New Bedford Insurance Rates:

New Bedford, MA homeowners insurance is roughly $865 to $1,172, about $72-$97/month. Our detailed guide reveals consumers can save upto $407 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like how they negotiate how you would like to pay such as by month to month, every half year, or one huge payment at the end of the year.
Shelter Insurance
I feel that the price of our deductible is too high for the coverage that the company provides. they need to take off at least $100.
State Farm
The hours are perfect with our busy work schedule. they are even open on saturday for our needs. i would indeed tell family and friends.

New Bedford, MA Homeowners Insurance By Home Value

New Bedford, MA Home Value Total Homes % of Total Average New Bedford, MA Homeowners Insurance
Less than $50,000 433 2.0% $101
$90,000 to $99,999 189 1.0% $417
$100,000 to $124,999 591 3.0% $489
$125,000 to $149,999 587 3.0% $611
$150,000 to $174,999 1,439 8.0% $723
$175,000 to $199,999 2,039 12.0% $835
$200,000 to $249,999 5,141 31.0% $998
$250,000 to $299,999 3,410 20.0% $1222
$300,000 to $399,999 2,158 13.0% $1559

Top Home Insurance Agents Near New Bedford, MA

Home Insurance Company Near New Bedford, MA Homeowners Insurance Agency Near New Bedford, MA Address
NA Rawling Insurance Agency 74 Winthrop Street, Framingham, MA, 1701
NA Eastern Insurance Group Llc 380 Chief Justice Hwy Ste2A, Cohasset, MA, 2025
Liberty Mutual Independent Christopher & Regan Ins Inc 1130 TEN ROD RD STE B202, NORTH KINGSTOWN, RI, 2852
Travelers Commonwealth Ins Partners Llc 25 NEWPORT AVE EXT 1ST FL, NORTH QUINCY, MA, 2171
Travelers K D Hicks Insurance 20 Park Plz Ste 4Th Fl, Boston, MA, 2116

New Bedford, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Acushnet Center CDP, Massachusetts $154 $205 $308
Smith Mills CDP, Massachusetts $155 $206 $309
Fairhaven town, Bristol County, Massachusetts $155 $206 $309

New Bedford, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Bedford, MA5%14.9%
Acushnet Center4.82%14.25%
Smith Mills4.97%15.78%
Fairhaven5.18%15.69%

New Bedford Renters Insurance as a Percentage of Rent

New Bedford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 581 2.0% $367
$200 to $299 1,455 6.0% $817
$300 to $499 2,325 10.0% $1267
$500 to $749 6,141 28.0% $1942
$750 to $999 6,898 31.0% $2692
$1,000 to $1,499 3,908 17.0% $3817
$1,500 or more 412 1.0% $5467

New Bedford, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly New Bedford Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,900
Net Savings to New Bedford Home Owner from High Deductible Plan $600

New Bedford, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Bedford, MA Home Replacement Value MORE than Home Value New Bedford, MA Home Replacement Value LESS than Home Value
Replacement Value $271,500 $180,000
Insurance Premium based on Replacement Value $2,275 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $325/year

Example New Bedford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmica Mutual Insurance Company
Monthly Premium 94137293
Year Built 196819471962
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$400000-$500000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for New Bedford, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 290,000 Slate Shingles Roof 2,000 4 $500 Deductible 2160 10 Fiber-Cement Siding No
1941 240,000 Shingles Roof 2,100 3 $5000 to $10,000 Deductible 870 9 Brick siding yes
1942 275,000 Shingles Roof 2,390 4 $1000-$2500 Deductible 1480 10 Stucco siding yes
1969 220,000 Tile Roof 1,640 2 > $10,000 Deductible 560 9 Wood siding yes
1968 305,000 Asphalt Shingles Roof 2,120 4 > $10,000 Deductible 140 1 Vinyl siding No
1962 425,000 Composition Roof 3,220 4 $5000 to $10,000 Deductible 140 1 Fiber-Cement Siding yes
1969 205,000 Tile Roof 1,500 2 $5000 to $10,000 Deductible 920 9 Vinyl siding No
1940 225,000 Wood Shake Roof 1,880 3 $2500-$5000 Deductible 480 4 Stucco siding No
1948 200,000 Slate Shingles Roof 1,490 3 $1000-$2500 Deductible 290 3 Stucco siding No
1940 230,000 Composition Roof 1,800 4 $500 Deductible 690 5 Vinyl siding No
1965 380,000 Composition Roof 3,200 4 > $10,000 Deductible 1670 10 Wood siding No
1942 380,000 Shingles Roof 2,610 4 $500 Deductible 1780 6 Wood siding No
1947 225,000 Shingles Roof 1,520 3 $500- $1000 Deductible 1710 10 Brick siding No
1940 235,000 Asphalt Shingles Roof 1,760 4 > $10,000 Deductible 510 4 Vinyl siding No
1956 145,000 Slate Shingles Roof 1,225 3 > $10,000 Deductible 1220 7 Stone Siding No