New Iberia Insurance Rates:

New Iberia, LA homeowners insurance is nearly $1,060 to $1,443, about $88-$120/month. Our comprehensive guide reveals consumers can save upto $500 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Horace Mann Educators Corporation
One thing i don't like about my home insurance company is the price increase that occurred without any reasonable reason.
Geico
If you need to file a claim, they will send a friendly agent to your home with 48 hours to help with submitting.
State Farm
They call us from time to time to check in with us about our coverage. When we have a question they answer immediately, or if it's after hours they call us back first thing.
Aaa
I like several things about my insurance provider State Farm. I think they have above average customer service and the coverage they provide seems to be better than most other home insurance companies. I also think they have a good website and app that helps keep me up on all I need to know about my insurance.
Safeco Insurance
I have not compared our premium in several years as we are happy with the insurance company and our insurance agent.
American Family
I have not shopped around much so I can't really speak to the premium, it seemed reasonable so I went with it
Allstate
They have been good at communicating with me, and have been available when we have a claim. friendly too so good service overall, I'm pretty happy with it

New Iberia, LA Homeowners Insurance By Home Value

New Iberia, LA Home Value Total Homes % of Total Average New Iberia, LA Homeowners Insurance
Less than $50,000 1,489 21.0% $300
$50,000 to $59,999 196 2.0% $638
$60,000 to $69,999 407 5.0% $788
$70,000 to $79,999 394 5.0% $913
$80,000 to $89,999 529 7.0% $1026
$90,000 to $99,999 507 7.0% $1151
$100,000 to $124,999 912 12.0% $1339
$125,000 to $149,999 631 8.0% $1677
$150,000 to $174,999 729 10.0% $1978
$175,000 to $199,999 402 5.0% $2278
$200,000 to $249,999 440 6.0% $2754
$250,000 to $299,999 230 3.0% $3355
$300,000 to $399,999 167 2.0% $4269

Top Home Insurance Agents Near New Iberia, LA

Home Insurance Company Near New Iberia, LA Homeowners Insurance Agency Near New Iberia, LA Address
State Farm Bubba Montesano Lutcf 6703 Ambassador Caffery Parkway, Broussard, LA, 70518
Allstate Dwight Andrus Insurance Inc DBA Hopkins Insurance Agency 400 East First Street, Kaplan, LA, 70548
Allstate Mayeux Ins Acy Inc 221 W. 5th, Crowley, LA, 70527
State Farm Michael Smith 2308 Kalste Salom Rd, Lafayette, LA, 70508-6808
Allstate Thomson Smith & Leach Insurance Group Inc. 809 West Summers Drive PO Box 1110, Abbeville, LA, 70511

Cost Of Homeowners Insurance By Street Near New Iberia, LA

Streets in New Iberia Area Homeowners Insurance Cost
McDade St, Front St, Gail St, Jack Foreman Dr, Calhoun St, Parish Rd 507, Marigold Dr, Leon Landry Rd, Ember Dr, Fisher Aly$1,246
Ben Cir, Coulee Rd, Southern St, Eckart Dr, McIlhenny St, Parish Rd 909, Douglas Blvd, Coteau Rd, Myrtis St, S Gibbs Ln$1,242
Manuel St, Wayne St, Vine St, Curley St, Ann St, Hayes Rd, Angers St, Parish Rd 214, E Patout St, Pocahontas St$1,261
Magnolia Rd, Kiper Rd, Peggy St, Parish Rd 904, Helen Dr, Palm St, NW Bypass Hwy, David Duboin Rd, Audry St, Squirrel Run Dr$1,241
Providence St, S Weeks St, Jefferson Island Rd, Emile Verret Rd, la Rue de Broussard, Terry Paul St, Rosalie St, Ashley Dr, Adolph Rd, Jules Boudreaux Rd$1,240
Parish Rd 601, Kerry Broussard Dr, East Dr, Lydia Plantation Rd, Parish Rd 902, Lagrange Aly, N Lasalle St, Broken Arrow Rd, Jefferson Island Rd, Fulton St$1,249
Harrison St, Fremin Rd, 700 Aly, Airport Blvd, Loren St, Agnes St, N Richelieu Cir, S Corrine St, Live Oak Rd, Howard Segura Rd$1,238
Myrtis St, Edgewater Dr, Rosier St, Beaver St, C Romero Rd, Theriot Dr, Sugar Bend, S Corrine St, Guadalajara St, Davis St$1,268
Delasalle Dr, Phyllis Dr, Troy Rd, Parish Rd 217, Bayard St, Shlester Way Dr, Julia St, 500 St, Zez St, W Pershing St$1,221
Bahon St, Grambling St, Oswald St, Allen St, Maxie Trahan Rd, J B Henderson Aly, Crapeautown Rd, Prince Rd, Diane St, Sparrow St$1,265

New Iberia, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Iberia$187 to $190
Lydia$187
Loreauville$186
St. Martinville$184

New Iberia, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lydia CDP, Louisiana $188 $250 $375
Loreauville village, Louisiana $186 $248 $372
Cade CDP, Louisiana $187 $249 $374

New Iberia, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Iberia, LA9.8%33.6%
Lydia11.88%36.01%
Loreauville9.45%33.33%
Cade10.81%37.17%

New Iberia Renters Insurance as a Percentage of Rent

New Iberia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 158 3.0% $362
$200 to $299 300 7.0% $812
$300 to $499 713 18.0% $1262
$500 to $749 1,325 33.0% $1937
$750 to $999 1,089 27.0% $2687
$1,000 to $1,499 237 5.0% $3812
$1,500 or more 135 3.0% $5462

Average Cost Of Home Insurance By Company In Areas Nearby New Iberia For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year American Risk Ins Co $1547
$400,000 $200,000 brick veneer 1-year Encompass Ins Co Of America $3300
$200,000 $100,000 brick veneer 10-year Family Security Ins Co $694
$200,000 $100,000 brick veneer 10-year Family Security Ins Co $809
$150,000 $75,000 brick veneer 20-year Imperial Fire And Casualty $1017
 $300,000  $150,000 brick veneer 1-year La Citizens Property Ins Corp $4098
$200,000 $100,000 brick veneer 10-year Liberty Ins Corporation $1617
$200,000 $100,000 Frame 10-year Safepoint Ins $1446
$200,000 $100,000 brick veneer 10-year United Services Automobile Association $1194
$200,000 $100,000 Frame 10-year Unitrin Auto & Home Ins Co $1958

New Iberia, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly New Iberia Homeowner Insurance Premium Example $2,700$2,100
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,300$16,700
Net Savings to New Iberia Home Owner from High Deductible Plan $600

New Iberia, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Iberia, LA Home Replacement Value MORE than Home Value New Iberia, LA Home Replacement Value LESS than Home Value
Replacement Value $104,000 $66,000
Insurance Premium based on Replacement Value $1,625 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $450/year

Example New Iberia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualFarmers Insurance
Monthly Premium 202246153
Year Built 194419791983
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for New Iberia, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 205,000 Tile Roof 2,650 4 $500 Deductible 520 2 Wood siding yes
1953 170,000 Asphalt Shingles Roof 2,150 4 $500 Deductible 2650 12 Stone Siding No
1963 160,000 Shingles Roof 2,340 4 $1000-$2500 Deductible 390 2 Brick siding yes
1942 235,000 Tile Roof 3,250 4 $2500-$5000 Deductible 2950 12 Stucco siding No
1963 230,000 Asphalt Shingles Roof 3,180 4 $1000-$2500 Deductible 1290 5 Brick siding No
1974 115,000 Shingles Roof 1,780 3 $500 Deductible 970 6 Brick siding yes
1980 175,000 Wood Shake Roof 2,130 3 $500- $1000 Deductible 940 4 Stucco siding yes
1984 135,000 Metal Roof 2,120 3 $2500-$5000 Deductible 690 5 Vinyl siding No
1983 145,000 Tile Roof 2,010 3 $1000-$2500 Deductible 570 5 Stucco siding No
1994 135,000 Wood Shake Roof 2,230 3 $1000-$2500 Deductible 500 3 Stucco siding yes
1972 215,000 Tile Roof 3,290 4 $1000-$2500 Deductible 1540 9 Vinyl siding No
1965 175,000 Tile Roof 2,350 3 $1000-$2500 Deductible 1950 10 Fiber-Cement Siding yes
1997 195,000 Metal Roof 2,350 3 $500 Deductible 2210 7 Stone Siding No
1966 130,000 Composition Roof 1,610 4 $2500-$5000 Deductible 1370 12 Wood siding No
1980 85,000 Tile Roof 1,280 3 $2500-$5000 Deductible 320 4 Vinyl siding yes
1977 120,000 Membrane Roof 1,920 3 $500- $1000 Deductible 1270 7 Brick siding yes
1950 145,000 Membrane Roof 1,750 4 $2500-$5000 Deductible 710 6 Fiber-Cement Siding No
1971 125,000 Metal Roof 1,830 3 $500 Deductible 380 2 Fiber-Cement Siding yes
1977 195,000 Asphalt Shingles Roof 3,360 4 $5000 to $10,000 Deductible 980 7 Fiber-Cement Siding No
1985 145,000 Tile Roof 1,900 4 $2500-$5000 Deductible 840 5 Vinyl siding No
1958 210,000 Shingles Roof 2,540 4 $500- $1000 Deductible 1490 6 Brick siding No
1953 120,000 Slate Shingles Roof 1,440 3 $1000-$2500 Deductible 1010 10 Vinyl siding yes
1989 110,000 Slate Shingles Roof 1,870 3 $1000-$2500 Deductible 130 1 Wood siding yes
1951 170,000 Tile Roof 2,270 4 $5000 to $10,000 Deductible 1530 8 Wood siding yes
1996 105,000 Wood Shake Roof 1,630 3 $1000-$2500 Deductible 600 7 Stucco siding No
1948 175,000 Asphalt Shingles Roof 2,090 3 $500 Deductible 230 1 Stone Siding yes
1968 120,000 Membrane Roof 1,900 3 $500- $1000 Deductible 450 3 Stucco siding yes
1958 140,000 Metal Roof 2,340 3 $500- $1000 Deductible 1540 10 Stone Siding No
1940 115,000 Shingles Roof 1,670 3 $500- $1000 Deductible 620 3 Brick siding No
1983 90,000 Shingles Roof 1,220 3 $500- $1000 Deductible 90 1 Wood siding yes