New Castle Insurance Rates:

New Castle, DE homeowners insurance is about $649 to $879, about $54-$73/month. Our thorough guide shows customers can save as much as $305 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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New Castle, DE Homeowners Insurance By Home Value

New Castle, DE Home Value Total Homes % of Total Average New Castle, DE Homeowners Insurance
Less than $50,000 1,472 7.0% $91
$90,000 to $99,999 305 1.0% $374
$100,000 to $124,999 1,578 7.0% $427
$125,000 to $149,999 1,577 7.0% $542
$150,000 to $174,999 3,085 14.0% $641
$175,000 to $199,999 2,912 13.0% $741
$200,000 to $249,999 4,490 21.0% $886
$250,000 to $299,999 3,042 14.0% $1084
$300,000 to $399,999 1,829 8.0% $1382

Top Home Insurance Agents Near New Castle, DE

Home Insurance Company Near New Castle, DE Homeowners Insurance Agency Near New Castle, DE Address
NA Emb Specialty Llc 11 Western Ave Parkesburg, Sadsbury Township, PA, 19365
NA Securitas Insurance Partners Llc 1240 Ste 214 , West Chester, PA, 19380
Nationwide Insley Insurance & Financial Services Inc. 270 Beiser Blvd, Dover, DE, 19904-7790
Travelers New Castle Insurance Ltd 621 DELAWARE ST, NEW CASTLE, DE, 19720
Travelers Selner Insurance 220 OLD CHURCH RD, NORTH WALES, PA, 19454

New Castle, DE Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near New Castle, DE

Streets in New Castle Area Homeowners Insurance Cost
Johnson Way, Shadwell Ct, Smiths Ln, Corbeil Dr, Altair Way, Dover Ave, Seymour Rd, Quince Dr, Aidone Ln, Cervantes Ct$753
Katrin Cir S, Irwin Ave, Boulden Cir, Cherry Ln, Malcolm Forest Rd, E 5th St, E Bellamy Dr, Woodduck Dr, Keller Beyer Rd, Black Rd$788
W Franklin Ave, Barrister Ter, Greenwich Ct, Northwind Rd, Clymer St, Yeates Dr, New Jersey Ave, Thelm Rd, Cornstalk Dr, Hackberry Dr$788
Jones Ct, W Edinburgh Dr, Wildel Ave, Picasso Ct, Rd 340, Margaret Gatewood Ln, Gilder Dr, Pilgrim Dr, Silktree Ct, Seaford St$767
Edison Building, Catherine St, E Violette Dr, Eugenia Meadows Rd, Don Ave, Yorktown Rd, Bancroft Rd, Frenchtown Rd E, Sterling Ave, Cresson Ave$790
Heather Rd, Moat Ct, Hazlett Ave, Dalby Ct, Shamrock Ave, Wyeth Pl, Glendale Blvd, Santa Claus Ln, Prosperity Rd, S Purdue Ave$754
Vincent Ln, Arbutus Ave, Faraday Ct, Old Forge Rd, Iris Pl, Grantham Ln, Barbara Cir, Tremont St, Bergen Cir, Penns Way$761
Onaway Pl, S Stockton Dr, Meadow Rd, Dutton Dr, Herbert Ct, Montpelier Blvd, Remington Way, Oceanwind Rd, Ridge Dr, Princeton Ct$771
James Ct, Ashley Dr, Heddington Rd, Blackbird Rd, Centerpoint Blvd, E Roosevelt Ave, East Ave, Frazier Ave, Evlon Ct, Moir St$756
Daniels Pl, Commonwealth Blvd, Mark Dr, Firewood Ln, Brylgon Ave, Burbank St, Gloria Ct, Pasternak Pl, Coriander Ct, Karlyn Dr$767

New Castle, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Castle$114 to $116
Wilmington Manor$114
Upper Christiana$116
Lower Christiana$115

New Castle, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wilmington Manor CDP, Delaware $114 $152 $228
Newport town, Delaware $114 $152 $228
Upper Christiana CCD, New Castle County, Delaware $116 $155 $233

New Castle, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Castle, DE4.2%15.7%
Wilmington Manor4.42%14.5%
Newport3.95%15.88%
Upper Christiana3.88%17.6%

New Castle Renters Insurance as a Percentage of Rent

New Castle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 221 2.0% $1256
$500 to $749 1,031 10.0% $1931
$750 to $999 3,024 30.0% $2681
$1,000 to $1,499 4,466 44.0% $3806
$1,500 or more 1,149 11.0% $5456

New Castle, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly New Castle Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to New Castle Home Owner from High Deductible Plan $1,200

New Castle, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Castle, DE Home Replacement Value MORE than Home Value New Castle, DE Home Replacement Value LESS than Home Value
Replacement Value $232,500 $155,500
Insurance Premium based on Replacement Value $825 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example New Castle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 884986
Year Built 201020081964
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for New Castle, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 160,000 Shingles Roof 1,730 3 $2500-$5000 Deductible 40 1 Brick siding No
1990 405,000 Tile Roof 4,100 5 $500 Deductible 1310 12 Stone Siding yes
2011 250,000 Wood Shake Roof 2,630 5 $500- $1000 Deductible 440 6 Vinyl siding yes
2012 380,000 Wood Shake Roof 3,170 4 $1000-$2500 Deductible 830 6 Vinyl siding No
1994 160,000 Composition Roof 1,710 3 $2500-$5000 Deductible 40 1 Stone Siding yes
1985 545,000 Shingles Roof 4,540 5 $5000 to $10,000 Deductible 390 3 Fiber-Cement Siding No
1996 220,000 Tile Roof 2,470 4 $5000 to $10,000 Deductible 480 10 Wood siding No
1982 190,000 Shingles Roof 1,970 5 $5000 to $10,000 Deductible 80 2 Brick siding No
2004 210,000 Metal Roof 2,220 4 $500- $1000 Deductible 70 1 Wood siding No
1974 365,000 Wood Shake Roof 3,820 5 $5000 to $10,000 Deductible 690 7 Brick siding yes
1985 320,000 Membrane Roof 2,650 4 $5000 to $10,000 Deductible 310 6 Stone Siding yes
1993 275,000 Metal Roof 2,820 5 $2500-$5000 Deductible 670 8 Brick siding No
2007 280,000 Tile Roof 2,250 3 $1000-$2500 Deductible 660 8 Stone Siding No
1967 220,000 Composition Roof 1,710 4 $500- $1000 Deductible 590 9 Vinyl siding yes
2010 280,000 Membrane Roof 2,290 3 > $10,000 Deductible 510 8 Stucco siding yes
1967 195,000 Slate Shingles Roof 2,230 3 $2500-$5000 Deductible 360 8 Wood siding yes
1983 260,000 Shingles Roof 2,010 5 $2500-$5000 Deductible 680 12 Vinyl siding yes
1981 370,000 Wood Shake Roof 3,240 4 $5000 to $10,000 Deductible 540 6 Wood siding No
2000 425,000 Metal Roof 4,250 5 > $10,000 Deductible 610 8 Brick siding No
1989 490,000 Membrane Roof 4,390 5 $2500-$5000 Deductible 330 3 Wood siding yes
2012 230,000 Composition Roof 2,050 3 $500 Deductible 380 4 Vinyl siding No
1976 325,000 Wood Shake Roof 2,560 5 > $10,000 Deductible 70 1 Vinyl siding yes
1977 480,000 Membrane Roof 4,230 5 $1000-$2500 Deductible 360 3 Stucco siding yes
1985 380,000 Shingles Roof 3,260 4 $1000-$2500 Deductible 670 8 Stucco siding yes
2011 365,000 Shingles Roof 3,220 4 $500 Deductible 520 3 Vinyl siding No
1977 305,000 Slate Shingles Roof 2,450 4 $500 Deductible 550 5 Vinyl siding No
1968 215,000 Composition Roof 1,990 4 $5000 to $10,000 Deductible 400 9 Fiber-Cement Siding No
1982 350,000 Tile Roof 3,170 5 $500- $1000 Deductible 90 1 Fiber-Cement Siding No
1973 255,000 Composition Roof 2,350 3 $500 Deductible 320 4 Stone Siding yes
1998 235,000 Slate Shingles Roof 2,150 3 $500- $1000 Deductible 380 5 Stucco siding yes
1973 235,000 Metal Roof 1,960 4 $500 Deductible 300 5 Vinyl siding No
1977 210,000 Tile Roof 2,270 5 > $10,000 Deductible 270 7 Stone Siding yes
2013 300,000 Wood Shake Roof 2,310 3 $500- $1000 Deductible 380 4 Fiber-Cement Siding yes
2014 160,000 Wood Shake Roof 1,320 3 $5000 to $10,000 Deductible 240 8 Vinyl siding No

Latest Home Insurance Reviews

Progressive
I would recommend this insurance company to my friends and relatives because it has been a good and trustworthy company for these past 30 years.
State Farm
Comparing my home insurance policy offerings to other insurance providers have proved, in the past, that I have better prices and rates on the services provided by my home insurance coverage.
Allstate
It is a big company with the strong financial asset to back my claim if necessary. i don't have to worry that they can go bankrupt once a disaster struck.
State Farm
They have great customer service. anytime we have felt something is not the way it should be (cost, claim, timely manner) they have assisted us and put in maximum effort.
Allstate
I wish their prices were lower compared to other companies but I am paying for quality insurance and trustworthiness. That is all I really dislike about the company is the high premiums but other than that they are truly excellent. I would not trade them.
State Farm
There is not enough collateral available. The online portion is not well fleshed out, and I wish I could find additional info more easily.
Allstate
I thought we were going to receive rewards for safe driving, but so far we haven't received any information about that program.
Allstate
They keep raising my rates year after year. This time, they blamed it on the hurricanes. I am definitely shopping around for a new company.
Progressive
I don't really have an opinion on this. We use a broker who put us through this company. I am ready to look beyond this at this point.

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