New Braunfels Insurance Rates:

New Braunfels, TX homeowners insurance is roughly $901 to $1,227, about $75-$102/month. Our detailed analysis reveals consumers can save upto $425 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I live in an area where the weather is rather erratic. you can't predict it too well, and we have everything from tornadoes to floods. their deals for weather damage are a great relief to me.
Nationwide
Sometimes it can be hard to discover what discounts there are for the type of coverage i need, and confusing to figure out what applies for a discount or deduction and what doesn't.
Farmer's Insurance
The main reason that i decided to go with this company was due to the commercials that they have. all of the employees that appear seem to be full of information, and really know what they are talking about/doing.
State Farm
I am pretty indifferent with State Farm. I have never filed a claim but when the time comes and I need to reach out for assistance I think it's going to be an interesting phone call considering I really don't have any idea about the insurance process.
State Auto
I believe I have a fairly decent premium. It hasn't increased a lot in the few years we've been with this company.
Progressive
I am satisfied. Haven't had to file any claims yet but I got them to lower my monthly payment
Allstate
Overall I like their helpful friendly attitude. The agents at Allstate are very friendly and professional. They are able to take stressful situations and make me feel good about the outcomes that occur.

New Braunfels, TX Homeowners Insurance By Home Value

New Braunfels, TX Home Value Total Homes % of Total Average New Braunfels, TX Homeowners Insurance
Less than $50,000 1,073 7.0% $148
$50,000 to $59,999 236 1.0% $308
$60,000 to $69,999 478 3.0% $383
$70,000 to $79,999 465 3.0% $446
$80,000 to $89,999 483 3.0% $500
$90,000 to $99,999 539 3.0% $563
$100,000 to $124,999 1,238 8.0% $649
$125,000 to $149,999 1,779 12.0% $819
$150,000 to $174,999 1,732 12.0% $968
$175,000 to $199,999 1,171 8.0% $1117
$200,000 to $249,999 1,897 13.0% $1340
$250,000 to $299,999 1,412 10.0% $1638
$300,000 to $399,999 1,614 11.0% $2085

Top Home Insurance Agents Near New Braunfels, TX

Home Insurance Company Near New Braunfels, TX Homeowners Insurance Agency Near New Braunfels, TX Address
NA Ibtx Risk Services 5726 W Hausman Rd Ste 100 San Antonio, San Antonio, TX, 78249
Travelers Frost Insurance Agency Inc 3611 PAESANOS PKWY STE 100, SAN ANTONIO, TX, 78231
Farmers Jeffrey Jeff Fletcher Lutcf 10924 Vance Jackson Rd Ste 301, San Antonio, TX, 78230
Liberty Mutual Kelly Sheets 9901 Interstate Hwy 10 West, San Antonio, TX, 78230
Liberty Mutual Independent Southwest Bus Ins Agcy Inc 6101 W COURTYARD DR STE 3-125, AUSTIN, TX, 78730

Cost Of Homeowners Insurance By Street Near New Braunfels, TX

Streets in New Braunfels Area Homeowners Insurance Cost
Kopplin Rd, I- 35 Frontage, S Willow Ave, Havenwood Blvd, N Academy Ave, Northstar Loop, Wright Ave, Ferry Ln, Pine Valley Dr, Buttercup Ln$1,055
E Coll St, FM 1102, Willow Crossing Dr, Twisted Oaks, Pinnacle Pkwy, Sierra Dr, Wren Brook Dr, Meridian Dr, Pahmeyer Rd, Clemens Ave$1,035
Lady Sheryl St, York Creek Rd, S Live Oak Ave, Hummingbird Dr, Lahn Rd, S Water Ln, Calley Cir, Hidden Meadow, Cedar Park, Ginko Cir$1,041
Belmead Dr, Maplewood, Cole Ave, Cap Rock Hill, Indian Mound, Brookhollow, Camel Back Dr, FM 482, Windsor Ln, Allen Ave$1,087
Windgate Dr, Heinen Ln, Swallow Pointe, W Bridge St, Buffalo Spring Rd, Market Ave, Dakota Cir, S Water Ln, Other Place Dr, Blue Jay Dr$1,039
W Cross St, Ervenberg Ave, Cavern Ave, Wolf Lair, Purgatory Rd, Bending Oak, Park Rd, Marymont Dr, Windsong Ln, Laurel Ln$1,077
Dove Crst Lp, Poppy Ln, Lee St, Spyglass Dr, W Austin St, Church Hill Dr, Schwab Rd, Spotted Owl, Wichita Dr, Rio Dr$1,017
Quarry Crst, Beaver Dr, Tolle St, Mill Race Run, Meusebach St, Forest Link, W Lee St, Timberhill Dr, S Houston Ave, Jesses Cir$1,035
Cardinal, Gruene Rd, Kirkwood Ct, San Augustine Blvd, Hilltop Oaks, Drew Ln, Ruth St, Pebble Beach, S Mesquite Ave, Hunters Cove$1,101
Ridge Hill Dr, Oak Rock, Melody Ln, Mockingbird Hill, Fels Mauer Blvd, River Acres Dr, Camellia Ln, Otter Way, Bluff Creek Cir, Snowy Egret$1,086

New Braunfels, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Braunfels$159 to $162
Comal County$161
Lake Dunlap$155
Canyon Lake$164

New Braunfels, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Comal County, Texas $161 $215 $323
Lake Dunlap CDP, Texas $155 $206 $309
Canyon Lake CCD, Comal County, Texas $164 $219 $329

New Braunfels, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Braunfels, TX6.1%18.8%
Comal County5.76%18.66%
Lake Dunlap6.8%21.12%
Canyon Lake5.31%18.62%

New Braunfels Renters Insurance as a Percentage of Rent

New Braunfels Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 86 1.0% $339
$200 to $299 328 4.0% $789
$300 to $499 344 4.0% $1239
$500 to $749 1,387 19.0% $1914
$750 to $999 2,109 30.0% $2664
$1,000 to $1,499 1,992 28.0% $3789
$1,500 or more 749 10.0% $5439

New Braunfels, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly New Braunfels Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,100$8,300
Net Savings to New Braunfels Home Owner from High Deductible Plan $800

New Braunfels, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Braunfels, TX Home Replacement Value MORE than Home Value New Braunfels, TX Home Replacement Value LESS than Home Value
Replacement Value $118,500 $69,500
Insurance Premium based on Replacement Value $1,150 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example New Braunfels Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceAllstate
Monthly Premium 142196216
Year Built 199520022012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$200000-$250000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for New Braunfels, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 200,000 Slate Shingles Roof 2,220 5 $500- $1000 Deductible 930 6 Wood siding yes
1995 205,000 Composition Roof 1,750 3 $5000 to $10,000 Deductible 1080 12 Vinyl siding yes
1989 340,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 710 5 Fiber-Cement Siding yes
1980 240,000 Tile Roof 2,280 3 $5000 to $10,000 Deductible 770 6 Fiber-Cement Siding No
2013 195,000 Membrane Roof 1,720 4 $1000-$2500 Deductible 800 8 Fiber-Cement Siding yes
2003 250,000 Asphalt Shingles Roof 2,050 4 $500 Deductible 510 3 Vinyl siding yes
2001 530,000 Membrane Roof 4,390 5 $1000-$2500 Deductible 2730 9 Brick siding yes
2008 510,000 Composition Roof 4,670 5 $1000-$2500 Deductible 2990 8 Vinyl siding yes
1984 190,000 Composition Roof 2,260 3 $500- $1000 Deductible 750 4 Stone Siding yes
2007 165,000 Wood Shake Roof 1,420 3 $2500-$5000 Deductible 560 6 Brick siding No
1990 205,000 Membrane Roof 1,720 5 $500- $1000 Deductible 200 2 Stone Siding yes
2002 390,000 Slate Shingles Roof 3,280 4 $500 Deductible 2530 12 Fiber-Cement Siding yes
2014 285,000 Composition Roof 3,390 4 $500 Deductible 1030 5 Brick siding No
2002 240,000 Membrane Roof 2,170 4 $500 Deductible 520 3 Stucco siding yes
2012 220,000 Tile Roof 2,240 4 > $10,000 Deductible 620 8 Vinyl siding No
1984 175,000 Composition Roof 1,760 4 $5000 to $10,000 Deductible 350 5 Stone Siding yes
1988 135,000 Composition Roof 1,370 3 $1000-$2500 Deductible 250 4 Stone Siding yes
2003 340,000 Asphalt Shingles Roof 3,290 4 $2500-$5000 Deductible 610 3 Brick siding yes
2000 245,000 Wood Shake Roof 2,160 5 $2500-$5000 Deductible 520 5 Wood siding No
2006 180,000 Membrane Roof 1,890 3 $500- $1000 Deductible 1080 9 Stucco siding yes
2005 515,000 Composition Roof 4,420 5 $500- $1000 Deductible 720 2 Wood siding No
2009 330,000 Wood Shake Roof 2,750 4 > $10,000 Deductible 950 7 Wood siding yes
2007 195,000 Membrane Roof 1,940 4 $1000-$2500 Deductible 980 8 Stucco siding No
1982 120,000 Asphalt Shingles Roof 1,470 3 $500 Deductible 820 12 Stone Siding yes
1984 180,000 Composition Roof 1,470 3 $1000-$2500 Deductible 330 3 Wood siding yes
1998 310,000 Wood Shake Roof 2,620 4 $500- $1000 Deductible 2130 10 Fiber-Cement Siding yes
2006 145,000 Tile Roof 1,540 5 $500- $1000 Deductible 530 7 Fiber-Cement Siding yes
2011 325,000 Metal Roof 2,620 4 $2500-$5000 Deductible 1840 12 Vinyl siding yes
2008 375,000 Composition Roof 3,310 5 > $10,000 Deductible 1180 6 Brick siding yes
2005 315,000 Asphalt Shingles Roof 3,480 5 $500- $1000 Deductible 760 3 Vinyl siding yes