New Port Richey Insurance Rates:

New Port Richey, FL homeowners insurance is approximately $978 to $1,325, about $81-$110/month. Our complete research shows customers can save upto $460 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
The progressive insurance company was very helpful when enrolling and provided a comprehensive summary of what would be covered during our policy time frame.
Allstate
I dislike allstate. they refuse to help me lower my car insurance when there is coverage i have that i don't want
Usaa
I feel that the insurance rates are a good deal. because of customer loyalty and a lack of claims my family receives rate discounts.
State Farm
They give me a fairly good deal and have had good service. I'm not one to shop around and switch to save a couple of bucks. I'd rather just stick with one company. They also bundle with my auto insurance. So that helps make it a one-stop shop
Usaa
The mobile app is a little cumbersome but it does work well. I haven't had too many issues with it.
Usaa
Can be hard to find what you're looking for. But they do offer the feature to save "tiles" for future uses
Usaa
I like that I do not have to deal with an agent. Everything is over the phone and online, and very punctual. I have found their rates to be much lower than others.
Citizens Property Insurance
Their customer service, their low coverage policies, the fact that brokers do not like dealing with them, so even a simple act of paying your premium can be a hassle as they are the only company that requires a check payment - will not accept cash or credit card through every other company will. I think they do not care about their customers as they have been given a monopoly on difficult to insure properties in Florida.

New Port Richey, FL Homeowners Insurance By Home Value

New Port Richey, FL Home Value Total Homes % of Total Average New Port Richey, FL Homeowners Insurance
Less than $50,000 5,630 12.0% $207
$50,000 to $59,999 2,535 5.0% $448
$60,000 to $69,999 2,725 5.0% $552
$70,000 to $79,999 2,208 4.0% $644
$80,000 to $89,999 2,595 5.0% $725
$90,000 to $99,999 2,149 4.0% $817
$100,000 to $124,999 4,855 10.0% $943
$125,000 to $149,999 4,400 9.0% $1185
$150,000 to $174,999 4,458 9.0% $1392
$175,000 to $199,999 3,295 7.0% $1611
$200,000 to $249,999 4,877 10.0% $1945
$250,000 to $299,999 3,188 6.0% $2371
$300,000 to $399,999 3,063 6.0% $3015

Top Home Insurance Agents Near New Port Richey, FL

Home Insurance Company Near New Port Richey, FL Homeowners Insurance Agency Near New Port Richey, FL Address
Travelers 1st Capital Insurance 3302 W CYPRESS ST STE 105, TAMPA, FL, 33607
Travelers Gulf Coast Commercial Insurance 815-B CYPRESS VILLAGE BLVD, SUN CITY, FL, 33573
Travelers Johnson Insurance Agency 7215 FOREST OAKS BLVD, SPRING HILL, FL, 34606
Travelers Paul Morrison Insurance & Real Estate Inc 4734 MILE STRETCH DRIVE, HOLIDAY, FL, 34690
Travelers Southshore Insurance Professionals Llc 1219 MILLENNIUM PKWY STE 106, BRANDON, FL, 33511

Cost Of Homeowners Insurance By Street Near New Port Richey, FL

Streets in New Port Richey Area Homeowners Insurance Cost
Links Ln, Celtic Dr, Sunnybrook Dr, Bayfield Ct, Oak Leaf Ln, Abdella Ln, Stoneview Rd, Voorhees Rd, Tina Dr, Blanche St$1,144
Sand Bay Dr, Baker Rd, Matthew Dr, Sweetspire Ln, Pond Rush Ct, Belleville Ave, Thicket Trl, Wisteria Cir, Plum Tree Rd, Executive Dr$1,116
Altrara Way, Blue River Rd, Exemplar Dr, Crosier Ct, Runnel Dr, Peconic Way, Hazelnut Ct, Hawk Roost Ct, Oak Bluff Ave, Jays Nest Ln$1,181
Picnic Ct, Brookside Dr, Stony Bridge Dr, Kinard la, Bradford Dr, Fallowfield Dr, Pinewood Villas Dr, Tramore Dr, Maylin Dr, Calabash Ln$1,126
Roxbury Dr, Grey St, Amy Ln, Glenwood Dr, Bolam Ave, Aintree Ct, Rosewood Dr, Atherton Ave, Cavan St, Maybrook Ct$1,140
Hermosillo Dr, Ivyhill Ct, Otter Way, Modesto St, Holiday Dr, Lost Trl, Salton St, Sheldon Pl, Leota Ln, Illinois Ave$1,148
Bunker Hill Ct, Empress Ln, Redleaf Dr, Torrance Dr, Illinois Ave, Teal Dr, Rally Ln, Wimpole Dr, Brandon Dr, Blue Beach Ct$1,123
Pepperell Dr, Bluefield Rd, Sherry Ln, Mesa Dr, Arbor View Ln, Lemonwood Loop, Knight Dr, Sherrell Dr, Pineview Cir, Casa Nueva Dr$1,186
Excalibur St, Gibraltar Ave, Wesson Rd, Spring Flower Dr, Bellehurst Loop, Weymouth Dr, School Rd, Falcon Dr, Muir St, Summervale Dr$1,183
Bowl St, Coachmen Rd, Warren Ave, Brass Ln, Adelaide Loop, Cathedral Ct, Granite Ridge Loop, Hawbucks St, Crescent Ln, Bayport Dr$1,156

New Port Richey, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Port Richey$172 to $174
New Port Richey East$168
Trinity$184
River Ridge$175

New Port Richey, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Port Richey East CDP, Florida $168 $224 $336
Elfers CDP, Florida $168 $224 $336
Trinity CDP, Florida $185 $246 $369

New Port Richey, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Port Richey, FL6.9%23.9%
New Port Richey East8.33%28.19%
Elfers9.47%29.72%
Trinity5.13%15.67%

New Port Richey Renters Insurance as a Percentage of Rent

New Port Richey Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 179 1.0% $792
$300 to $499 745 4.0% $1242
$500 to $749 3,769 24.0% $1917
$750 to $999 5,267 34.0% $2667
$1,000 to $1,499 4,383 28.0% $3792
$1,500 or more 861 5.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby New Port Richey For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Universal Property & Casualty Insurance $2,039
150,000 27 YES Florida Peninsula Insurance $1,720
150,000 27 YES State Farm Florida Insurance $7,226
300,000 12 NA Castle Key Indemnity Company Insurance $2,622
300,000 12 NA Federated National Insurance $1,552
300,000 12 NA First Community Insurance $2,494
300,000 12 NA Southern Fidelity Insurance $4,476
300,000 12 NA Tower Hill Prime Insurance $2,232

New Port Richey, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly New Port Richey Homeowner Insurance Premium Example $2,400$2,000
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,600$16,800
Net Savings to New Port Richey Home Owner from High Deductible Plan $800

New Port Richey, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Port Richey, FL Home Replacement Value MORE than Home Value New Port Richey, FL Home Replacement Value LESS than Home Value
Replacement Value $223,500 $161,000
Insurance Premium based on Replacement Value $4,025 $2,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $500/year

Example New Port Richey Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualAllstate
Monthly Premium 158355253
Year Built 199420072014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$200000-$250000$250000-$300000
Deductible $500- $1000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for New Port Richey, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 145,000 Membrane Roof 2,180 4 $2500-$5000 Deductible 650 3 Fiber-Cement Siding No
1994 285,000 Slate Shingles Roof 3,400 4 $500 Deductible 1520 3 Brick siding No
2007 220,000 Tile Roof 2,330 4 $2500-$5000 Deductible 790 3 Fiber-Cement Siding yes
1980 215,000 Metal Roof 2,220 3 $500- $1000 Deductible 1840 6 Fiber-Cement Siding yes
2009 160,000 Shingles Roof 1,780 5 $5000 to $10,000 Deductible 1070 6 Brick siding yes
1988 225,000 Composition Roof 2,420 4 $500 Deductible 4200 10 Brick siding No
2012 145,000 Wood Shake Roof 1,600 4 $500- $1000 Deductible 560 3 Fiber-Cement Siding yes
1994 120,000 Slate Shingles Roof 1,660 3 $500 Deductible 220 1 Wood siding No
2011 170,000 Shingles Roof 1,880 3 $500- $1000 Deductible 210 1 Wood siding yes
2008 295,000 Slate Shingles Roof 4,390 5 $500- $1000 Deductible 3480 7 Wood siding No
1983 110,000 Slate Shingles Roof 1,400 3 $500- $1000 Deductible 490 3 Vinyl siding No
1989 195,000 Wood Shake Roof 1,940 3 $5000 to $10,000 Deductible 720 4 Vinyl siding No
1978 150,000 Tile Roof 1,665 3 $5000 to $10,000 Deductible 2390 5 Brick siding yes