New Fairfield, CT homeowners insurance is about $760 to $1,033, about $63-$86/month. Our complete analysis indicates shoppers can save as much as $358 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near New Fairfield, CT | Homeowners Insurance Agency Near New Fairfield, CT | Address |
|---|---|---|
| Travelers | Kaplan Insurance Agency Inc | 12 BARRISTERS ROW, WAPPINGERS FALLS, NY, 12590 |
| Travelers | Buchanan Insurance Agency Co Inc | 11 VIRGINIA RD, WHITE PLAINS, NY, 10603 |
| Nationwide | Daniel Carpiniello | 1 Winfield Ave, Harrison, NY, 10528-2407 |
| Allstate | Edward Gajdosik | 221 Harrison Ave, Harrison, NY, 10528 |
| Travelers | Ferguson & Mcguire Inc | 41 PINE ST, NEW CANAAN, CT, 6840 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Putnam Lake CDP, New York | $78 | $104 | $156 |
| Brookfield town, Fairfield County, Connecticut | $114 | $151 | $227 |
| Patterson town, Putnam County, New York | $79 | $105 | $158 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| New Fairfield, CT | 3.1% | 9.1% |
| Putnam Lake | 2.43% | 7.64% |
| Brookfield | 2.87% | 7.77% |
| Patterson | 2.14% | 6.42% |
| New Fairfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $750 to $999 | 17 | 7.0% | $2647 |
| $1,000 to $1,499 | 90 | 39.0% | $3772 |
| $1,500 or more | 119 | 52.0% | $5422 |
| Streets in New Fairfield Area | Homeowners Insurance Cost |
|---|---|
| Manning St, Forest Hills Dr, Winsted Pl, Harvard Ln, Camp Arden Rd, Jackson Rd, High Trl, Oswego Rd, Pine Hill Rd, Deer Ln | $905 |
| Diana Dr, Charcoal Ridge Rd W, Carleon Rd, Hoover Pl, Pettit St, Overbrook Dr, Ridgeway Rd, Glen Dr, Notchview Rd, Lake Dr S | $885 |
| Escape Rd, Elly Rd, Cold Spring Dr, Middleton Dr, Cameron Rd, Fairfield Dr, Fulton Dr, High Winds Dr, Macbean Dr, High View Ter | $895 |
| Hopewell Rd, Bay Dr, Ansonia Rd, Spring Wood Ln, Coolidge St, Cypress St, Spinning Wheel Ln, Roseton Rd, Meadoway, Arden Ave | $898 |
| Newfane Rd, Hewlett Rd, Cotton Tail Rd, Columbia Dr, Fenwick Rd, Penney Ln, Hillside Dr, Purdum Rd, Hillcrest Dr, Windmill Rd | $906 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| New Fairfield | $133 to $135 |
| Putnam Lake | $93 |
| Brookfield | $136 |
| Patterson | $94 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $5,500 |
| Yearly New Fairfield Homeowner Insurance Premium Example | $3,200 | $2,200 |
| Out of Pocket Expense During Claim | $1,500 | $5,500 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $17,500 | $16,500 |
| Net Savings to New Fairfield Home Owner from High Deductible Plan | $1,000 | |
| Scenario | New Fairfield, CT Home Replacement Value MORE than Home Value | New Fairfield, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $410,500 | $272,500 |
| Insurance Premium based on Replacement Value | $4,275 | $2,825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $100,500 | Risk Exposure from Under Insuring Coverage is $37,500 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $1,050/year |
| Insurance Company | State Farm | Liberty Mutual | Hartford Insurance Group |
| Monthly Premium | 184 | 179 | 157 |
| Year Built | 1986 | 2004 | 1943 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $250000-$300000 | $250000-$300000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |