New Britain Insurance Rates:
New Britain, CT homeowners insurance is about $706 to $956, about $58-$79/month. Our detailed analysis indicates shoppers can save upto $332 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Home Insurance Companies in New Britain, CT: Customer-Reviewed Options
Top Home Insurance Agents Near New Britain, CT
| Home Insurance Company Near New Britain, CT |
Homeowners Insurance Agency Near New Britain, CT |
Address |
| Travelers |
L Bissell & Son Inc |
9 PARK ST, ROCKVILLE, CT, 6066 |
| Travelers |
Mcmann Price Agency Inc |
828 FRONT ST, GREENPORT, NY, 11944 |
| Travelers |
Orlando Jackson Insurance Agency |
15 JUNE ST, WOODBRIDGE, CT, 6525 |
| Liberty Mutual |
Catherine Herman Lutcf |
108 Leigus Road, Wallingford, CT, 6492 |
New Britain, CT Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Newington CDP, Connecticut |
$128 |
$170 |
$255 |
| Kensington CDP, Connecticut |
$130 |
$173 |
$260 |
| Plainville town, Hartford County, Connecticut |
$126 |
$168 |
$252 |
New Britain, CT Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| New Britain, CT | 4.1% | 9.8% |
| Newington | 3.83% | 9.83% |
| Kensington | 3.63% | 10.07% |
| Plainville | 3.99% | 10.21% |
New Britain Renters Insurance as a Percentage of Rent
| New Britain Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
403 |
2.0% |
$351 |
| $200 to $299 |
643 |
4.0% |
$801 |
| $300 to $499 |
1,083 |
6.0% |
$1251 |
| $500 to $749 |
2,789 |
17.0% |
$1926 |
| $750 to $999 |
5,178 |
32.0% |
$2676 |
| $1,000 to $1,499 |
5,295 |
33.0% |
$3801 |
| $1,500 or more |
455 |
2.0% |
$5451 |
New Britain, CT Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $1,800 | $5,800 |
| Yearly New Britain Homeowner Insurance Premium Example | $2,700 | $1,900 |
| Out of Pocket Expense During Claim | $1,800 | $5,800 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim |
$18,000 | $17,200 |
| Net Savings to New Britain Home Owner from High Deductible Plan |
$800 |
New Britain, CT Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
New Britain, CT Home Replacement Value MORE than Home Value |
New Britain, CT Home Replacement Value LESS than Home Value |
| Replacement Value |
$202,000 |
$119,500 |
| Insurance Premium based on Replacement Value |
$1,775 |
$1,050 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $39,500 |
Risk Exposure from Under Insuring Coverage is $43,000 |
| Premium Impact |
Insurance cheaper by $375/year |
Insurance costlier by $350/year |
Example New Britain Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
Hartford Insurance Group | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium |
70 | 61 | 182 |
| Year Built |
1950 | 1948 | 1967 |
| Home Details |
2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount |
$100000-$125000 | $100000-$125000 | $300000-$350000 |
| Deductible |
$500- $1000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |