New Castle Insurance Rates:

New Castle, PA homeowners insurance is approximately $579 to $785, about $48-$65/month. Our detailed analysis indicates shoppers can save as much as $272 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They have affordable rates for large or big homes and lots of options to customize your plan online or in person.
Nationwide
Insurance companies should have more direct contact with clients. i believe the contact is one of the more important things to have in a business not just send a bill.
Allstate
When we applied for an insurance policy we were denied due to the fact that we didn't meet the scoring standards, but the guy was very nice about the whole process.
Geico
The ease of setting up the policy. Sometimes it can be such a headache.
State Farm
They are really easy to talk to and answer all the questions I may have and I don't have anything negative to say about how they work. I hope all companies are this good at communication.
Progressive
The website and mobile app both work great. They are easy and simple to use, easy access with a great user interface. If you have any trouble there is an online chat option.
Farmer's Insurance
I am not very satisfied. The site often freezes especially after I log in for the first time. It usually takes me several tries to even access my information. Other than that it is just ok.

New Castle, PA Homeowners Insurance By Home Value

New Castle, PA Home Value Total Homes % of Total Average New Castle, PA Homeowners Insurance
Less than $50,000 2,366 39.0% $293
$50,000 to $59,999 841 14.0% $620
$60,000 to $69,999 768 12.0% $763
$70,000 to $79,999 596 9.0% $886
$80,000 to $89,999 428 7.0% $1002
$90,000 to $99,999 255 4.0% $1118
$100,000 to $124,999 346 5.0% $1295
$125,000 to $149,999 141 2.0% $1623
$150,000 to $174,999 81 1.0% $1923

Top Home Insurance Agents Near New Castle, PA

Home Insurance Company Near New Castle, PA Homeowners Insurance Agency Near New Castle, PA Address
NA Dmw Inc. Dba Don Weibling Insurance Agency 5500 Market St Ste 113 , Youngstown, OH, 44512
State Farm Andrew Laddusaw 121 N McKean St, Kittanning, PA, 16201-1567
Nationwide Beacon Insurance Associates Inc. 1377 McLaughlin Run Rd Ste 2R, Pittsburgh, PA, 15241
Nationwide Jennings Ins Agency Inc 992 East State Street, Salem, OH, 44460-2226
Erie The Frank Agency Inc. Po Box 877, Middlefield, OH, 44062

Cost Of Homeowners Insurance By Street Near New Castle, PA

Streets in New Castle Area Homeowners Insurance Cost
John St, W Home St, W Wallace Ave, Mahoning Ave, Boyles Ave, Superior St, Borough Line St, Edwin St, Hazen St, Grimes St$670
Rebecca St, Rural Ave, Lyndal St, Ashland Ave, E Wabash Ave, Butz St, S Crawford Ave, Bleakley St, Philips Dr, Vogan St$673
E Edgewood Ave, Huey St, Frank Ave, Park Ave, E Lutton St, Halco Dr, Williams St, Thorpe St, Shenango Stop Rd, S Cochran Way$682
Blaine St, N Mill St, W Center Way, E North St, N Cochran Way, E Leasure Ave, Castle St, Shenango Park Dr, McGrath Ave, Marshall St$685
E Northview Ave, Wick Ave, E Garfield Ave, S Wayne St, Haus Ave, Clearview Ave, E North St, Pennsylvania Ave Exd, Norco Rd, Wick Ave$723

New Castle, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Castle$102 to $104
Lawrence County$104
South New Castle$103
Neshannock$109

New Castle, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lawrence County, Pennsylvania $104 $139 $209
South New Castle borough, Pennsylvania $103 $137 $206
New Castle Northwest CDP, Pennsylvania $104 $139 $209

New Castle, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Castle, PA5.9%13.7%
Lawrence County5.29%13.84%
South New Castle7.07%14.76%
New Castle Northwest5.49%13.8%

New Castle Renters Insurance as a Percentage of Rent

New Castle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 216 6.0% $362
$200 to $299 537 16.0% $812
$300 to $499 819 24.0% $1262
$500 to $749 797 24.0% $1937
$750 to $999 712 21.0% $2687
$1,000 to $1,499 175 5.0% $3812

New Castle, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly New Castle Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,000$4,400
Net Savings to New Castle Home Owner from High Deductible Plan $600

New Castle, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Castle, PA Home Replacement Value MORE than Home Value New Castle, PA Home Replacement Value LESS than Home Value
Replacement Value $177,500 $125,000
Insurance Premium based on Replacement Value $875 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example New Castle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAllstate
Monthly Premium 272335
Year Built 196519561944
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$75000-$100000$100000-$125000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for New Castle, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 295,000 Shingles Roof 4,690 5 $5000 to $10,000 Deductible 70 1 Wood siding yes
1940 90,000 Shingles Roof 1,640 4 $1000-$2500 Deductible 90 2 Stucco siding yes
1943 255,000 Wood Shake Roof 4,290 5 $5000 to $10,000 Deductible 150 2 Stone Siding yes
1959 110,000 Wood Shake Roof 2,070 3 $2500-$5000 Deductible 60 2 Fiber-Cement Siding yes
1987 180,000 Asphalt Shingles Roof 3,080 5 $1000-$2500 Deductible 280 5 Wood siding yes
1983 80,000 Slate Shingles Roof 1,350 3 $500 Deductible 250 12 Stone Siding No
1965 60,000 Shingles Roof 1,210 2 $500- $1000 Deductible 60 3 Fiber-Cement Siding yes
1944 155,000 Shingles Roof 2,890 4 $5000 to $10,000 Deductible 470 10 Brick siding No
1956 210,000 Wood Shake Roof 3,660 5 $500- $1000 Deductible 170 2 Brick siding yes
1964 75,000 Slate Shingles Roof 1,370 3 $2500-$5000 Deductible 30 2 Stone Siding yes
1969 90,000 Asphalt Shingles Roof 1,580 2 $1000-$2500 Deductible 220 6 Fiber-Cement Siding No
1988 155,000 Shingles Roof 3,310 5 $5000 to $10,000 Deductible 320 8 Fiber-Cement Siding No
1966 45,000 Slate Shingles Roof 1,030 2 $500 Deductible 170 8 Fiber-Cement Siding No
1952 280,000 Slate Shingles Roof 4,700 5 > $10,000 Deductible 370 6 Fiber-Cement Siding No
1953 40,000 Wood Shake Roof 970 2 $1000-$2500 Deductible 60 4 Fiber-Cement Siding yes
1985 90,000 Shingles Roof 1,550 2 $2500-$5000 Deductible 250 10 Brick siding No
1982 65,000 Shingles Roof 1,240 3 $1000-$2500 Deductible 100 4 Brick siding yes
1962 150,000 Metal Roof 2,460 4 $2500-$5000 Deductible 230 5 Brick siding yes
1982 100,000 Composition Roof 1,790 4 $500 Deductible 190 6 Brick siding yes
1959 50,000 Tile Roof 1,030 2 $500- $1000 Deductible 70 4 Fiber-Cement Siding No
1950 165,000 Wood Shake Roof 2,760 4 $5000 to $10,000 Deductible 350 7 Vinyl siding yes
1968 105,000 Metal Roof 2,090 3 $500- $1000 Deductible 380 10 Stone Siding yes
1947 80,000 Slate Shingles Roof 1,760 4 $500 Deductible 210 10 Vinyl siding yes
1963 185,000 Composition Roof 2,960 4 $500 Deductible 660 12 Fiber-Cement Siding yes
1941 80,000 Slate Shingles Roof 1,540 3 $500 Deductible 240 7 Stucco siding No
1957 215,000 Wood Shake Roof 4,440 5 $5000 to $10,000 Deductible 530 7 Stone Siding yes
1963 125,000 Metal Roof 2,050 4 $2500-$5000 Deductible 80 2 Brick siding No
1969 65,000 Shingles Roof 1,260 2 $500 Deductible 200 7 Vinyl siding No