New Castle Insurance Rates:

New Castle, NY homeowners insurance is nearly $624 to $856, about $52-$71/month. Our exhaustive guide indicates shoppers can save as much as $296 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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New Castle, NY Homeowners Insurance By Home Value

New Castle, NY Home Value Total Homes % of Total Average New Castle, NY Homeowners Insurance
Less than $50,000 29 8.0% $14
$50,000 to $59,999 14 4.0% $44
$90,000 to $99,999 14 4.0% $74
$150,000 to $174,999 34 10.0% $133
$200,000 to $249,999 8 2.0% $185
$250,000 to $299,999 47 14.0% $229
$300,000 to $399,999 188 56.0% $296

Top Home Insurance Agents Near New Castle, NY

Home Insurance Company Near New Castle, NY Homeowners Insurance Agency Near New Castle, NY Address
Travelers Covenant Insurance Llc 7 TRAP FALLS ROAD, SHELTON, CT, 6484
Travelers Insurlynx Llc 10 OAK GLEN DR, SHELTON, CT, 6484
Travelers John J Arbolino 316 MAIN ST, CORNWALL, NY, 12518
Allstate Mark Totaram 610 Broadhollow Rd, Melville, NY, 11747
Liberty Mutual Tobias Maron One Gatehall Dr., Parsippany, NJ, 7054

Cost Of Homeowners Insurance By Street Near New Castle, NY

Streets in New Castle Area Homeowners Insurance Cost
Vails Ln, Quaker Rd, Creekside Ln, Attitash St, Hillcrest Cir, Spruce Ln, Gedney Park, McKesson Hill Rd, Somerstown Tpke, Old Lyme Rd$740
Hilltop Cir, Hunts Ln, Lawrence Farms Crossway, Saint Johns Pl, Oak Hill Rd, Little Lakes Rd, Colony Row, Hoag Cross Rd, Upland Dr, Longview Ln$743
Annes Wood Ln, Station Pl, Bell Hollow Rd, Hoags Cross Rd, Laurel Ln, Mayberry Ln, Pin Oak Ln, N Greeley Ave, West Pl, Vetere Pl$737
Weaver's Hill, Gregory Ln, Kittle Rd, Spring Rd, Woods End Rd, Paula Pl, Wolfs Hill Rd, Carolyn Ln, Frog Rock Rd, Conte St$759
Rambling Brook Rd, Orchard Ridge Ter, Saw Mill River Pkwy, Brandon Dr, Langeland Dr, Quaker Ln, Autumn Way, Old Bedford Rd, South Pl, Alapartus Rd$749

New Castle, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Castle$109 to $112
Chappaqua$102
Westchester County$100
Mount Kisco$97

New Castle, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chappaqua CDP, New York $85 $113 $170
Westchester County, New York $84 $112 $168
Mount Kisco village, New York $81 $108 $162

New Castle, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Castle, NY1.5%6.2%
Chappaqua1.9%5.67%
Westchester County1.71%5.6%
Mount Kisco1.96%5.76%

New Castle Renters Insurance as a Percentage of Rent

New Castle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 25 7.0% $1853
$750 to $999 28 7.0% $2603
$1,000 to $1,499 109 31.0% $3728
$1,500 or more 189 53.0% $5378

New Castle, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$5,000
Yearly New Castle Homeowner Insurance Premium Example $8,900$8,100
Out of Pocket Expense During Claim$1,000$5,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $54,400$53,600
Net Savings to New Castle Home Owner from High Deductible Plan $800

New Castle, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Castle, NY Home Replacement Value MORE than Home Value New Castle, NY Home Replacement Value LESS than Home Value
Replacement Value $1,000,000 $699,000
Insurance Premium based on Replacement Value $11,600 $8,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $186,000 Risk Exposure from Under Insuring Coverage is $115,000
Premium Impact Insurance cheaper by $1,325/year Insurance costlier by $2,175/year

Example New Castle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateErie Insurance
Monthly Premium 792569652
Year Built 194119751980
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount More than 10000000$900000-$1000000More than 10000000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for New Castle, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 1,795,000 Shingles Roof 4,140 5 $500 Deductible 3000 3 Vinyl siding yes
1960 1,040,000 Slate Shingles Roof 2,280 4 $2500-$5000 Deductible 5820 9 Vinyl siding No
1994 940,000 Asphalt Shingles Roof 2,250 4 $500- $1000 Deductible 7380 9 Brick siding No
1982 1,160,000 Membrane Roof 3,090 4 $500 Deductible 4000 5 Brick siding yes
1974 2,285,000 Membrane Roof 4,930 5 $500- $1000 Deductible 650 1 Brick siding No
1996 1,285,000 Asphalt Shingles Roof 3,180 4 $5000 to $10,000 Deductible 2930 5 Wood siding No
1964 875,000 Slate Shingles Roof 2,030 4 $1000-$2500 Deductible 5320 10 Wood siding No
1991 1,080,000 Asphalt Shingles Roof 2,410 4 $5000 to $10,000 Deductible 1730 3 Fiber-Cement Siding yes
1995 1,250,000 Tile Roof 3,640 5 > $10,000 Deductible 6540 12 Wood siding No
1984 1,320,000 Asphalt Shingles Roof 2,870 4 $500- $1000 Deductible 2660 3 Stucco siding yes
1961 1,110,000 Composition Roof 3,240 5 $1000-$2500 Deductible 7020 9 Wood siding yes
1972 605,000 Tile Roof 1,720 4 $500- $1000 Deductible 1470 3 Stone Siding yes
1992 1,075,000 Shingles Roof 3,360 4 $1000-$2500 Deductible 7450 9 Brick siding yes