New Milford Insurance Rates:

New Milford, NJ homeowners insurance is about $751 to $1,022, about $62-$85/month. Our thorough analysis shows customers can save upto $354 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Universal Property & Casualty Insurance Company
I like that when I had a house fire I was covered completley. With a little effort my home and belongings were fully restored.

New Milford, NJ Homeowners Insurance By Home Value

New Milford, NJ Home Value Total Homes % of Total Average New Milford, NJ Homeowners Insurance
Less than $50,000 16 1.0% $44
$200,000 to $249,999 55 3.0% $469
$250,000 to $299,999 138 9.0% $567
$300,000 to $399,999 1,269 83.0% $726

Top Home Insurance Agents Near New Milford, NJ

Home Insurance Company Near New Milford, NJ Homeowners Insurance Agency Near New Milford, NJ Address
NA Lazzaro Agency 473 Ridge Rd , Newton, NJ, 7860
NA Maximum Benefit Ins. Agency, Inc. 299 Market St Ste 340 Saddle Brook, Saddle Brook, NJ, 7663
Allstate Jeffrey Reisel 1065 Raritan Rd, Clark, NJ, 7066
Travelers Majestic Insurance Agency Inc 25 JERICHO TURNPIKE, JERICHO, NY, 11753
Nationwide The Ron Keats Ins. Agency Inc. 103 N Main St, Florida, NY, 10921-1307

Cost Of Homeowners Insurance By Street Near New Milford, NJ

Streets in New Milford Area Homeowners Insurance Cost
Trenton St, Westley Ln, Holly St, N Terrace Pl, Hoffman Ave, Senate Rd, Bulger Ave, Sutton Pl, Oak Ln, Floral Ct$877
Clover Ct, Trotta Dr, Cedar Rd, Milford Ave, Frank McCue Ln, Beech Pl, Licata Dr, Neumaier Dr, Hughes Rd, Oxford Ln$891
Dahlia Dr, Shea Dr, Eagle Ave, Marguerite St, S Plympton St, Martin Pl, Hirschfield Pl, N Calton Pl, Grix Ct, Berkshire Ave$884
Fulton St, Windsor Ct, Evergreen Ct, E Woodland Rd, Graphic Blvd, Linden Pl, Azalea Dr, Dilworth Rd, Duke Ct, Fermery Dr$881
Rambler Ave, Jordan Rd, Duke Rd, Arbor Pl, Luhmann Dr, Central Park Dr, Ridge St, Cedar Rd, Hirshfield Pl, W Park Dr$888

New Milford, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Milford$132 to $135
River Edge$134
Bergenfield$129
Dumont$130

New Milford, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
River Edge borough, New Jersey $134 $179 $269
Bergenfield borough, New Jersey $130 $173 $260
Dumont borough, New Jersey $131 $174 $261

New Milford, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Milford, NJ2.5%7.4%
River Edge2.64%7.47%
Bergenfield2.53%7.21%
Dumont2.61%7.27%

New Milford Renters Insurance as a Percentage of Rent

New Milford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 89 4.0% $1892
$750 to $999 295 13.0% $2642
$1,000 to $1,499 1,412 63.0% $3767
$1,500 or more 403 18.0% $5417

New Milford, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly New Milford Homeowner Insurance Premium Example $2,500$1,900
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,600$18,800
Net Savings to New Milford Home Owner from High Deductible Plan $1,800

New Milford, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Milford, NJ Home Replacement Value MORE than Home Value New Milford, NJ Home Replacement Value LESS than Home Value
Replacement Value $548,000 $381,000
Insurance Premium based on Replacement Value $2,850 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $47,000 Risk Exposure from Under Insuring Coverage is $120,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $250/year

Example New Milford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateChubb Group of Insurance
Monthly Premium 23595188
Year Built 195119781949
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $900000-$1000000$300000-$350000$700000-$800000
Deductible > $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for New Milford, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1954 315,000 Tile Roof 1,280 2 $5000 to $10,000 Deductible 210 3 Stone Siding yes
1947 350,000 Metal Roof 1,690 5 $500 Deductible 380 3 Fiber-Cement Siding No
1962 315,000 Slate Shingles Roof 1,720 2 $500- $1000 Deductible 250 2 Vinyl siding yes
1953 545,000 Membrane Roof 2,720 4 $2500-$5000 Deductible 780 7 Vinyl siding No
1956 340,000 Metal Roof 1,630 2 $500 Deductible 1400 8 Brick siding No
1977 385,000 Shingles Roof 1,620 2 $1000-$2500 Deductible 1620 12 Wood siding yes
1978 385,000 Metal Roof 1,750 2 $500 Deductible 1840 12 Stucco siding yes
1976 915,000 Metal Roof 4,510 5 > $10,000 Deductible 2180 12 Fiber-Cement Siding yes
1964 210,000 Tile Roof 950 2 > $10,000 Deductible 190 4 Stone Siding yes
1945 320,000 Wood Shake Roof 1,700 2 $5000 to $10,000 Deductible 730 10 Stucco siding No
1961 585,000 Composition Roof 2,460 4 $1000-$2500 Deductible 1170 8 Wood siding yes
1962 410,000 Slate Shingles Roof 1,890 3 $500- $1000 Deductible 840 6 Brick siding No
1967 210,000 Composition Roof 1,220 2 $500- $1000 Deductible 130 2 Fiber-Cement Siding yes
1979 400,000 Wood Shake Roof 1,680 2 $5000 to $10,000 Deductible 940 8 Fiber-Cement Siding yes
1940 515,000 Asphalt Shingles Roof 2,360 5 $2500-$5000 Deductible 190 1 Fiber-Cement Siding yes
1950 440,000 Metal Roof 2,190 3 $2500-$5000 Deductible 530 5 Fiber-Cement Siding yes
1971 170,000 Composition Roof 1,010 2 $500 Deductible 380 6 Fiber-Cement Siding No
1975 410,000 Metal Roof 1,640 3 $500 Deductible 790 4 Stucco siding yes
1941 595,000 Asphalt Shingles Roof 2,400 3 $1000-$2500 Deductible 980 4 Brick siding yes
1963 515,000 Composition Roof 2,400 4 $2500-$5000 Deductible 130 1 Vinyl siding yes
1940 390,000 Slate Shingles Roof 2,140 4 > $10,000 Deductible 160 2 Stone Siding yes
1952 170,000 Metal Roof 910 2 $1000-$2500 Deductible 80 1 Vinyl siding No
1944 400,000 Composition Roof 1,960 3 $2500-$5000 Deductible 170 1 Stucco siding yes
1979 475,000 Metal Roof 2,210 4 $2500-$5000 Deductible 1160 9 Vinyl siding yes
1969 205,000 Asphalt Shingles Roof 1,070 2 $5000 to $10,000 Deductible 520 8 Brick siding No
1973 260,000 Wood Shake Roof 1,280 2 $5000 to $10,000 Deductible 280 4 Brick siding No
1951 285,000 Metal Roof 1,530 3 $500- $1000 Deductible 1270 12 Stone Siding No
1970 375,000 Tile Roof 1,710 2 $2500-$5000 Deductible 1660 10 Stucco siding yes
1956 310,000 Metal Roof 1,450 2 > $10,000 Deductible 70 1 Stucco siding yes
1978 390,000 Tile Roof 2,270 3 $2500-$5000 Deductible 1600 12 Vinyl siding No
1958 305,000 Slate Shingles Roof 1,710 4 $1000-$2500 Deductible 1450 12 Fiber-Cement Siding No
1948 350,000 Composition Roof 1,560 2 $2500-$5000 Deductible 980 12 Vinyl siding yes
1976 350,000 Metal Roof 1,830 3 $2500-$5000 Deductible 1220 12 Wood siding No
1961 310,000 Slate Shingles Roof 1,620 3 > $10,000 Deductible 360 5 Brick siding No