New Orleans Insurance Rates:

New Orleans, LA homeowners insurance is nearly $1,117 to $1,514, about $93-$126/month. Our complete research shows customers can save upto $526 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American Family
i would definetely recommend this company. good coverage, pretty good prices, well known company. easy to communicate with, via phone or going to the office. you can probably email them too
State Farm
I have always had a good experience with State Farm's customer service, both with local agents and with the national number. They are always helpful and get me the answers I need.
Geico
I use Geico for my home and auto. I love them as their customer service is always top notch. They are just like you are talking to family when you call them.
Liberty Mutual
The company tries to assist me in getting the policy I am interested in. They work together with me to get me a price I desire.
Progressive
Progressive seems to offer the most aggressive price for home and auto bundles. My premiums did increase slightly after the first year but this seems to be standard with other companies I have used in the past.
Liberty Mutual
I found the customer service at Liberty Mutual to be excellent. They have always been responsive to my needs. I like that I communicate with them via phone, email, or online chat.
Farmer's Insurance
The policy offerings from Farmer's Insurance are very competitive and are offered at the best price compared to other companies. I am very pleased.
State Farm
I've never really shopped around as I've had state farm home insurance for over 20 years. I do not know what I maybe missing if anything.
Progressive
I have a bundle package with my car insurance so the price is pretty reasonable. I haven't had to use the homeowners insurance for anything major yet but it is comforting to know it is there.
Geico
The price and quality are much better than the competition. their online payment is very easy to set up and a breeze to log in.
Allstate
When i do have to ask some question, i'm usually stuck talking with someone who doesn't really know what they're doing until i get transferred to someone who does.
Allstate
I like that i am able to take advantage of a multitude of discounts like having a fire extinguisher, deadbolt locks on my doors and having a smoke alarm.
State Farm
The insurance company calls me when something is wrong or doesn't seem right to them. They call promptly and never make me wait
State Farm
Whenever I have had an issue with my coverage or had to make a claim the people were always nice. They acted like they really wanted to help me and overall were just friendly people.
American Family
It's a little bit slow sometimes and the design looks outdated. It doesn't look slick and modern as you would expect a big company to have.
Geico
Their website is organized fairly well and makes it easy to use for the most part. Could use a little updating to make it look a little more modern,
Allstate
I recently shopped around and found my multi-policy discount helped me get a good rate compared to AAA and Liberty Mutual.
State Farm
There isn't much but they do lack a quality website to pay bills or look at our policies and they waste too much paper.
Liberty Mutual
There is nothing I dislike about my insurance provider. I would honestly lie if I put in a bad review about this company
Allstate
I am very pleased with Allstate. I have been a long time customer and I feel greatly appreciated. I feel that I can count on Allstate to take care of any issues that arise.
Progressive
THE COMPANY WAS GOOD,THEIR LIFETIME PLANS VERY WELL,THEY INSTRUCT VERY WELL,RECEIVES FINANCIAL PROTECTION,THEY MAKE CLIENTS RISKS TO MAKE PAYMENTS MORE AFFORDABLE FOR THE INSURED.
Aaa
It is probably a bit more than other insurance companies, but I think I get what I pay for. There was a mistake earlier this year in my billing
Amica Mutual Insurance
the premium and deductible have the best coverage and best services compare to other they gave satification services to me
Aaa
I like AAA for its office. It fulfills many needs besides my insurance needs. I like that I know my insurance agent's name and that he is usually available.
American Family
Overall, I like the coverage they provide. I like the ease of use of their website and when I did have to file a claim, I liked that the process went smoothly. There was no run around given and they followed through with what they said they would do.

New Orleans, LA Homeowners Insurance By Home Value

New Orleans, LA Home Value Total Homes % of Total Average New Orleans, LA Homeowners Insurance
Less than $50,000 2,870 4.0% $171
$50,000 to $59,999 674 1.0% $368
$60,000 to $69,999 1,181 1.0% $460
$70,000 to $79,999 1,798 3.0% $526
$80,000 to $89,999 2,222 3.0% $605
$90,000 to $99,999 2,691 4.0% $671
$100,000 to $124,999 6,120 10.0% $776
$125,000 to $149,999 6,306 10.0% $973
$150,000 to $174,999 8,447 14.0% $1158
$175,000 to $199,999 5,544 9.0% $1342
$200,000 to $249,999 7,919 13.0% $1605
$250,000 to $299,999 6,229 10.0% $1960
$300,000 to $399,999 7,174 12.0% $2500

Top Home Insurance Agents Near New Orleans, LA

Home Insurance Company Near New Orleans, LA Homeowners Insurance Agency Near New Orleans, LA Address
NA Mb Insurance Agency, Llc 3344 Rd, Metairie, LA, 70001
NA Gaynell J. Martin Insurance, Inc. 1933 Hickory Ave New Orleans, Harahan, LA, 70123
Liberty Mutual Independent Dave Millet Ins Agcy Hammond 902 C M FAGAN DR STE E, HAMMOND, LA, 70403
State Farm Kelly Cannon 137 Highway 90, Waveland, MS, 39576-2618
State Farm Ollie Bailey 300 Davis Avenue, Pass Christian, MS, 39571

New Orleans, LA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near New Orleans, LA

Streets in New Orleans Area Homeowners Insurance Cost
Belgrade St, Strand Ct, Belmont Pl, Murl St, Lehigh St, S Villere St, Saint Joseph St, W Renaissance Ct, Momus Ct, Argonne Blvd$1,367
Savoie Ct, Cove Dr, Winners Cir, Northgate Dr, Hay Pl, Bodenger Blvd, Elder St, Fulton St, McKenna St, Zion St$1,245
Gus St, Atlantic Ave, Sail St, Thomas St, W Tamaron Blvd, Burbank Dr, Public Rd, Somerset Dr, N Homestead Dr, Expedition Dr$1,293
S Cortez St, Falmouth Dr, Olive St, W Harrison Ave, Dayna Ct, Hawthorne Pl, Polymnia St, Bennett, Lakeview Ct, N Lark St$1,305
Serantine St, Treme St, McFarland St, San Trovaso St, Cecil St, Clubhouse Dr, Majestic Oaks Dr, Martin Dr, Louisiana Hwy 407, Herschel St$1,552
40th St, Hagan Ave, David St, Hempstead Rd, Westchester St, Cosmos Ln, Cherlyn Dr, Founders Ct, Leboeuf St, Wickfield Dr$1,260
Provincial Pl, Princess Ln, Maid Marion Dr, Conrad St, Sheephead St, Byrne Pl, Clinton St, Montpelier St, Ellen Park Pl, Brutus St$1,306
Cox St, Deers St, Panola St, Grand Ave, Danube Rd, Croftway Ct, Nunez St, Flake Ave, Marlborough Gate Pl, Ridgefield Dr$1,302
Shaw Ave, Marie St, Kings Canyon Dr, Lawerence St, Richard St, Western St, Poeyfarre St, Celeste St, Lang St, Hart St$1,341
Cabildo Aly, Ken Ct, Cherry St, Parkwood Ct S, Delta Ct, Front St, Westbrook Dr, Oliver St, Pin Oak Ave, Wayfarer St$1,343

New Orleans, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Orleans$196 to $199
Orleans$197
Arabi$192
Chalmette$190

New Orleans, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Orleans Parish, Louisiana $197 $263 $395
Arabi CDP, Louisiana $192 $256 $384
Chalmette CDP, Louisiana $191 $254 $381

New Orleans, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Orleans, LA6.9%23.2%
New Orleans6.9%23.23%
Arabi10.72%34.27%
Chalmette9.6%34.17%

New Orleans Renters Insurance as a Percentage of Rent

New Orleans Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,505 2.0% $340
$200 to $299 2,805 3.0% $790
$300 to $499 3,936 5.0% $1240
$500 to $749 12,781 17.0% $1915
$750 to $999 20,589 28.0% $2665
$1,000 to $1,499 21,711 30.0% $3790
$1,500 or more 8,270 11.0% $5440

New Orleans, LA Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
70124 $323,400 $1,430
70115 $297,500 $1,420
70130 $291,300 $1,430
70118 $268,200 $1,420
70125 $247,700 $1,380
70112 $242,500 $1,380
70116 $224,000 $1,380
70119 $189,600 $1,340
70131 $171,600 $1,330
70122 $162,500 $1,320
70128 $159,700 $1,300
70113 $156,800 $1,310
70127 $154,700 $1,310
70126 $149,600 $1,290
70114 $135,000 $1,300
70129 $135,000 $1,300
70117 $132,500 $1,290

Average Cost Of Home Insurance By Company In Areas Nearby New Orleans For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 Frame 10-year Family Security Ins Co $2332
$150,000 $75,000 brick veneer 20-year Imperial Fire And Casualty $2644
$200,000 $100,000 brick veneer 10-year La Citizens Property Ins Corp $5337
$200,000 $100,000 brick veneer 10-year Liberty Ins Corporation $3509
$200,000 $100,000 brick veneer 10-year Metropolitan Prop And Cas Ins Co $4157
$200,000 $100,000 brick veneer 10-year Spinnaker Ins Co $3565
$200,000 $100,000 brick veneer 10-year The Standard Fire Ins Co $2915
$100,000 $50,000 brick veneer 25-year United Services Automobile Association $2144
$200,000 $100,000 brick veneer 10-year Unitrin Auto & Home Ins Co $2645
$400,000 $200,000 brick veneer 1-year Vigilant Ins Co $8883

New Orleans, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly New Orleans Homeowner Insurance Premium Example $8,700$7,700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $27,000$26,000
Net Savings to New Orleans Home Owner from High Deductible Plan $1,000

New Orleans, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Orleans, LA Home Replacement Value MORE than Home Value New Orleans, LA Home Replacement Value LESS than Home Value
Replacement Value $332,000 $220,500
Insurance Premium based on Replacement Value $4,550 $3,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,500 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $725/year Insurance costlier by $800/year

Example New Orleans Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateFarmers Insurance
Monthly Premium 197364230
Year Built 198519691956
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$300000-$350000$150000-$175000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for New Orleans, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 140,000 Composition Roof 1,210 2 $2500-$5000 Deductible 1630 9 Fiber-Cement Siding yes
1969 215,000 Slate Shingles Roof 1,870 3 $500- $1000 Deductible 3350 10 Wood siding yes
1942 160,000 Shingles Roof 1,260 2 $5000 to $10,000 Deductible 1380 10 Brick siding No
1968 240,000 Slate Shingles Roof 2,840 4 $5000 to $10,000 Deductible 1310 6 Brick siding No
1963 230,000 Slate Shingles Roof 1,840 5 $500- $1000 Deductible 1900 8 Fiber-Cement Siding yes
1954 240,000 Slate Shingles Roof 2,150 3 $5000 to $10,000 Deductible 850 4 Vinyl siding No
1982 150,000 Asphalt Shingles Roof 1,290 3 $5000 to $10,000 Deductible 440 4 Fiber-Cement Siding yes
1954 320,000 Wood Shake Roof 2,900 5 $2500-$5000 Deductible 430 1 Brick siding No
1960 255,000 Membrane Roof 2,070 3 $500- $1000 Deductible 3270 10 Stucco siding yes
1957 300,000 Slate Shingles Roof 2,480 4 $1000-$2500 Deductible 320 1 Stucco siding yes
1986 330,000 Composition Roof 3,040 4 $5000 to $10,000 Deductible 250 1 Stucco siding No
1965 185,000 Tile Roof 1,890 4 $500 Deductible 220 1 Stone Siding No
1972 285,000 Metal Roof 2,470 4 $1000-$2500 Deductible 1760 4 Stucco siding No
1943 330,000 Shingles Roof 3,390 5 > $10,000 Deductible 2580 9 Brick siding yes
1957 175,000 Asphalt Shingles Roof 1,860 3 $500- $1000 Deductible 970 6 Stone Siding yes
1967 100,000 Tile Roof 1,130 2 $2500-$5000 Deductible 240 3 Wood siding No
1967 365,000 Membrane Roof 3,340 5 > $10,000 Deductible 2870 10 Wood siding No
1940 170,000 Shingles Roof 2,020 5 $500 Deductible 1050 4 Brick siding yes
1981 155,000 Composition Roof 1,660 3 $5000 to $10,000 Deductible 680 4 Vinyl siding yes
1970 165,000 Composition Roof 1,560 5 $2500-$5000 Deductible 130 1 Wood siding yes
1948 280,000 Membrane Roof 2,220 4 $500- $1000 Deductible 2670 10 Brick siding No
1940 160,000 Asphalt Shingles Roof 1,720 2 $2500-$5000 Deductible 720 4 Brick siding No
1954 215,000 Metal Roof 2,380 4 $2500-$5000 Deductible 530 2 Brick siding yes
1966 195,000 Membrane Roof 2,010 5 $500- $1000 Deductible 760 3 Vinyl siding No
1977 90,000 Wood Shake Roof 1,000 2 $500- $1000 Deductible 1220 9 Vinyl siding No
1977 165,000 Membrane Roof 1,650 2 $5000 to $10,000 Deductible 430 3 Vinyl siding No
1979 175,000 Tile Roof 1,770 3 $5000 to $10,000 Deductible 1140 5 Wood siding No
1959 175,000 Metal Roof 2,050 4 $2500-$5000 Deductible 250 2 Wood siding yes
1973 360,000 Metal Roof 2,890 4 $2500-$5000 Deductible 380 1 Stone Siding yes
1953 220,000 Shingles Roof 2,380 3 $5000 to $10,000 Deductible 1070 6 Stucco siding No
1979 140,000 Metal Roof 2,055 4 > $10,000 Deductible 380 2 Vinyl siding No

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