New Hope Insurance Rates:

New Hope, AL homeowners insurance is roughly $829 to $1,127, about $69-$93/month. Our extensive guide indicates shoppers can save as much as $391 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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New Hope, AL Homeowners Insurance By Home Value

New Hope, AL Home Value Total Homes % of Total Average New Hope, AL Homeowners Insurance
Less than $50,000 552 12.0% $156
$50,000 to $59,999 158 3.0% $322
$60,000 to $69,999 230 5.0% $400
$70,000 to $79,999 156 3.0% $469
$80,000 to $89,999 227 5.0% $528
$90,000 to $99,999 125 2.0% $596
$100,000 to $124,999 303 6.0% $694
$125,000 to $149,999 415 9.0% $860
$150,000 to $174,999 785 17.0% $1017
$175,000 to $199,999 409 9.0% $1183
$200,000 to $249,999 419 9.0% $1418
$250,000 to $299,999 343 7.0% $1731
$300,000 to $399,999 274 6.0% $2200

Top Home Insurance Agents Near New Hope, AL

Home Insurance Company Near New Hope, AL Homeowners Insurance Agency Near New Hope, AL Address
NA Peck-Glasgow - Moulton 11227 Alabama Hiway 157, Moulton, AL, 35650
State Farm James Harris 3311 B Wallace Ave SW Ste 105, Huntsville, AL, 35805-4064
State Farm Louis Vaughn 4036a Balmoral Dr SW, Huntsville, AL, 35801-6421
Farmers Perry Bagwell 121 Lily Flagg Rd SW Ste A, Huntsville, AL, 35802
State Farm Ted Calvert 1425 4th St SW, Cullman, AL, 35055-3940

Cost Of Homeowners Insurance By Street Near New Hope, AL

Streets in New Hope Area Homeowners Insurance Cost
Siniard Dr, Broadway, Ling Cir SE, Poplar Ridge Rd, Cap Adkins Rd, Heather Ln SE, Whitt St, Hwy 72 Ln, Willena Dr SE, Chateau Rd$969
West St, Kerr Dr SE, Running Meade Trl SE, Butler Mill Rd, Lamley Dr, Oak Grove Rd, Victorian Ln, Irene Dr SE, Lyons Rd, Nature Trail Rd SE$982
Cut Off Dr, Martin St, Tressye Ln, Woody Cir, Shadow Ridge Dr SE, Scott Branch Rd, Wytona Dr, Riverview Dr SE, Maple Rd, Chesterfield Rd SE$944
Richard Branum Dr, Boyd Rogers Dr, Oakdale Ln, Nebo Rd, Bill Matthews Rd SE, Cambron Rd, Queens Pl SE, Maple Rd, Hobbs Island Rd, Meadow Park Dr$968
Ellett St, Craft Craig Rd, Sam Maples Rd, Morrow Dr SE, Brawley Dr, Pine St, Guthery Ave, Bannerwood Dr SE, Chesley Ln SE, Richard Branum Cir$978

New Hope, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Hope$146 to $149
Owens Cross Roads$144
Gurley$156
Union Grove$143

New Hope, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Owens Cross Roads town, Alabama $121 $161 $241
Gurley CCD, Madison County, Alabama $130 $173 $260
Union Grove CCD, Marshall County, Alabama $120 $159 $239

New Hope, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Hope, AL6.6%24.3%
Owens Cross Roads7.1%27.45%
Gurley5.44%20.53%
Union Grove8.48%25.98%

New Hope Renters Insurance as a Percentage of Rent

New Hope Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 1.0% $349
$200 to $299 40 5.0% $799
$300 to $499 75 10.0% $1249
$500 to $749 255 34.0% $1924
$750 to $999 162 21.0% $2674
$1,000 to $1,499 170 22.0% $3799
$1,500 or more 37 4.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby New Hope For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Allstate Vehicle And Property Insurance Company 749
$500 $150,000 American National Property & Casualty Company 686
$500 $150,000 Coastal American Insurance Company 1272
$500 $150,000 Country Mutual 895
$500 $150,000 State Farm Fire & Casualty Company 1827
$500 $150,000 Usaa General Indemnity Co 1265
$500 $300,000 Allstate Vehicle And Property Insurance Company 1347
$500 $300,000 Esurance Insurance Company 1542
$500 $300,000 Guideone Mutual Insurance Company 1988
$500 $300,000 Nationwide Mutual Fire Ins Company 1916

New Hope, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly New Hope Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $6,900$6,100
Net Savings to New Hope Home Owner from High Deductible Plan $800

New Hope, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Hope, AL Home Replacement Value MORE than Home Value New Hope, AL Home Replacement Value LESS than Home Value
Replacement Value $202,500 $153,500
Insurance Premium based on Replacement Value $1,225 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example New Hope Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateFarmers Insurance
Monthly Premium 6072123
Year Built 200019751984
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$200000-$250000$300000-$350000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for New Hope, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 200,000 Asphalt Shingles Roof 1,870 3 > $10,000 Deductible 160 3 Stucco siding No
1984 135,000 Metal Roof 1,520 5 $500- $1000 Deductible 80 2 Stucco siding No
2004 190,000 Asphalt Shingles Roof 1,700 3 $500- $1000 Deductible 490 5 Stone Siding No
2010 340,000 Membrane Roof 3,110 4 > $10,000 Deductible 990 10 Wood siding yes
1999 260,000 Slate Shingles Roof 2,710 4 $2500-$5000 Deductible 660 9 Fiber-Cement Siding No
1973 215,000 Slate Shingles Roof 2,640 4 > $10,000 Deductible 330 8 Brick siding No
1984 120,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 370 7 Stone Siding yes
1994 415,000 Metal Roof 4,930 5 $5000 to $10,000 Deductible 790 8 Vinyl siding yes
2012 155,000 Metal Roof 2,010 3 $500 Deductible 590 9 Fiber-Cement Siding No
2012 185,000 Slate Shingles Roof 1,850 4 $2500-$5000 Deductible 730 12 Fiber-Cement Siding yes
2010 215,000 Composition Roof 2,700 5 $5000 to $10,000 Deductible 420 8 Stucco siding No
1983 225,000 Slate Shingles Roof 2,090 3 $500- $1000 Deductible 690 7 Brick siding yes
1986 235,000 Shingles Roof 2,910 5 $2500-$5000 Deductible 700 9 Brick siding yes
2012 300,000 Tile Roof 3,010 4 $500- $1000 Deductible 180 2 Wood siding yes
1999 435,000 Asphalt Shingles Roof 4,760 5 $500 Deductible 1500 8 Stone Siding No
2004 340,000 Wood Shake Roof 3,140 5 $2500-$5000 Deductible 680 7 Stone Siding yes
2010 230,000 Membrane Roof 2,750 5 $2500-$5000 Deductible 390 7 Brick siding yes
1990 220,000 Slate Shingles Roof 2,300 3 $1000-$2500 Deductible 390 7 Wood siding yes
1986 175,000 Asphalt Shingles Roof 1,680 4 $1000-$2500 Deductible 660 10 Wood siding yes
2004 305,000 Asphalt Shingles Roof 2,860 5 $500- $1000 Deductible 850 5 Vinyl siding yes
2006 295,000 Metal Roof 3,030 5 $1000-$2500 Deductible 700 7 Vinyl siding yes
1985 240,000 Asphalt Shingles Roof 2,250 3 > $10,000 Deductible 260 4 Brick siding No
1975 285,000 Tile Roof 3,740 5 $500 Deductible 710 7 Stone Siding yes
1979 310,000 Wood Shake Roof 3,620 5 $500- $1000 Deductible 700 6 Stucco siding No
2010 175,000 Asphalt Shingles Roof 2,370 3 $500- $1000 Deductible 1100 12 Stucco siding yes
2007 270,000 Metal Roof 2,600 4 $2500-$5000 Deductible 390 5 Vinyl siding No
1983 230,000 Asphalt Shingles Roof 2,110 4 > $10,000 Deductible 470 8 Fiber-Cement Siding No
2007 130,000 Wood Shake Roof 1,400 3 $500 Deductible 50 1 Vinyl siding yes
2003 175,000 Membrane Roof 2,210 3 $2500-$5000 Deductible 110 2 Brick siding yes
2001 185,000 Wood Shake Roof 1,760 3 $2500-$5000 Deductible 500 9 Wood siding No
1981 110,000 Shingles Roof 1,370 3 $2500-$5000 Deductible 170 6 Vinyl siding yes