New Brunswick Insurance Rates:

New Brunswick, NJ homeowners insurance is nearly $706 to $963, about $58-$80/month. Our exhaustive guide reveals consumers can save upto $333 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
it was very easy to file a claim with allstate, and i received a cheque within a week.
Progressive
I don't like that progressive's business model means that everything is run online. there is really no personal feeling of connection with an insurance agent.
Geico
I like geico because they have fair rates on the insurance services that they provide to their customers and are consistent with their pricing.
Allstate
They have a failure to communicate. We resolve issues with the local office but will still receive a bill or something that doesn't reflect the recent communication. They are very slow.
Aaa
Unless you get a service rep who is knowledgeable in whatever area you're calling about, there are sometimes discrepancies in what they tell you. It's usually regarding car insurance questions, not about a premium.
State Farm
I like that it is comprehensive and easy for even the newest user to navigate as it is clear and easy for the user to navigate even on the first time.
Progressive
I have no negative thoughts about this company, having never had to file a claim or interact in any way
Farmer's Insurance
It's been a few years since we last checked any other companies, but at the time, Allstate's price when bundling with our auto insurance was the cheapest.

New Brunswick, NJ Homeowners Insurance By Home Value

New Brunswick, NJ Home Value Total Homes % of Total Average New Brunswick, NJ Homeowners Insurance
Less than $50,000 54 1.0% $75
$70,000 to $79,999 75 2.0% $241
$80,000 to $89,999 45 1.0% $275
$100,000 to $124,999 147 4.0% $358
$125,000 to $149,999 103 3.0% $442
$150,000 to $174,999 219 7.0% $525
$175,000 to $199,999 205 6.0% $608
$200,000 to $249,999 783 25.0% $733
$250,000 to $299,999 482 15.0% $900
$300,000 to $399,999 920 29.0% $1142

Top Home Insurance Agents Near New Brunswick, NJ

Home Insurance Company Near New Brunswick, NJ Homeowners Insurance Agency Near New Brunswick, NJ Address
NA E. A. Boniakowski Insurance Group 929 Washington Avenue Green Brook Township, Green Brook Township, NJ, 8835
NA Sullivan & Strauss Agency Inc 1 Hollow Ln Ste 306B , New Hyde Park, NY, 11042
NA Five Star Insurance Agency, Llc-Manalapan 270 Route 9 North Manalapan, Manalapan Township, NJ, 7726
Travelers Herbert L Jamison & Co Llc 20 COMMERCE DR 2ND FL, CRANFORD, NJ, 7016
Travelers Mjm Global Insurance Brokerage Group Inc 25 ROCKWOOD PLACE SUITE 210, ENGLEWOOD, NJ, 7631

Cost Of Homeowners Insurance By Street Near New Brunswick, NJ

Streets in New Brunswick Area Homeowners Insurance Cost
Carman St, Wirt St, Elm Row, Hamilton St, Delafield St, Hiram Sq, Riverside Dr, Biel Rd W, How Ln, Hampton Rd$889
Nichol Ave, Roberts Rd, Prentiss Rd, Buccleuch Pl, Ball St, Neilson St, Clifton Ave, Harvey St, Antile Rd, Triangle Rd$836
Edpas Rd, Handy St, Reservoir Ave, Industrial Dr, Memorial Pkwy, Lansing Pl, Llewellyn Pl, Handy St, Comstock St, Wall St$864
Bergen Ct, Handy St, Alexander St, Wyckoff St, Regency Manor Dr, Lawrence Ln, S Talmadge St, Juliet St, Palmetto Ct, Woodbridge St$823
Co Rd 693, Edgeworth Pl, N Talmadge St, Edgebrook Rd, Paterson St, John St Exd, Florence St, Hazelhurst St, Richardson St, Terminal Rd$829

New Brunswick, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Brunswick$124 to $127
Highland Park$130
East Franklin$126
Milltown$129

New Brunswick, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Highland Park borough, New Jersey $131 $174 $261
East Franklin CDP, New Jersey $126 $168 $252
Milltown borough, New Jersey $129 $172 $258

New Brunswick, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Brunswick, NJ3.5%8.1%
Highland Park2.69%7.25%
East Franklin3.16%8.12%
Milltown3.14%7.19%

New Brunswick Renters Insurance as a Percentage of Rent

New Brunswick Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 178 1.0% $340
$200 to $299 356 3.0% $790
$300 to $499 324 2.0% $1240
$500 to $749 517 4.0% $1915
$750 to $999 1,359 12.0% $2665
$1,000 to $1,499 4,481 40.0% $3790
$1,500 or more 3,776 34.0% $5440

New Brunswick, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly New Brunswick Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,400$4,900
Net Savings to New Brunswick Home Owner from High Deductible Plan $500

New Brunswick, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Brunswick, NJ Home Replacement Value MORE than Home Value New Brunswick, NJ Home Replacement Value LESS than Home Value
Replacement Value $211,000 $140,500
Insurance Premium based on Replacement Value $900 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example New Brunswick Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceGEICO Insurance
Monthly Premium 959190
Year Built 195719691949
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for New Brunswick, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1952 200,000 Slate Shingles Roof 1,370 2 $500- $1000 Deductible 220 3 Stucco siding No
1948 280,000 Shingles Roof 2,300 3 $5000 to $10,000 Deductible 650 10 Brick siding yes
1951 135,000 Membrane Roof 1,140 2 $1000-$2500 Deductible 370 7 Brick siding No
1951 290,000 Tile Roof 2,120 4 $500- $1000 Deductible 420 5 Wood siding No
1957 225,000 Metal Roof 1,410 3 $2500-$5000 Deductible 90 1 Wood siding No
1964 245,000 Asphalt Shingles Roof 1,780 4 $500- $1000 Deductible 90 1 Stucco siding No
1942 200,000 Composition Roof 1,780 3 $5000 to $10,000 Deductible 320 6 Stucco siding yes
1960 525,000 Tile Roof 3,310 4 $500 Deductible 2090 9 Brick siding yes
1954 130,000 Membrane Roof 1,210 2 $1000-$2500 Deductible 670 12 Stucco siding No
1947 240,000 Slate Shingles Roof 1,840 3 $500- $1000 Deductible 610 6 Brick siding No
1960 115,000 Asphalt Shingles Roof 940 2 $2500-$5000 Deductible 430 10 Stucco siding yes
1945 215,000 Tile Roof 1,740 2 $2500-$5000 Deductible 200 3 Fiber-Cement Siding No
1948 195,000 Shingles Roof 1,490 3 $1000-$2500 Deductible 280 3 Wood siding No
1965 270,000 Wood Shake Roof 1,810 3 $1000-$2500 Deductible 1020 10 Vinyl siding No
1969 205,000 Metal Roof 1,660 2 $2500-$5000 Deductible 420 8 Stone Siding yes
1940 160,000 Asphalt Shingles Roof 1,460 3 $5000 to $10,000 Deductible 80 3 Wood siding No
1946 375,000 Slate Shingles Roof 2,380 3 $2500-$5000 Deductible 1240 10 Fiber-Cement Siding yes
1969 220,000 Composition Roof 1,970 3 > $10,000 Deductible 180 4 Brick siding No
1944 270,000 Asphalt Shingles Roof 2,090 4 $2500-$5000 Deductible 460 8 Stone Siding No
1959 130,000 Membrane Roof 1,090 2 $1000-$2500 Deductible 230 7 Wood siding No
1947 410,000 Wood Shake Roof 3,100 4 $500 Deductible 1190 6 Stone Siding yes
1951 415,000 Slate Shingles Roof 3,140 4 $500 Deductible 1580 7 Wood siding No
1957 220,000 Wood Shake Roof 1,460 3 $5000 to $10,000 Deductible 490 10 Wood siding No
1944 270,000 Membrane Roof 2,240 3 > $10,000 Deductible 540 12 Stucco siding yes
1944 340,000 Wood Shake Roof 2,920 4 $500- $1000 Deductible 360 3 Fiber-Cement Siding yes