New Market, AL homeowners insurance is nearly $821 to $1,120, about $68-$93/month. Our extensive guide reveals consumers can save as much as $388 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| New Market, AL Home Value | Total Homes | % of Total | Average New Market, AL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 589 | 13.0% | $165 |
| $50,000 to $59,999 | 132 | 2.0% | $349 |
| $60,000 to $69,999 | 79 | 1.0% | $436 |
| $70,000 to $79,999 | 189 | 4.0% | $504 |
| $80,000 to $89,999 | 300 | 6.0% | $572 |
| $90,000 to $99,999 | 132 | 2.0% | $640 |
| $100,000 to $124,999 | 549 | 12.0% | $737 |
| $125,000 to $149,999 | 579 | 12.0% | $922 |
| $150,000 to $174,999 | 337 | 7.0% | $1097 |
| $175,000 to $199,999 | 382 | 8.0% | $1262 |
| $200,000 to $249,999 | 367 | 8.0% | $1524 |
| $250,000 to $299,999 | 478 | 10.0% | $1864 |
| $300,000 to $399,999 | 414 | 9.0% | $2369 |
| Home Insurance Company Near New Market, AL | Homeowners Insurance Agency Near New Market, AL | Address |
|---|---|---|
| NA | Heritage South Financial, Llc | 763 N. Main Street, Ste A, Shelbyville, TN, 37160 |
| NA | Richard Bobo Insurance Agency | 742 N Main St, Shelbyville, TN, 37160 |
| State Farm | Josh Gardner | 107 N Porter St Ste 8, Winchester, TN, 37398-1480 |
| Nationwide | Leon C Chavez | 6674 HWY 431 Suite 4, Owens Cross Roads, AL, 35763 |
| Travelers | Miller-Harris-Fowler Ins Inc | 104 WEST MAIN ST, ALBERTVILLE, AL, 35950 |
| Streets in New Market Area | Homeowners Insurance Cost |
|---|---|
| Saint Clair Rd, J Payton Cir, Prospect Rd, Harlow Dr, Gwen Dr, Riverway Ln, Ryland Pike, Nancy Cir, Legacy Dr, Peyton Rd | $960 |
| Tercel Dr, Rube Robinson Rd, St Clair Ln, Coulter Dr, Hickory Glen Cir, Bucks Pocket Dr, Creekview Dr, Jones Dr, Briarwood Cir, Mint Springs Rd | $977 |
| Powell St, Woodland St, Powers St, A Smith Rd, Harlans Cir, Buckhead Run, Ruth Sullivan St, Tine Ln, Tipton Rd, Frank Hereford Dr | $959 |
| Hurricane Cir, Courtland Dr, Raptor Ct, Hickory Hill Rd, Maltese Ct, Buddy Williamson Rd, Moe Rd, Lewis Mountain Rd, Boulder Trl, Ray Rd | $975 |
| Bill Miller Dr, Walden Ln, Sharps Cove Rd, Tiffany Cir, Honey Dr, Ollie Howard Rd, Tanner Point Dr, Shorewood Ln, Cedar Glen Dr, Shelburne Cir | $985 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| New Market | $144 to $146 |
| Moores Mill | $146 |
| Princeton | $139 |
| Hazel Green | $144 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Moores Mill CDP, Alabama | $122 | $163 | $244 |
| Princeton CCD, Jackson County, Alabama | $117 | $155 | $233 |
| Hazel Green CCD, Madison County, Alabama | $120 | $160 | $240 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| New Market, AL | 7.0% | 25.7% |
| Moores Mill | 7.04% | 24.97% |
| Princeton | 8.17% | 27.09% |
| Hazel Green | 7.49% | 26.23% |
| New Market Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 72 | 13.0% | $1252 |
| $500 to $749 | 214 | 41.0% | $1927 |
| $750 to $999 | 84 | 16.0% | $2677 |
| $1,000 to $1,499 | 107 | 20.0% | $3802 |
| $1,500 or more | 38 | 7.0% | $5452 |
| Deductible | Coverage | Company | Premium ($) |
|---|---|---|---|
| $500 | $150,000 | Amica Mutual Ins Company | 1551 |
| $500 | $150,000 | Coastal American Insurance Company | 1272 |
| $500 | $150,000 | Country Casualty Insurance Company | 1074 |
| $500 | $300,000 | American National General Ins Company | 1271 |
| $500 | $300,000 | Amica Mutual Ins Company | 3020 |
| $500 | $300,000 | Coastal American Insurance Company | 348 |
| $500 | $300,000 | Nationwide General Ins Co | 1160 |
| $500 | $300,000 | Nationwide Mutual Fire Ins Company | 1916 |
| $500 | $300,000 | Safeco Insurance Company Of America | 1782 |
| $500 | $300,000 | State Farm Fire & Casualty Company | 2622 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly New Market Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,100 | $8,300 |
| Net Savings to New Market Home Owner from High Deductible Plan | $800 | |
| Scenario | New Market, AL Home Replacement Value MORE than Home Value | New Market, AL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $191,500 | $137,000 |
| Insurance Premium based on Replacement Value | $1,100 | $775 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,500 | Risk Exposure from Under Insuring Coverage is $32,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $125/year |
| Insurance Company | Amica Mutual Insurance Company | Chubb Group of Insurance | Allstate |
| Monthly Premium | 37 | 97 | 146 |
| Year Built | 2000 | 1996 | 2010 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $100000-$125000 | $300000-$350000 | $300000-$350000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $500 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2000 | 200,000 | Shingles Roof | 2,210 | 3 | $1000-$2500 Deductible | 100 | 1 | Wood siding | No |
| 2007 | 330,000 | Slate Shingles Roof | 3,140 | 4 | $1000-$2500 Deductible | 210 | 2 | Vinyl siding | yes |
| 1992 | 195,000 | Membrane Roof | 2,120 | 4 | $500 Deductible | 550 | 7 | Vinyl siding | No |
| 2013 | 255,000 | Slate Shingles Roof | 3,000 | 4 | $500- $1000 Deductible | 780 | 7 | Brick siding | No |
| 2011 | 430,000 | Shingles Roof | 4,800 | 5 | $500- $1000 Deductible | 920 | 6 | Vinyl siding | No |
| 1970 | 230,000 | Shingles Roof | 2,420 | 4 | $500- $1000 Deductible | 140 | 2 | Brick siding | yes |
| 1981 | 210,000 | Wood Shake Roof | 2,360 | 5 | $500 Deductible | 280 | 3 | Wood siding | No |
| 2001 | 230,000 | Metal Roof | 2,280 | 3 | $500 Deductible | 700 | 7 | Vinyl siding | yes |
| 1992 | 175,000 | Slate Shingles Roof | 1,970 | 4 | $5000 to $10,000 Deductible | 140 | 3 | Vinyl siding | yes |
| 1984 | 515,000 | Shingles Roof | 4,980 | 5 | $5000 to $10,000 Deductible | 140 | 1 | Stucco siding | yes |
| 2014 | 285,000 | Slate Shingles Roof | 3,560 | 5 | $500- $1000 Deductible | 720 | 5 | Wood siding | No |
| 2001 | 130,000 | Wood Shake Roof | 1,730 | 3 | $2500-$5000 Deductible | 90 | 2 | Wood siding | No |
| 1993 | 240,000 | Slate Shingles Roof | 2,300 | 3 | $2500-$5000 Deductible | 560 | 8 | Brick siding | yes |
| 1996 | 160,000 | Metal Roof | 2,110 | 3 | $500- $1000 Deductible | 540 | 9 | Brick siding | yes |
| 2009 | 275,000 | Metal Roof | 2,570 | 5 | $1000-$2500 Deductible | 760 | 10 | Stucco siding | No |
| 2006 | 145,000 | Asphalt Shingles Roof | 1,920 | 3 | $500 Deductible | 140 | 3 | Stucco siding | yes |
| 1976 | 280,000 | Slate Shingles Roof | 3,380 | 4 | $500- $1000 Deductible | 90 | 1 | Brick siding | yes |
| 2010 | 200,000 | Slate Shingles Roof | 2,250 | 4 | $500- $1000 Deductible | 770 | 10 | Wood siding | yes |
| 2009 | 135,000 | Shingles Roof | 1,260 | 3 | $500- $1000 Deductible | 160 | 4 | Stone Siding | No |
| 1974 | 130,000 | Membrane Roof | 1,270 | 3 | $1000-$2500 Deductible | 50 | 1 | Stucco siding | yes |
| 1991 | 270,000 | Shingles Roof | 3,240 | 5 | $2500-$5000 Deductible | 280 | 4 | Stucco siding | No |
| 2012 | 160,000 | Tile Roof | 2,170 | 3 | $500 Deductible | 970 | 12 | Brick siding | No |
| 1978 | 195,000 | Metal Roof | 2,170 | 3 | $1000-$2500 Deductible | 250 | 3 | Brick siding | yes |
| 2010 | 175,000 | Membrane Roof | 2,090 | 3 | $500- $1000 Deductible | 310 | 5 | Stone Siding | yes |
| 2013 | 300,000 | Composition Roof | 3,140 | 4 | $500 Deductible | 1080 | 7 | Brick siding | No |
| 1994 | 100,000 | Membrane Roof | 1,210 | 3 | $1000-$2500 Deductible | 120 | 4 | Brick siding | yes |
| 1985 | 155,000 | Membrane Roof | 2,180 | 5 | $500 Deductible | 490 | 10 | Stone Siding | yes |
| 2005 | 280,000 | Membrane Roof | 2,780 | 4 | $2500-$5000 Deductible | 470 | 5 | Wood siding | yes |
| 1972 | 175,000 | Asphalt Shingles Roof | 1,950 | 3 | $500 Deductible | 300 | 3 | Wood siding | No |
| 2001 | 205,000 | Asphalt Shingles Roof | 2,620 | 5 | $2500-$5000 Deductible | 410 | 6 | Wood siding | No |
| 2014 | 170,000 | Asphalt Shingles Roof | 2,360 | 4 | $500- $1000 Deductible | 260 | 5 | Fiber-Cement Siding | yes |
| 1991 | 265,000 | Composition Roof | 3,340 | 4 | $1000-$2500 Deductible | 790 | 10 | Stone Siding | yes |
| 2000 | 365,000 | Metal Roof | 3,880 | 5 | $2500-$5000 Deductible | 980 | 8 | Wood siding | yes |
| 1994 | 390,000 | Tile Roof | 4,560 | 5 | $500 Deductible | 200 | 1 | Fiber-Cement Siding | No |