New Hartford, CT homeowners insurance is roughly $730 to $998, about $60-$83/month. Our thorough analysis indicates shoppers can save as much as $345 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near New Hartford, CT | Homeowners Insurance Agency Near New Hartford, CT | Address |
|---|---|---|
| Nationwide | Craig J Meier | 123 Litchfield Road, New Milford, CT, 06776-2212 |
| Travelers | Lombardo Insurance Agency Inc | 2096B SILAS DEANE HIGHWAY, ROCKY HILL, CT, 6067 |
| Liberty Mutual | Marco Amato | 175 Dwight Road Ste 100, Longmeadow, MA, 1106 |
| Liberty Mutual Independent | Premier Insurance Associates | 31 BROADWAY, NORTH HAVEN, CT, 6473 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| New Hartford Center CDP, Connecticut | $126 | $168 | $252 |
| Collinsville CDP, Connecticut | $130 | $173 | $260 |
| Canton town, Hartford County, Connecticut | $132 | $176 | $264 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| New Hartford, CT | 3.7% | 10.1% |
| New Hartford Center | 4.47% | 11.44% |
| Collinsville | 3.23% | 8.71% |
| Canton | 3.24% | 8.82% |
| New Hartford Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 43 | 20.0% | $1911 |
| $750 to $999 | 38 | 18.0% | $2661 |
| $1,000 to $1,499 | 110 | 53.0% | $3786 |
| $1,500 or more | 14 | 6.0% | $5436 |
| Streets in New Hartford Area | Homeowners Insurance Cost |
|---|---|
| State Hwy 219, Stonegate Rd, Farmington River Tpke, Stonefield Way, Dilliston Rd, Barberry Dr, Tanglewood Rd, Bee Mountain Rd, Kinsey Rd, Johnnycake Ln | $861 |
| Burdick Rd, Cotton Hill Rd, Stedman Rd, E Cotton Hill Rd, Turnbull Rd, Greenwoods Rd, Hoppen Rd, Richards Rd, Marsh Rd, Wickett St | $862 |
| Fox Run Ln, Vickers Rd, Holcomb Hill Rd, Whitbeck Rd, W Hill Rd, Buttercup Ln, Pine Hill Rd, Okeefe Ln, S East Rd, Hemlock Dr | $865 |
| Livery Pool Rd, Church St N, Farnsworth Dr, Carter St, Troutwood Dr, Ratlum Rd, Park Meadow, Pioneer Dr, Carlson Dr, Ridge View Ter | $860 |
| Lair Rd, Hidden Hill Rd, Loomis Hts, Barella Rd, Red Clover Rd, Gillette Rd, Harriet Hwy, Beeney Rd, Indian Meadow, Dorothy Dr | $858 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| New Hartford | $128 to $130 |
| New Hartford Center | $126 |
| Collinsville | $130 |
| Canton | $132 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly New Hartford Homeowner Insurance Premium Example | $3,600 | $3,400 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $30,000 | $29,400 |
| Net Savings to New Hartford Home Owner from High Deductible Plan | $600 | |
| Scenario | New Hartford, CT Home Replacement Value MORE than Home Value | New Hartford, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $307,500 | $190,500 |
| Insurance Premium based on Replacement Value | $2,700 | $1,675 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $81,500 | Risk Exposure from Under Insuring Coverage is $35,500 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $725/year |
| Insurance Company | Travelers | Liberty Mutual | Hartford Insurance Group |
| Monthly Premium | 90 | 318 | 169 |
| Year Built | 1946 | 2010 | 1986 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $200000-$250000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |