New Lenox Insurance Rates:

New Lenox, IL homeowners insurance is approximately $693 to $942, about $57-$78/month. Our thorough analysis shows customers can save upto $327 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Personally, i have never have summited a claim. but, every time i have to deal with farmers, there is someone available to talk on the phone.
Geico
One thing i did not like that it took them few days to send out someone to install my security system.
Homesite Insurance
Homesite's website has a lot of room for improvement. it is difficult for me to log in to make changes to my policy, get a copy of my policy, and make payments (if that were an option for me).
Erie Insurance
Their customer service is really bad. They're not very helpful when you have questions. I have asked several questions and I didn't believe the answers that agent gave me. I didn't feel that they were intentionally lying but they just weren't knowledgeable enough to know better.
State Farm
I think the premiums could always be lower and more affordable, and coverage and deductibles could always be lower. They don't seem to be the cheapest insurers around.
Pekin Insurance
My insurance agent is very welcoming and informative. He goes out of his way to recognize holidays and birthdays etc., as well as making sure my insurance needs are taken care of.
Motorist Mutual
I find my premium to be a bit high compared to other companies. I feel I am paying more simply because of the longevity and reputation, brand recognition of the company.
State Farm
They are very good. They are always there to help me out, I like the company because they offer good service and are very competitive on rates. I trust the company.

New Lenox, IL Homeowners Insurance By Home Value

New Lenox, IL Home Value Total Homes % of Total Average New Lenox, IL Homeowners Insurance
Less than $50,000 106 1.0% $65
$100,000 to $124,999 225 2.0% $319
$125,000 to $149,999 289 2.0% $400
$150,000 to $174,999 913 8.0% $474
$175,000 to $199,999 736 7.0% $548
$200,000 to $249,999 2,241 21.0% $654
$250,000 to $299,999 2,550 24.0% $801
$300,000 to $399,999 3,222 31.0% $1022

Top Home Insurance Agents Near New Lenox, IL

Home Insurance Company Near New Lenox, IL Homeowners Insurance Agency Near New Lenox, IL Address
NA Joseph Cacciatore & Co. 45 S Washington St, Hinsdale, IL, 60521
State Farm Brian Harmon 5343 S La Grange Rd, Countryside, IL, 60525-2848
Travelers Handzel And Associates Limited 5361 N HARLEM AVE, CHICAGO, IL, 60656
State Farm Jim Lacey 1300 W Jefferson St, Joliet, IL, 60435-6818
Travelers Libsco Financial Group Llc 5 REVERE DR STE 370, NORTHBROOK, IL, 60062

Cost Of Homeowners Insurance By Street Near New Lenox, IL

Streets in New Lenox Area Homeowners Insurance Cost
E Illinois Hwy, Honey Ln, Regent St, Hancock Dr, Elm Dr, Sheridan Ct, Ferro Dr, Hoop Ct, Coyote Trl, Bent Tree Ct$809
N Pine St, Williams St, Lambeth Ln, Brigantine Dr, Avondale Ln, Heron Ln, Winter Park Dr, Root St, Eastview Dr, Anderson Rd$808
Harmoni Ln, Somerset Pl, Sheffield Dr, Peregrine Dr, Brush Hill Cir, W Kimber Dr, Horseshoe Ln, Wren Ct, Alamosa Ct, Ogden Rd$803
Shagbark Rd, Grand Mesa Dr, Alan Dr, Kristen Ct, Thames River Ln, Talon Dr, Lexington Rd, Gum St, Foxhill Ct, Great Meadow Dr$818
Indian Mound Dr, Shirley Pkwy, Michael Ln, Horizon Trl, Lewis Ln, Tucson Dr, N Pine St, W 1st Ave, Schoolhouse Rd, Downing St$827

New Lenox, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Lenox$122 to $125
Ingalls Park$112
Will County$118
Mokena$124

New Lenox, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ingalls Park CDP, Illinois $94 $125 $187
Will County, Illinois $99 $132 $198
Mokena village, Illinois $104 $138 $207

New Lenox, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Lenox, IL3.2%9.1%
Ingalls Park4.28%14.93%
Will County3.31%9.8%
Mokena3.08%8.38%

New Lenox Renters Insurance as a Percentage of Rent

New Lenox Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 13 1.0% $759
$300 to $499 26 2.0% $1209
$500 to $749 68 6.0% $1884
$750 to $999 534 48.0% $2634
$1,000 to $1,499 239 21.0% $3759
$1,500 or more 210 19.0% $5409

New Lenox, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly New Lenox Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,000$9,400
Net Savings to New Lenox Home Owner from High Deductible Plan $600

New Lenox, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Lenox, IL Home Replacement Value MORE than Home Value New Lenox, IL Home Replacement Value LESS than Home Value
Replacement Value $292,500 $175,000
Insurance Premium based on Replacement Value $1,575 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $75,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $400/year

Example New Lenox Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceNationwide Insurance
Monthly Premium 93187112
Year Built 199520032014
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$400000-$500000$300000-$350000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for New Lenox, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 670,000 Wood Shake Roof 4,000 5 $500- $1000 Deductible 2270 10 Brick siding No
2014 530,000 Asphalt Shingles Roof 4,100 5 $2500-$5000 Deductible 260 2 Wood siding yes
2006 450,000 Wood Shake Roof 2,680 4 > $10,000 Deductible 430 4 Stucco siding No
2011 300,000 Membrane Roof 2,330 3 $1000-$2500 Deductible 1080 10 Wood siding yes
2011 230,000 Shingles Roof 1,800 4 $500 Deductible 1390 12 Wood siding No
2014 525,000 Tile Roof 3,580 5 $500 Deductible 1650 9 Stucco siding yes
1989 195,000 Metal Roof 1,320 3 $500 Deductible 510 6 Vinyl siding No
2013 245,000 Membrane Roof 1,650 4 > $10,000 Deductible 130 3 Stucco siding yes
2002 225,000 Composition Roof 1,630 4 $500- $1000 Deductible 480 4 Fiber-Cement Siding yes
1999 210,000 Metal Roof 1,560 3 $1000-$2500 Deductible 230 3 Wood siding yes
1988 375,000 Shingles Roof 2,370 3 > $10,000 Deductible 110 1 Stucco siding No
2004 275,000 Wood Shake Roof 2,150 3 > $10,000 Deductible 630 10 Brick siding yes
1984 520,000 Metal Roof 3,730 5 $500- $1000 Deductible 1140 5 Stone Siding yes
2009 185,000 Composition Roof 1,210 3 $1000-$2500 Deductible 220 4 Stone Siding yes
2004 220,000 Shingles Roof 1,280 3 $2500-$5000 Deductible 200 2 Wood siding yes
2010 320,000 Shingles Roof 2,400 4 $2500-$5000 Deductible 400 4 Brick siding No
2006 320,000 Membrane Roof 1,960 3 $500- $1000 Deductible 340 3 Stucco siding yes
2010 360,000 Composition Roof 2,330 3 $500 Deductible 690 5 Stucco siding yes
2011 445,000 Slate Shingles Roof 3,250 4 > $10,000 Deductible 210 2 Wood siding No
1996 295,000 Membrane Roof 1,870 4 > $10,000 Deductible 200 3 Wood siding yes