New Providence Insurance Rates:

New Providence, NJ homeowners insurance is approximately $793 to $1,082, about $66-$90/month. Our all inclusive research reveals consumers can save as much as $374 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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New Providence, NJ Homeowners Insurance By Home Value

New Providence, NJ Home Value Total Homes % of Total Average New Providence, NJ Homeowners Insurance
Less than $50,000 7 1.0% $37
$70,000 to $79,999 10 2.0% $112
$150,000 to $174,999 22 5.0% $252
$200,000 to $249,999 48 11.0% $346
$250,000 to $299,999 80 19.0% $431
$300,000 to $399,999 246 59.0% $543

Top Home Insurance Agents Near New Providence, NJ

Home Insurance Company Near New Providence, NJ Homeowners Insurance Agency Near New Providence, NJ Address
NA Menachem Lezer D/B/A Pinkas Lezer Insurance Brokerage 1425 47Th St Brooklyn, NYC, NY, 11219
NA Fiorentino Anillo Insurance And Finance 3500 Palisades Avenue Union City, Union City, NJ, 7087
NA The Coughlin Group 178 Myrtle Blvd Ste 1 , Larchmont, NY, 10538
State Farm Gary Hughes 157 Prospect Plains Rd, Monroe, NJ, 08831-3710
Liberty Mutual Independent Otterstedt Agency 540 SYLVAN AVENUE, ENGLEWOOD CLIFFS, NJ, 7632

Cost Of Homeowners Insurance By Street Near New Providence, NJ

Streets in New Providence Area Homeowners Insurance Cost
Mill Pond Rd, Gold Ct, Farm Gate Rd, Magnolia Dr, Etmore Pl, Princeton Dr, 8th St, Nassau Pl, Pine Ct, Glenbrook Rd$919
Crane Cir, Wilber St, Oldwood Rd, Barberry Ln, Laurel Dr, Hilary Pl, Foley Pl, Cross Way, Chanlon Rd, Hathaway Dr$919
Ashwood Rd, Pine Way, Primrose Dr, Pewter Ln, Douglas St, Holmes Oval, Woodruff Ct, Commerce Dr, Dogwood Ln, Academy St$920
The Fellsway, Oxbow Dr, Warner Pl, E 5th St, Pioneer Dr, Hillside Ter, Verona Rd, Brook Rd, Club Dr, Gales Dr$931
Walton Ave, Hickory Pl, Fox Run, Johnson Dr, Hansell Rd, Diamond Hill Rd, Newcomb Dr, Knollwood Dr, Badgley Dr, Jane Rd$963

New Providence, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Providence$139 to $141
Berkeley Heights$141
Chatham$146
Summit$149

New Providence, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Berkeley Heights township, Union County, New Jersey $141 $188 $282
Chatham township, Morris County, New Jersey $146 $195 $293
Summit city, New Jersey $149 $199 $299

New Providence, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Providence, NJ2.4%7.8%
Berkeley Heights2.3%7.83%
Chatham2.25%8.15%
Summit2.07%8.29%

New Providence Renters Insurance as a Percentage of Rent

New Providence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 19 1.0% $744
$500 to $749 14 1.0% $1869
$750 to $999 53 5.0% $2619
$1,000 to $1,499 639 64.0% $3744
$1,500 or more 260 26.0% $5394

New Providence, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly New Providence Homeowner Insurance Premium Example $3,000$2,500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,100$14,600
Net Savings to New Providence Home Owner from High Deductible Plan $1,500

New Providence, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Providence, NJ Home Replacement Value MORE than Home Value New Providence, NJ Home Replacement Value LESS than Home Value
Replacement Value $679,000 $414,000
Insurance Premium based on Replacement Value $3,950 $2,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $138,000 Risk Exposure from Under Insuring Coverage is $127,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $800/year

Example New Providence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 22793138
Year Built 197819421953
Home Details 5 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount More than 10000000$400000-$500000$500000-$600000
Deductible > $10,000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for New Providence, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 640,000 Membrane Roof 2,140 3 $1000-$2500 Deductible 800 4 Wood siding yes
1966 475,000 Slate Shingles Roof 1,640 3 > $10,000 Deductible 680 7 Stucco siding No
1965 500,000 Slate Shingles Roof 2,090 3 $1000-$2500 Deductible 1470 8 Stucco siding No
1973 605,000 Composition Roof 2,190 5 $5000 to $10,000 Deductible 290 2 Fiber-Cement Siding No
1966 870,000 Tile Roof 3,240 5 $2500-$5000 Deductible 3310 10 Vinyl siding yes
1968 490,000 Shingles Roof 1,760 2 $2500-$5000 Deductible 1220 8 Vinyl siding yes
1968 940,000 Shingles Roof 4,030 5 $1000-$2500 Deductible 1250 4 Wood siding yes
1979 690,000 Slate Shingles Roof 2,260 5 $5000 to $10,000 Deductible 220 1 Wood siding yes
1963 1,285,000 Tile Roof 4,590 5 $2500-$5000 Deductible 550 2 Fiber-Cement Siding No
1952 705,000 Wood Shake Roof 3,140 5 > $10,000 Deductible 1530 8 Wood siding No
1970 420,000 Composition Roof 1,540 2 $500 Deductible 1200 8 Wood siding yes
1949 425,000 Tile Roof 1,580 3 $500- $1000 Deductible 1780 9 Wood siding yes
1949 285,000 Composition Roof 960 2 $1000-$2500 Deductible 800 12 Stone Siding No