Siding No
1945 240,000 Wood Shake Roof 2,900 5 $5000 to $10,000 Deductible 80 2 Stone Siding yes
1984 210,000 Composition Roof 2,200 3 > $10,000 Deductible 210 5 Fiber-Cement Siding yes
2006 280,000 Tile Roof 3,050 4 > $10,000 Deductible 390 10 Stone Siding No
1942 255,000 Asphalt Shingles Roof 2,380 3 $5000 to $10,000 Deductible 140 3 Fiber-Cement Siding yes
2007 135,000 Slate Shingles Roof 1,560 3 $1000-$2500 Deductible 320 7 Brick siding yes
1987 470,000 Metal Roof 4,250 5 > $10,000 Deductible 950 9 Brick siding yes
1945 215,000 Asphalt Shingles Roof 2,010 3 $5000 to $10,000 Deductible 410 6 Stone Siding yes
2003 160,000 Tile Roof 1,700 3 $500- $1000 Deductible 260 4 Stucco siding yes
1988 110,000 Metal Roof 1,450 3 $500 Deductible 270 6 Brick siding yes
2010 120,000 Metal Roof 1,550 3 $500- $1000 Deductible 360 10 Stucco siding yes
2013 135,000 Shingles Roof 1,250 3 $500 Deductible 230 5 Fiber-Cement Siding No
2014 220,000 Shingles Roof 2,910 4 > $10,000 Deductible 320 9 Stone Siding No
1987 350,000 Membrane Roof 3,320 4 > $10,000 Deductible 70 1 Stucco siding No
1993 260,000 Wood Shake Roof 2,920 5 $500- $1000 Deductible 410 5 Vinyl siding yes
1945 245,000 Slate Shingles Roof 3,320 4 $2500-$5000 Deductible 550 7 Wood siding yes
1986 180,000 Tile Roof 2,170 5 $500 Deductible 640 8 Wood siding No
1984 180,000 Shingles Roof 2,130 4 $500 Deductible 360 5 Wood siding yes
2012 420,000 Shingles Roof 4,170 5 > $10,000 Deductible 410 5 Wood siding No