New Britain Insurance Rates:

New Britain, CT homeowners insurance is about $706 to $956, about $58-$79/month. Our detailed analysis indicates shoppers can save upto $332 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm because I can trust them and I feel like I am safe with them. My home is protected.
State Farm
I would recommend them because they are simple and they are easy to work with and very easy to understand as well.
Aaa
I really love this company because they have great deal and quality of service that I can trust. People recommended this to me.
Farmer's Insurance
Farmers is all about customer service and making sure you are always taken care of. It's not just about taking your money, but about providing you with the care and coverage you need.
State Farm
I think my deductible is pretty standard compared to other insurance. We pay 1000 towards deductible.
State Farm
State farm is a lovely insurance company that is there for me when i needed them in my car crash and in the hurricane against my home.
Allstate
A few years ago they changed some of our rates quite drastically without a reasoning or warning. it was eventually resolved but it took a long time.
State Farm
Love this company. have been with them for over 20 years. easy policies to understand, friendly staff, and local agents.
Metlife
Every few years I go "comparison shopping" to see if I can get a better deal, but have remained with MetLife for 29 years. They provide the best combination of price, coverage, service, and excellence.
Progressive
I switched from Farmers to Progressive because the premiums kept skyrocketing every year with Farmers. Progressive's rate has not gone up since I switched.
American Modern Insurance
I've never heard from them, which is normal, I guess. They aren't super good at communicating about anything, really. I'll find out when I file a claim.
Progressive
My deductible is extremely low, and add ons are very reasonable.
Farmer's Insurance
I would reccommend Farmers Insurance to anyone as long as they were willing to pay the monthly fees. It is a lot more than necessary but the coverage is great.

New Britain, CT Homeowners Insurance By Home Value

New Britain, CT Home Value Total Homes % of Total Average New Britain, CT Homeowners Insurance
Less than $50,000 228 1.0% $116
$80,000 to $89,999 229 1.0% $415
$90,000 to $99,999 289 2.0% $457
$100,000 to $124,999 1,053 9.0% $531
$125,000 to $149,999 1,584 13.0% $664
$150,000 to $174,999 2,794 24.0% $789
$175,000 to $199,999 1,809 15.0% $914
$200,000 to $249,999 2,003 17.0% $1096
$250,000 to $299,999 949 8.0% $1346
$300,000 to $399,999 354 3.0% $1711

Top Home Insurance Agents Near New Britain, CT

Home Insurance Company Near New Britain, CT Homeowners Insurance Agency Near New Britain, CT Address
NA Gamble Insurance Agency Inc 65 Broad Street, Westfield, MA, 1086
Liberty Mutual Catherine Herman Lutcf 108 Leigus Road, Wallingford, CT, 6492
Travelers L Bissell & Son Inc 9 PARK ST, ROCKVILLE, CT, 6066
Travelers Mcmann Price Agency Inc 828 FRONT ST, GREENPORT, NY, 11944
Travelers Orlando Jackson Insurance Agency 15 JUNE ST, WOODBRIDGE, CT, 6525

New Britain, CT Home Insurance Agents for Top Companies


New Britain, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newington CDP, Connecticut $128 $170 $255
Kensington CDP, Connecticut $130 $173 $260
Plainville town, Hartford County, Connecticut $126 $168 $252

New Britain, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Britain, CT4.1%9.8%
Newington3.83%9.83%
Kensington3.63%10.07%
Plainville3.99%10.21%

New Britain Renters Insurance as a Percentage of Rent

New Britain Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 403 2.0% $351
$200 to $299 643 4.0% $801
$300 to $499 1,083 6.0% $1251
$500 to $749 2,789 17.0% $1926
$750 to $999 5,178 32.0% $2676
$1,000 to $1,499 5,295 33.0% $3801
$1,500 or more 455 2.0% $5451

New Britain, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$5,800
Yearly New Britain Homeowner Insurance Premium Example $2,700$1,900
Out of Pocket Expense During Claim$1,800$5,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,000$17,200
Net Savings to New Britain Home Owner from High Deductible Plan $800

New Britain, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Britain, CT Home Replacement Value MORE than Home Value New Britain, CT Home Replacement Value LESS than Home Value
Replacement Value $202,000 $119,500
Insurance Premium based on Replacement Value $1,775 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $350/year

Example New Britain Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Hartford Insurance GroupFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 7061182
Year Built 195019481967
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$100000-$125000$300000-$350000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for New Britain, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 225,000 Tile Roof 2,720 4 $5000 to $10,000 Deductible 1270 12 Brick siding yes
1955 150,000 Wood Shake Roof 1,550 2 $2500-$5000 Deductible 110 2 Stucco siding yes
1958 120,000 Asphalt Shingles Roof 1,310 3 $2500-$5000 Deductible 480 5 Wood siding yes
1966 155,000 Membrane Roof 1,600 2 $1000-$2500 Deductible 460 4 Fiber-Cement Siding No
1970 285,000 Shingles Roof 3,260 4 $500- $1000 Deductible 1250 6 Stucco siding No
1964 280,000 Wood Shake Roof 2,510 4 $500- $1000 Deductible 830 4 Brick siding yes
1967 195,000 Tile Roof 1,820 3 $5000 to $10,000 Deductible 510 5 Vinyl siding yes
1969 145,000 Asphalt Shingles Roof 1,310 3 $500- $1000 Deductible 110 1 Stucco siding No
1956 130,000 Wood Shake Roof 1,430 3 $1000-$2500 Deductible 600 5 Brick siding yes
1966 290,000 Metal Roof 3,280 4 > $10,000 Deductible 510 5 Brick siding yes
1972 100,000 Metal Roof 1,080 2 $1000-$2500 Deductible 160 2 Stucco siding yes
1941 150,000 Shingles Roof 1,750 3 $1000-$2500 Deductible 300 4 Stucco siding No
1961 100,000 Tile Roof 1,130 2 $500- $1000 Deductible 190 2 Stone Siding yes
1970 175,000 Membrane Roof 1,630 3 $500- $1000 Deductible 350 2 Stone Siding yes
1979 185,000 Tile Roof 1,950 3 $500 Deductible 410 3 Fiber-Cement Siding yes
1943 170,000 Wood Shake Roof 1,690 2 $500 Deductible 1530 10 Brick siding yes
1941 160,000 Metal Roof 1,500 2 $1000-$2500 Deductible 910 8 Brick siding No
1943 125,000 Membrane Roof 1,410 2 $500 Deductible 1380 12 Stucco siding No
1967 250,000 Slate Shingles Roof 2,720 4 $500 Deductible 1630 9 Wood siding yes
1956 115,000 Membrane Roof 1,250 2 $500- $1000 Deductible 300 4 Vinyl siding yes
1972 180,000 Metal Roof 1,770 2 $500- $1000 Deductible 120 1 Vinyl siding yes
1974 255,000 Wood Shake Roof 2,370 3 $500- $1000 Deductible 1550 7 Brick siding No
1961 195,000 Membrane Roof 2,230 4 $1000-$2500 Deductible 1750 12 Stone Siding No
1942 85,000 Slate Shingles Roof 960 2 $500 Deductible 160 2 Stone Siding No
1970 210,000 Asphalt Shingles Roof 2,510 4 $500- $1000 Deductible 730 5 Fiber-Cement Siding No
1942 260,000 Membrane Roof 2,330 3 > $10,000 Deductible 160 1 Vinyl siding yes
1970 335,000 Tile Roof 3,110 4 $1000-$2500 Deductible 550 3 Vinyl siding No
1943 205,000 Slate Shingles Roof 1,710 2 $500 Deductible 560 4 Vinyl siding No
1966 200,000 Wood Shake Roof 2,200 3 $5000 to $10,000 Deductible 110 1 Vinyl siding yes
1975 195,000 Slate Shingles Roof 1,750 4 $1000-$2500 Deductible 1020 7 Stucco siding No
1964 245,000 Wood Shake Roof 2,360 4 $1000-$2500 Deductible 520 4 Fiber-Cement Siding yes
1962 155,000 Metal Roof 1,350 2 $1000-$2500 Deductible 80 1 Fiber-Cement Siding No
1966 220,000 Wood Shake Roof 2,250 4 $1000-$2500 Deductible 150 1 Fiber-Cement Siding No
1962 125,000 Metal Roof 1,540 2 $500- $1000 Deductible 1160 10 Fiber-Cement Siding No

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