New Hope Insurance Rates:

New Hope, MN homeowners insurance is about $876 to $1,190, about $73-$99/month. Our complete research indicates shoppers can save upto $413 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Nationwide
I like the individual agent that i deal with at my insurance company. he is very good at returning my calls and is also very upfront. i like that i have a person who i can call if need be so that i do not have to deal with a faceless company.
Allstate
Now, the allstate agency is the worst part about the company. in my case, my agency believes that their office is an accounts receive an office. therefore if any problem arises he/she can not handle it. i have to go to the corporate office for real consumer service.
Usaa
The biggest thing i love about usaa is their support for military families. they offer so many programs to help active and retired military personnel. they can help beginning with your first deployment to planning for military retirement. they make life easier for military personnel and their families, and i really value these services. this is the main reason i chose and will continue to choose usaa.

New Hope, MN Homeowners Insurance By Home Value

New Hope, MN Home Value Total Homes % of Total Average New Hope, MN Homeowners Insurance
Less than $50,000 178 3.0% $123
$100,000 to $124,999 207 4.0% $568
$125,000 to $149,999 260 5.0% $702
$150,000 to $174,999 724 15.0% $836
$175,000 to $199,999 873 18.0% $960
$200,000 to $249,999 1,537 32.0% $1156
$250,000 to $299,999 642 13.0% $1415
$300,000 to $399,999 146 3.0% $1807

Top Home Insurance Agents Near New Hope, MN

Home Insurance Company Near New Hope, MN Homeowners Insurance Agency Near New Hope, MN Address
NA Wiser Insurance Agency 2345 Commerce Blvd , Mound, MN, 55364
NA Insurance Brokers Of Mn, Inc. 1650 11Th Ave Sw Ste 205 Forest Lake, Forest Lake, MN, 55025
NA Choice Insurance Agency, Inc. 419 3Rd St Se Osseo, Minnetonka, MN, 55369
Allstate Mary E. Prosser 4900 Highway 169 N Ste 110, New Hope, MN, 55428
Farmers Michael Halonen 600 Twelve Oaks Center Dr Ste 101, Wayzata, MN, 55391

Cost Of Homeowners Insurance By Street Near New Hope, MN

Streets in New Hope Area Homeowners Insurance Cost
47th 1/2 Pl N, Maryland Ave, Virginia Cir N, 46 1/2 Ave N, Decatur Pl N, Allen Cir, Terra Linda Dr, Boone Cir N, 61st Ave, 33rd Pl N$1,036
32nd Pl N, 38th Ave, 59 1/2 Ave N, Elm Grove Ave, Independence Cir N, Lombardy Ln, 32nd Cir N, 45 1/2 Ave, E Research Center Rd, Science Center Dr$1,044
Jordan Ave N, 32nd Ct N, Gettysburg Cir N, Boone Cir N, 61st Avenue Cir N, Fairview Ave N, 48th Cir N, 27th Pl, Elm Grove Ln, 60 1/2 Ave N$1,023
611/2 Ave N, Hillsboro Ct N, Northwood Pkwy, Northwood Cir, Independence Ave, Hopewood Ln, Rosalyn Ct, Lamphere Dr, Flag Cir N, Hillsboro Pl$1,049
Boone Cir, 38 1/2 Ave N, Viewcrest Ln, W Research Center Rd, Wisconsin Cir N, W Meadow Lake Rd, 47 1/2 Ave N, Decatur Ct N, Sumter Pl N, Aquila Cir$1,031

New Hope, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Hope$154 to $157
Crystal$152
Robbinsdale$153
Medicine Lake$196

New Hope, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crystal city, Minnesota $127 $169 $254
Robbinsdale city, Minnesota $128 $170 $255
Medicine Lake city, Minnesota $164 $219 $328

New Hope, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Hope, MN5.2%17.1%
Crystal5.51%18.22%
Robbinsdale5.4%18.33%
Medicine Lake3.78%11.27%

New Hope Renters Insurance as a Percentage of Rent

New Hope Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 152 4.0% $781
$300 to $499 154 4.0% $1231
$500 to $749 666 18.0% $1906
$750 to $999 1,512 41.0% $2656
$1,000 to $1,499 903 24.0% $3781
$1,500 or more 224 6.0% $5431

New Hope, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly New Hope Homeowner Insurance Premium Example $2,300$2,100
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,800$19,200
Net Savings to New Hope Home Owner from High Deductible Plan $600

New Hope, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Hope, MN Home Replacement Value MORE than Home Value New Hope, MN Home Replacement Value LESS than Home Value
Replacement Value $231,500 $165,000
Insurance Premium based on Replacement Value $2,200 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $350/year

Example New Hope Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateTravelers
Monthly Premium 14529391
Year Built 196319711982
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$125000-$150000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for New Hope, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 105,000 Wood Shake Roof 1,000 2 $500 Deductible 790 12 Wood siding No
1966 175,000 Asphalt Shingles Roof 1,630 3 $5000 to $10,000 Deductible 650 9 Vinyl siding yes
1965 290,000 Metal Roof 2,380 3 $500- $1000 Deductible 2040 12 Stucco siding yes
1979 195,000 Shingles Roof 1,440 3 $2500-$5000 Deductible 420 5 Brick siding yes
1973 195,000 Asphalt Shingles Roof 2,120 4 $500 Deductible 590 5 Fiber-Cement Siding No
1981 340,000 Tile Roof 2,710 4 > $10,000 Deductible 510 5 Stone Siding No
1989 270,000 Tile Roof 2,910 4 $500 Deductible 920 6 Stone Siding No
1975 205,000 Slate Shingles Roof 1,730 4 $500 Deductible 590 5 Stucco siding yes
1981 285,000 Wood Shake Roof 3,090 5 $2500-$5000 Deductible 660 5 Fiber-Cement Siding yes
1987 185,000 Tile Roof 1,630 5 $2500-$5000 Deductible 520 7 Stucco siding yes
1962 155,000 Metal Roof 1,450 3 $2500-$5000 Deductible 480 7 Brick siding No
1969 265,000 Asphalt Shingles Roof 2,010 4 $1000-$2500 Deductible 330 2 Brick siding yes
1980 245,000 Tile Roof 2,150 4 $500- $1000 Deductible 1300 7 Stucco siding yes
1983 215,000 Metal Roof 1,880 4 > $10,000 Deductible 360 4 Stone Siding No