New Castle Insurance Rates:

New Castle, CO homeowners insurance is nearly $759 to $1,036, about $63-$86/month. Our comprehensive analysis indicates shoppers can save upto $358 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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New Castle, CO Homeowners Insurance By Home Value

New Castle, CO Home Value Total Homes % of Total Average New Castle, CO Homeowners Insurance
Less than $50,000 202 8.0% $80
$50,000 to $59,999 37 1.0% $170
$70,000 to $79,999 50 2.0% $242
$100,000 to $124,999 42 1.0% $358
$125,000 to $149,999 75 3.0% $448
$150,000 to $174,999 120 5.0% $529
$175,000 to $199,999 178 7.0% $609
$200,000 to $249,999 465 20.0% $735
$250,000 to $299,999 499 21.0% $897
$300,000 to $399,999 579 25.0% $1139

Top Home Insurance Agents Near New Castle, CO

Home Insurance Company Near New Castle, CO Homeowners Insurance Agency Near New Castle, CO Address
State Farm Carl Ciani 2402 S Grand Avenue, Glenwood Springs, CO, 81601-4124
Farmers Clint Shults 592 Main St Ste 16, Meeker, CO, 81641
Allstate Gia Group Llc PO Box 1270, Glenwood Springs, CO, 81602
Allstate Mtn West Ins Fin Sv 345 6th St, Meeker, CO, 81641
Allstate Western Group Inc PO Box 2117, Eagle, CO, 81631

Cost Of Homeowners Insurance By Street Near New Castle, CO

Streets in New Castle Area Homeowners Insurance Cost
9th St, N Golden Dr, Oak Ct, S Meadow Dr, Cedar Way, S Horseshoe Trl, Gleneagle Cir, Silverado Trl, N D Ave, Deer Valley Rd$895
Stage Coach Ln, Alkali Creek Rd, Co Rd 314, Firestone Ct, Grand Butte Ln, Maroon Ct, Clubhouse Dr, W 1st St, Johns Dr, Kim Dr$892
Bluebell Ln, Current Dr, Spring Creek, N 7th St, Spirit Way, Co Hwy 346, N 7th St, Richards Ave, Midland Ave, Riverboat Dr$906
Orchard Cir, Ute Cir, Co Rd 346, Bendehi Rd, Mohawk, Ballard Ave, Cheyenne Ave, Garfield Crk Rd, Alder Way, Dragonroot Dr$898
Co Rd 331, N 13th St, Owen Dr, River Frontage Rd, Broken Arrow, Co Rd 240, Co Hwy 239, N 1st St, White Feather Dr, Antler Loop$908

New Castle, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Castle$133 to $135
Chacra$142
Silt$133
No Name$137

New Castle, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chacra CDP, Colorado $119 $158 $237
Silt town, Colorado $111 $147 $221
No Name CDP, Colorado $114 $152 $228

New Castle, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Castle, CO4.2%16.3%
Chacra4.65%28.24%
Silt4.14%22.6%
Cattle Creek5.87%9.87%

New Castle Renters Insurance as a Percentage of Rent

New Castle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 81 8.0% $1916
$750 to $999 256 25.0% $2666
$1,000 to $1,499 315 31.0% $3791
$1,500 or more 341 34.0% $5441

Average Cost Of Home Insurance By Company In Areas Nearby New Castle For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Aig Property Casualty Company $537
Masonry $500 Allstate Vehicle And Property Insurance $1,735
Masonry $500 American Reliable Insurance Company $474
Frame $500 American Strategic Insurance Corporation $823
Frame $500 Ids Property Casualty $567
Frame $500 Lm Insurance Corporation $1,522
Frame $500 Privilege Underwriters Reciprocal Exchange $612
Masonry $500 Travelers Commercial Insurance Company $625
Frame $500 Twin City Fire Insurance Company $1,114

New Castle, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly New Castle Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,700$14,100
Net Savings to New Castle Home Owner from High Deductible Plan $600

New Castle, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Castle, CO Home Replacement Value MORE than Home Value New Castle, CO Home Replacement Value LESS than Home Value
Replacement Value $299,500 $214,500
Insurance Premium based on Replacement Value $1,475 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example New Castle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceNationwide Insurance
Monthly Premium 18713687
Year Built 200519942010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$400000-$500000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for New Castle, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 210,000 Slate Shingles Roof 1,450 3 $5000 to $10,000 Deductible 310 5 Brick siding No
1996 405,000 Membrane Roof 3,130 4 $1000-$2500 Deductible 1100 6 Fiber-Cement Siding No
1993 520,000 Slate Shingles Roof 4,470 5 $5000 to $10,000 Deductible 1500 10 Stucco siding No
1983 325,000 Tile Roof 2,810 4 $2500-$5000 Deductible 800 10 Vinyl siding No
1988 255,000 Slate Shingles Roof 1,810 4 $500 Deductible 370 4 Brick siding yes
1986 385,000 Wood Shake Roof 2,850 5 $500 Deductible 1850 12 Brick siding No
1994 335,000 Metal Roof 2,920 4 $500- $1000 Deductible 680 8 Brick siding No
2014 170,000 Membrane Roof 1,400 3 $2500-$5000 Deductible 270 5 Stone Siding No
1992 635,000 Asphalt Shingles Roof 4,920 5 $2500-$5000 Deductible 1180 7 Fiber-Cement Siding No
2001 395,000 Shingles Roof 3,110 4 > $10,000 Deductible 600 9 Stone Siding yes
2001 345,000 Slate Shingles Roof 2,130 4 $500- $1000 Deductible 530 4 Brick siding yes
2003 290,000 Wood Shake Roof 2,390 3 $1000-$2500 Deductible 860 9 Vinyl siding yes
2013 655,000 Wood Shake Roof 4,750 5 $5000 to $10,000 Deductible 1180 6 Fiber-Cement Siding No