Simple Ways to Save on New Jersey Homeowners Insurance

New Jersey homeowners can save about $168. A detailed analysis by Vhome insurance shows customers can save upto $168 by choosing different saving options.Enter your zip code and click “GO” to get multiple free quotes.

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Top Populated Places with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Newark 896 358
Jersey City 1,131 453
Paterson 918 367
Elizabeth 977 391
Edison 1,177 471
Woodbridge 1,024 410
Toms River 1,004 402
Lakewood 1,004 401
Hamilton 940 376
Trenton 595 238

Top Populated Counties with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Bergen County 1,500 600
Middlesex County 1,096 438
Essex County 1,178 471
Hudson County 1,144 458
Monmouth County 1,280 512
Ocean County 975 390
Union County 1,150 460
Camden County 841 337
Passaic County 1,105 442
Morris County 1,440 576

New Jersey Homeowners Insurance Premium in Comparison with the Nation

State PopulationMedian Home Value ($) National Average Premium ($) State Average Premium ($) Difference vs. National Average ($) Percentage Difference vs. National Average
New Jersey 8,960,161 $321,100 $1,191 $1,201 10 1%