New Port Richey, FL Home Insurance - Analysis On Quotes, Rates & Agents
New Port Richey Insurance Rates:
New Port Richey, FL homeowners insurance is approximately $978 to $1,325, about $81-$110/month. Our complete research shows customers can save upto $460 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Can be hard to find what you're looking for. But they do offer the feature to save "tiles" for future uses
I like that I do not have to deal with an agent. Everything is over the phone and online, and very punctual. I have found their rates to be much lower than others.
Their customer service, their low coverage policies, the fact that brokers do not like dealing with them, so even a simple act of paying your premium can be a hassle as they are the only company that requires a check payment - will not accept cash or credit card through every other company will. I think they do not care about their customers as they have been given a monopoly on difficult to insure properties in Florida.
The app works okay, but sometimes crashes, and I reinstall it. Otherwise, it's pretty easy to use and efficient. I tend not to use the app because I do most of my "accounts" work on my laptop.
I don't think I am getting the best price, but it's hard to say since it is hard to find out the real price you will pay.
The company is currently one of the competitive companies in terms of the premium for my area. I have quoted around with other companies and their premium is much higher than what I have now. I cannot complain about my current premium.
I have only looked at a few other quotes, such as Progressive and Allstate before choosing State Farm. I liked State Farm's options and their reliability, but compared to other insurance companies they are not the least expensive company out there. What they do offer is fantastic customer service. Sometimes, in my opinion, that is what will make you choose to pay a little more.
I like the company because they give great customer service and their premiums are very reasonable.
They have the best rates for the best coverage and have great customer service and support staff I can rely on.
I would like more ways to lower my premiums. They do not offer a wide enough selection of ways to lower costs. If they did this I would be even happier and would recommend them to anyone.
I would recommend them because they are very reputable and have been doing insurance business for a very long time. They are timely, kind, nice and they know how to handle anything you throw their way. I am very happy to be their customer.
I dislike that there is an increase in the premium but that occurred with the insurance companies in my state.
I am satisfied with my home insurance company at this point. I have not had to file a claim yet, however, the premium that I am paying and the amount of coverage that I receive is very good compared to other insurance companies.
The premiums for the coverage provided can be a bit high compared to other providers. The customer service can at times be a bit sexist.
Excellent customer service, friendly and knowledgeable representatives, efficient claims process.Simple application and website design which enables less time spent on the app/website.
I like this company because that she and all her team have been very receptive and exhaustive with the monitoring of my safety. They have had a very competitive policy throughout the process. On
The progressive insurance company was very helpful when enrolling and provided a comprehensive summary of what would be covered during our policy time frame.
I dislike allstate. they refuse to help me lower my car insurance when there is coverage i have that i don't want
I feel that the insurance rates are a good deal. because of customer loyalty and a lack of claims my family receives rate discounts.
They give me a fairly good deal and have had good service. I'm not one to shop around and switch to save a couple of bucks. I'd rather just stick with one company. They also bundle with my auto insurance. So that helps make it a one-stop shop
The mobile app is a little cumbersome but it does work well. I haven't had too many issues with it.
New Port Richey, FL Homeowners Insurance By Home Value
|New Port Richey, FL Home Value||Total Homes||% of Total||Average New Port Richey, FL Homeowners Insurance|
|Less than $50,000||5,630||12.0%||$207|
|$50,000 to $59,999||2,535||5.0%||$448|
|$60,000 to $69,999||2,725||5.0%||$552|
|$70,000 to $79,999||2,208||4.0%||$644|
|$80,000 to $89,999||2,595||5.0%||$725|
|$90,000 to $99,999||2,149||4.0%||$817|
|$100,000 to $124,999||4,855||10.0%||$943|
|$125,000 to $149,999||4,400||9.0%||$1185|
|$150,000 to $174,999||4,458||9.0%||$1392|
|$175,000 to $199,999||3,295||7.0%||$1611|
|$200,000 to $249,999||4,877||10.0%||$1945|
|$250,000 to $299,999||3,188||6.0%||$2371|
|$300,000 to $399,999||3,063||6.0%||$3015|
Top Home Insurance Agents Near New Port Richey, FL
|Home Insurance Company Near New Port Richey, FL||Homeowners Insurance Agency Near New Port Richey, FL||Address|
|Travelers||1st Capital Insurance||3302 W CYPRESS ST STE 105, TAMPA, FL, 33607|
|Travelers||Gulf Coast Commercial Insurance||815-B CYPRESS VILLAGE BLVD, SUN CITY, FL, 33573|
|Travelers||Johnson Insurance Agency||7215 FOREST OAKS BLVD, SPRING HILL, FL, 34606|
|Travelers||Paul Morrison Insurance & Real Estate Inc||4734 MILE STRETCH DRIVE, HOLIDAY, FL, 34690|
|Travelers||Southshore Insurance Professionals Llc||1219 MILLENNIUM PKWY STE 106, BRANDON, FL, 33511|
Cost Of Homeowners Insurance By Street Near New Port Richey, FL
|Streets in New Port Richey Area||Homeowners Insurance Cost|
|Links Ln, Celtic Dr, Sunnybrook Dr, Bayfield Ct, Oak Leaf Ln, Abdella Ln, Stoneview Rd, Voorhees Rd, Tina Dr, Blanche St||$1,144|
|Sand Bay Dr, Baker Rd, Matthew Dr, Sweetspire Ln, Pond Rush Ct, Belleville Ave, Thicket Trl, Wisteria Cir, Plum Tree Rd, Executive Dr||$1,116|
|Altrara Way, Blue River Rd, Exemplar Dr, Crosier Ct, Runnel Dr, Peconic Way, Hazelnut Ct, Hawk Roost Ct, Oak Bluff Ave, Jays Nest Ln||$1,181|
|Picnic Ct, Brookside Dr, Stony Bridge Dr, Kinard la, Bradford Dr, Fallowfield Dr, Pinewood Villas Dr, Tramore Dr, Maylin Dr, Calabash Ln||$1,126|
|Roxbury Dr, Grey St, Amy Ln, Glenwood Dr, Bolam Ave, Aintree Ct, Rosewood Dr, Atherton Ave, Cavan St, Maybrook Ct||$1,140|
|Hermosillo Dr, Ivyhill Ct, Otter Way, Modesto St, Holiday Dr, Lost Trl, Salton St, Sheldon Pl, Leota Ln, Illinois Ave||$1,148|
|Bunker Hill Ct, Empress Ln, Redleaf Dr, Torrance Dr, Illinois Ave, Teal Dr, Rally Ln, Wimpole Dr, Brandon Dr, Blue Beach Ct||$1,123|
|Pepperell Dr, Bluefield Rd, Sherry Ln, Mesa Dr, Arbor View Ln, Lemonwood Loop, Knight Dr, Sherrell Dr, Pineview Cir, Casa Nueva Dr||$1,186|
|Excalibur St, Gibraltar Ave, Wesson Rd, Spring Flower Dr, Bellehurst Loop, Weymouth Dr, School Rd, Falcon Dr, Muir St, Summervale Dr||$1,183|
|Bowl St, Coachmen Rd, Warren Ave, Brass Ln, Adelaide Loop, Cathedral Ct, Granite Ridge Loop, Hawbucks St, Crescent Ln, Bayport Dr||$1,156|
New Port Richey, FL Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|New Port Richey||$172 to $174|
|New Port Richey East||$168|
New Port Richey, FL Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|New Port Richey East CDP, Florida||$168||$224||$336|
|Elfers CDP, Florida||$168||$224||$336|
|Trinity CDP, Florida||$185||$246||$369|
New Port Richey, FL Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|New Port Richey, FL||6.9%||23.9%|
|New Port Richey East||8.33%||28.19%|
New Port Richey Renters Insurance as a Percentage of Rent
|New Port Richey Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$200 to $299||179||1.0%||$792|
|$300 to $499||745||4.0%||$1242|
|$500 to $749||3,769||24.0%||$1917|
|$750 to $999||5,267||34.0%||$2667|
|$1,000 to $1,499||4,383||28.0%||$3792|
|$1,500 or more||861||5.0%||$5442|
Average Cost Of Home Insurance By Company In Areas Nearby New Port Richey For Different Scenarios
|Home value ($)||Age of home (years)||Wind mitigation||Company||Average homeowners insurance premium ($)|
|150,000||27||NO||Universal Property & Casualty Insurance||$2,039|
|150,000||27||YES||Florida Peninsula Insurance||$1,720|
|150,000||27||YES||State Farm Florida Insurance||$7,226|
|300,000||12||NA||Castle Key Indemnity Company Insurance||$2,622|
|300,000||12||NA||Federated National Insurance||$1,552|
|300,000||12||NA||First Community Insurance||$2,494|
|300,000||12||NA||Southern Fidelity Insurance||$4,476|
|300,000||12||NA||Tower Hill Prime Insurance||$2,232|
New Port Richey, FL Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly New Port Richey Homeowner Insurance Premium Example||$2,400||$2,000|
|Out of Pocket Expense During Claim||$800||$2,800|
|Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim||$17,600||$16,800|
|Net Savings to New Port Richey Home Owner from High Deductible Plan||$800|
New Port Richey, FL Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||New Port Richey, FL Home Replacement Value MORE than Home Value||New Port Richey, FL Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$4,025||$2,900|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $28,500||Risk Exposure from Under Insuring Coverage is $34,000|
|Premium Impact||Insurance cheaper by $625/year||Insurance costlier by $500/year|
Example New Port Richey Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||GEICO Insurance||Liberty Mutual||Allstate|
|Home Details||3 Beds, 2 Baths||4 Beds, 3 Baths||5 Beds, 3 Baths|
|Deductible||$500- $1000 Deductible||$1000-$2500 Deductible||> $10,000 Deductible|
Sample Home Insurance Rates for New Port Richey, FL from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|2012||380,000||Shingles Roof||4,980||5||$5000 to $10,000 Deductible||4340||10||Vinyl siding||No|
|2012||245,000||Composition Roof||3,150||4||$500 Deductible||2580||7||Stucco siding||yes|
|2012||310,000||Tile Roof||4,210||5||$500- $1000 Deductible||960||2||Brick siding||yes|
|1993||305,000||Tile Roof||3,060||4||$500 Deductible||2270||5||Brick siding||yes|
|2014||195,000||Metal Roof||2,940||4||$2500-$5000 Deductible||1530||5||Brick siding||yes|
|1982||155,000||Slate Shingles Roof||2,080||4||$1000-$2500 Deductible||820||5||Wood siding||No|
|2014||160,000||Asphalt Shingles Roof||2,140||4||$2500-$5000 Deductible||1720||10||Brick siding||yes|
|2014||150,000||Shingles Roof||2,200||4||$500- $1000 Deductible||590||3||Stone Siding||yes|
|2014||165,000||Membrane Roof||1,720||5||$500 Deductible||3080||12||Fiber-Cement Siding||yes|
|2002||130,000||Metal Roof||1,330||3||$2500-$5000 Deductible||980||6||Vinyl siding||No|
|1990||405,000||Composition Roof||4,260||5||$500 Deductible||7730||12||Stucco siding||No|
|1999||140,000||Wood Shake Roof||1,650||4||$2500-$5000 Deductible||1620||10||Fiber-Cement Siding||No|
|2014||145,000||Membrane Roof||2,180||4||$2500-$5000 Deductible||650||3||Fiber-Cement Siding||No|
|1994||285,000||Slate Shingles Roof||3,400||4||$500 Deductible||1520||3||Brick siding||No|
|2007||220,000||Tile Roof||2,330||4||$2500-$5000 Deductible||790||3||Fiber-Cement Siding||yes|
|1980||215,000||Metal Roof||2,220||3||$500- $1000 Deductible||1840||6||Fiber-Cement Siding||yes|
|2009||160,000||Shingles Roof||1,780||5||$5000 to $10,000 Deductible||1070||6||Brick siding||yes|
|1988||225,000||Composition Roof||2,420||4||$500 Deductible||4200||10||Brick siding||No|
|2012||145,000||Wood Shake Roof||1,600||4||$500- $1000 Deductible||560||3||Fiber-Cement Siding||yes|
|1994||120,000||Slate Shingles Roof||1,660||3||$500 Deductible||220||1||Wood siding||No|
|2011||170,000||Shingles Roof||1,880||3||$500- $1000 Deductible||210||1||Wood siding||yes|
|2008||295,000||Slate Shingles Roof||4,390||5||$500- $1000 Deductible||3480||7||Wood siding||No|
|1983||110,000||Slate Shingles Roof||1,400||3||$500- $1000 Deductible||490||3||Vinyl siding||No|
|1989||195,000||Wood Shake Roof||1,940||3||$5000 to $10,000 Deductible||720||4||Vinyl siding||No|
|1978||150,000||Tile Roof||1,665||3||$5000 to $10,000 Deductible||2390||5||Brick siding||yes|