New Castle, PA Home Insurance - Analysis On Quotes, Rates & Agents
New Castle Insurance Rates:
New Castle, PA homeowners insurance is approximately $579 to $785, about $48-$65/month. Our detailed analysis indicates shoppers can save as much as $272 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmThey have affordable rates for large or big homes and lots of options to customize your plan online or in person.
NationwideInsurance companies should have more direct contact with clients. i believe the contact is one of the more important things to have in a business not just send a bill.
AllstateWhen we applied for an insurance policy we were denied due to the fact that we didn't meet the scoring standards, but the guy was very nice about the whole process.
GeicoThe ease of setting up the policy. Sometimes it can be such a headache.
State FarmThey are really easy to talk to and answer all the questions I may have and I don't have anything negative to say about how they work. I hope all companies are this good at communication.
ProgressiveThe website and mobile app both work great. They are easy and simple to use, easy access with a great user interface. If you have any trouble there is an online chat option.
Farmer's InsuranceI am not very satisfied. The site often freezes especially after I log in for the first time. It usually takes me several tries to even access my information. Other than that it is just ok.
New Castle, PA Homeowners Insurance By Home Value
| New Castle, PA Home Value | Total Homes | % of Total | Average New Castle, PA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 2,366 | 39.0% | $293 |
| $50,000 to $59,999 | 841 | 14.0% | $620 |
| $60,000 to $69,999 | 768 | 12.0% | $763 |
| $70,000 to $79,999 | 596 | 9.0% | $886 |
| $80,000 to $89,999 | 428 | 7.0% | $1002 |
| $90,000 to $99,999 | 255 | 4.0% | $1118 |
| $100,000 to $124,999 | 346 | 5.0% | $1295 |
| $125,000 to $149,999 | 141 | 2.0% | $1623 |
| $150,000 to $174,999 | 81 | 1.0% | $1923 |
Top Home Insurance Agents Near New Castle, PA
| Home Insurance Company Near New Castle, PA | Homeowners Insurance Agency Near New Castle, PA | Address |
|---|---|---|
| NA | Dmw Inc. Dba Don Weibling Insurance Agency | 5500 Market St Ste 113 , Youngstown, OH, 44512 |
| State Farm | Andrew Laddusaw | 121 N McKean St, Kittanning, PA, 16201-1567 |
| Nationwide | Beacon Insurance Associates Inc. | 1377 McLaughlin Run Rd Ste 2R, Pittsburgh, PA, 15241 |
| Nationwide | Jennings Ins Agency Inc | 992 East State Street, Salem, OH, 44460-2226 |
| Erie | The Frank Agency Inc. | Po Box 877, Middlefield, OH, 44062 |
Cost Of Homeowners Insurance By Street Near New Castle, PA
| Streets in New Castle Area | Homeowners Insurance Cost |
|---|---|
| John St, W Home St, W Wallace Ave, Mahoning Ave, Boyles Ave, Superior St, Borough Line St, Edwin St, Hazen St, Grimes St | $670 |
| Rebecca St, Rural Ave, Lyndal St, Ashland Ave, E Wabash Ave, Butz St, S Crawford Ave, Bleakley St, Philips Dr, Vogan St | $673 |
| E Edgewood Ave, Huey St, Frank Ave, Park Ave, E Lutton St, Halco Dr, Williams St, Thorpe St, Shenango Stop Rd, S Cochran Way | $682 |
| Blaine St, N Mill St, W Center Way, E North St, N Cochran Way, E Leasure Ave, Castle St, Shenango Park Dr, McGrath Ave, Marshall St | $685 |
| E Northview Ave, Wick Ave, E Garfield Ave, S Wayne St, Haus Ave, Clearview Ave, E North St, Pennsylvania Ave Exd, Norco Rd, Wick Ave | $723 |
New Castle, PA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| New Castle | $102 to $104 |
| Lawrence County | $104 |
| South New Castle | $103 |
| Neshannock | $109 |
New Castle, PA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lawrence County, Pennsylvania | $104 | $139 | $209 |
| South New Castle borough, Pennsylvania | $103 | $137 | $206 |
| New Castle Northwest CDP, Pennsylvania | $104 | $139 | $209 |
New Castle, PA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| New Castle, PA | 5.9% | 13.7% |
| Lawrence County | 5.29% | 13.84% |
| South New Castle | 7.07% | 14.76% |
| New Castle Northwest | 5.49% | 13.8% |
New Castle Renters Insurance as a Percentage of Rent
| New Castle Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 216 | 6.0% | $362 |
| $200 to $299 | 537 | 16.0% | $812 |
| $300 to $499 | 819 | 24.0% | $1262 |
| $500 to $749 | 797 | 24.0% | $1937 |
| $750 to $999 | 712 | 21.0% | $2687 |
| $1,000 to $1,499 | 175 | 5.0% | $3812 |
New Castle, PA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly New Castle Homeowner Insurance Premium Example | $500 | $300 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,000 | $4,400 |
| Net Savings to New Castle Home Owner from High Deductible Plan | $600 | |
New Castle, PA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | New Castle, PA Home Replacement Value MORE than Home Value | New Castle, PA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $177,500 | $125,000 |
| Insurance Premium based on Replacement Value | $875 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,000 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $125/year |
Example New Castle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Nationwide Insurance | Chubb Group of Insurance | Allstate |
| Monthly Premium | 27 | 23 | 35 |
| Year Built | 1965 | 1956 | 1944 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $50000-$75000 | $75000-$100000 | $100000-$125000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for New Castle, PA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1984 | 185,000 | Wood Shake Roof | 3,340 | 4 | $1000-$2500 Deductible | 540 | 6 | Vinyl siding | yes |
| 1943 | 60,000 | Asphalt Shingles Roof | 1,070 | 2 | $500- $1000 Deductible | 140 | 6 | Wood siding | yes |
| 1945 | 275,000 | Slate Shingles Roof | 4,510 | 5 | > $10,000 Deductible | 290 | 5 | Wood siding | yes |
| 1947 | 210,000 | Metal Roof | 3,400 | 5 | $2500-$5000 Deductible | 740 | 9 | Vinyl siding | No |
| 1985 | 55,000 | Tile Roof | 1,250 | 2 | $2500-$5000 Deductible | 80 | 4 | Stucco siding | No |
| 1946 | 100,000 | Metal Roof | 2,370 | 3 | $500- $1000 Deductible | 380 | 9 | Stucco siding | No |
| 1980 | 295,000 | Shingles Roof | 4,690 | 5 | $5000 to $10,000 Deductible | 70 | 1 | Wood siding | yes |
| 1940 | 90,000 | Shingles Roof | 1,640 | 4 | $1000-$2500 Deductible | 90 | 2 | Stucco siding | yes |
| 1943 | 255,000 | Wood Shake Roof | 4,290 | 5 | $5000 to $10,000 Deductible | 150 | 2 | Stone Siding | yes |
| 1959 | 110,000 | Wood Shake Roof | 2,070 | 3 | $2500-$5000 Deductible | 60 | 2 | Fiber-Cement Siding | yes |
| 1987 | 180,000 | Asphalt Shingles Roof | 3,080 | 5 | $1000-$2500 Deductible | 280 | 5 | Wood siding | yes |
| 1983 | 80,000 | Slate Shingles Roof | 1,350 | 3 | $500 Deductible | 250 | 12 | Stone Siding | No |
| 1965 | 60,000 | Shingles Roof | 1,210 | 2 | $500- $1000 Deductible | 60 | 3 | Fiber-Cement Siding | yes |
| 1944 | 155,000 | Shingles Roof | 2,890 | 4 | $5000 to $10,000 Deductible | 470 | 10 | Brick siding | No |
| 1956 | 210,000 | Wood Shake Roof | 3,660 | 5 | $500- $1000 Deductible | 170 | 2 | Brick siding | yes |
| 1964 | 75,000 | Slate Shingles Roof | 1,370 | 3 | $2500-$5000 Deductible | 30 | 2 | Stone Siding | yes |
| 1969 | 90,000 | Asphalt Shingles Roof | 1,580 | 2 | $1000-$2500 Deductible | 220 | 6 | Fiber-Cement Siding | No |
| 1988 | 155,000 | Shingles Roof | 3,310 | 5 | $5000 to $10,000 Deductible | 320 | 8 | Fiber-Cement Siding | No |
| 1966 | 45,000 | Slate Shingles Roof | 1,030 | 2 | $500 Deductible | 170 | 8 | Fiber-Cement Siding | No |
| 1952 | 280,000 | Slate Shingles Roof | 4,700 | 5 | > $10,000 Deductible | 370 | 6 | Fiber-Cement Siding | No |
| 1953 | 40,000 | Wood Shake Roof | 970 | 2 | $1000-$2500 Deductible | 60 | 4 | Fiber-Cement Siding | yes |
| 1985 | 90,000 | Shingles Roof | 1,550 | 2 | $2500-$5000 Deductible | 250 | 10 | Brick siding | No |
| 1982 | 65,000 | Shingles Roof | 1,240 | 3 | $1000-$2500 Deductible | 100 | 4 | Brick siding | yes |
| 1962 | 150,000 | Metal Roof | 2,460 | 4 | $2500-$5000 Deductible | 230 | 5 | Brick siding | yes |
| 1982 | 100,000 | Composition Roof | 1,790 | 4 | $500 Deductible | 190 | 6 | Brick siding | yes |
| 1959 | 50,000 | Tile Roof | 1,030 | 2 | $500- $1000 Deductible | 70 | 4 | Fiber-Cement Siding | No |
| 1950 | 165,000 | Wood Shake Roof | 2,760 | 4 | $5000 to $10,000 Deductible | 350 | 7 | Vinyl siding | yes |
| 1968 | 105,000 | Metal Roof | 2,090 | 3 | $500- $1000 Deductible | 380 | 10 | Stone Siding | yes |
| 1947 | 80,000 | Slate Shingles Roof | 1,760 | 4 | $500 Deductible | 210 | 10 | Vinyl siding | yes |
| 1963 | 185,000 | Composition Roof | 2,960 | 4 | $500 Deductible | 660 | 12 | Fiber-Cement Siding | yes |
| 1941 | 80,000 | Slate Shingles Roof | 1,540 | 3 | $500 Deductible | 240 | 7 | Stucco siding | No |
| 1957 | 215,000 | Wood Shake Roof | 4,440 | 5 | $5000 to $10,000 Deductible | 530 | 7 | Stone Siding | yes |
| 1963 | 125,000 | Metal Roof | 2,050 | 4 | $2500-$5000 Deductible | 80 | 2 | Brick siding | No |
| 1969 | 65,000 | Shingles Roof | 1,260 | 2 | $500 Deductible | 200 | 7 | Vinyl siding | No |