New Baltimore Insurance Rates:

New Baltimore, MI homeowners insurance is nearly $657 to $894, about $54-$74/month. Our thorough guide shows customers can save as much as $310 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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New Baltimore, MI Homeowners Insurance By Home Value

New Baltimore, MI Home Value Total Homes % of Total Average New Baltimore, MI Homeowners Insurance
Less than $50,000 49 1.0% $108
$60,000 to $69,999 83 2.0% $287
$70,000 to $79,999 144 4.0% $333
$80,000 to $89,999 90 2.0% $380
$90,000 to $99,999 157 4.0% $426
$100,000 to $124,999 274 7.0% $496
$125,000 to $149,999 278 7.0% $620
$150,000 to $174,999 810 23.0% $729
$175,000 to $199,999 450 12.0% $845
$200,000 to $249,999 750 21.0% $1016
$250,000 to $299,999 278 7.0% $1241
$300,000 to $399,999 143 4.0% $1575

Top Home Insurance Agents Near New Baltimore, MI

Home Insurance Company Near New Baltimore, MI Homeowners Insurance Agency Near New Baltimore, MI Address
NA Brad Hoffman Agency Incorporated 102 S Leroy, Fenton, MI, 48430
Liberty Mutual Independent Acrisure Llc Dba Emerson Prew 30600 TELEGRAPH RD STE 3110, BINGHAM FARMS, MI, 48025
Farmers Adeeb Zayto 28751 Ryan Rd, Warren, MI, 48092
State Farm Eric Steffes 36520 Grand River Ave Ste 101, Farmingtn Hls, MI, 48335-3014
Farmers Irfan Haddad 24350 W Warren St, Dearborn Heights, MI, 48127

Cost Of Homeowners Insurance By Street Near New Baltimore, MI

Streets in New Baltimore Area Homeowners Insurance Cost
Lenox St, Bradshaw Dr, Bradford Ct, Maple Leaf Dr, Altman Rd, Glenville, Wilshire Ct, N Pointe Dr, Carrigan, Strongford$774
Industrial Dr, Bryce, Milo St, Kilkenny, Wilshire Dr, Willow Creek Ln, Grace Dr, Woodbury Dr, Ashley St, Promenade Ln$773
Althea St, Oxford Ct, N Pointe Cir, Front St, Woodbury, Coachford, Holt St, Ruedisale St, Murdicks Dr, Channing Way$772
Dana Ct, Base St, Will Lee Blvd, Kings Pointe Dr, Creekview Ln, Andrew Cir, Poplar Dr, Atwood St, Meadow View Ln, Wexford$776
Oxford Dr, Durrell Ct, Green St, Meadow Creek Dr, Blackwell St, Huntley Ct, Bree Dr, Brooke Ct, Cleveland St, Kayla$781

New Baltimore, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
New Baltimore$115 to $118
Chesterfield$115
Ira$114
New Haven$111

New Baltimore, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chesterfield township, Macomb County, Michigan $115 $153 $230
Ira township, St. Clair County, Michigan $115 $153 $230
New Haven village, Michigan $111 $148 $222

New Baltimore, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
New Baltimore, MI3.8%12.1%
Chesterfield4.06%12.01%
Ira3.54%11.98%
New Haven3.88%12.01%

New Baltimore Renters Insurance as a Percentage of Rent

New Baltimore Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 70 10.0% $777
$300 to $499 79 11.0% $1227
$500 to $749 276 39.0% $1902
$750 to $999 196 28.0% $2652
$1,000 to $1,499 73 10.0% $3777

New Baltimore, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly New Baltimore Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,500$5,000
Net Savings to New Baltimore Home Owner from High Deductible Plan $500

New Baltimore, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Baltimore, MI Home Replacement Value MORE than Home Value New Baltimore, MI Home Replacement Value LESS than Home Value
Replacement Value $194,000 $136,000
Insurance Premium based on Replacement Value $900 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example New Baltimore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAllstate
Monthly Premium 3948175
Year Built 200719631983
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$150000-$175000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for New Baltimore, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 220,000 Metal Roof 2,030 3 > $10,000 Deductible 350 6 Stone Siding yes
1988 245,000 Membrane Roof 2,520 4 > $10,000 Deductible 190 4 Wood siding No
1964 255,000 Wood Shake Roof 2,760 4 > $10,000 Deductible 260 6 Fiber-Cement Siding No
2000 225,000 Tile Roof 1,930 3 $5000 to $10,000 Deductible 450 6 Brick siding yes
1985 385,000 Tile Roof 3,330 5 $2500-$5000 Deductible 830 9 Vinyl siding yes
1991 260,000 Tile Roof 3,110 5 $2500-$5000 Deductible 290 3 Wood siding No
2008 320,000 Membrane Roof 4,010 5 $5000 to $10,000 Deductible 570 6 Wood siding No
1999 150,000 Tile Roof 1,360 3 $2500-$5000 Deductible 200 7 Stone Siding No
1984 175,000 Tile Roof 1,610 4 $1000-$2500 Deductible 350 7 Vinyl siding yes
2003 265,000 Asphalt Shingles Roof 2,220 4 > $10,000 Deductible 470 9 Brick siding No
2014 455,000 Tile Roof 4,420 5 $5000 to $10,000 Deductible 1960 12 Brick siding No
1962 405,000 Asphalt Shingles Roof 3,760 5 $500 Deductible 1300 6 Fiber-Cement Siding No
1996 210,000 Tile Roof 2,300 5 $500- $1000 Deductible 590 7 Stucco siding yes
1986 135,000 Wood Shake Roof 1,240 3 $500- $1000 Deductible 410 8 Wood siding yes
1996 395,000 Tile Roof 4,050 5 $500 Deductible 270 2 Vinyl siding No
1986 250,000 Wood Shake Roof 2,430 4 > $10,000 Deductible 520 12 Vinyl siding No
1960 230,000 Asphalt Shingles Roof 2,240 3 $500- $1000 Deductible 460 4 Stone Siding No
2014 260,000 Wood Shake Roof 2,190 3 $500- $1000 Deductible 130 2 Vinyl siding No
2003 170,000 Shingles Roof 1,970 3 $2500-$5000 Deductible 470 12 Vinyl siding yes
1981 550,000 Membrane Roof 4,550 5 $500 Deductible 1210 6 Brick siding No
2004 270,000 Composition Roof 2,830 5 $500- $1000 Deductible 870 10 Stucco siding No
2012 130,000 Shingles Roof 1,590 5 $500 Deductible 370 5 Stucco siding No
1963 215,000 Composition Roof 2,610 4 > $10,000 Deductible 100 2 Vinyl siding No
2014 380,000 Membrane Roof 3,740 5 $1000-$2500 Deductible 1310 9 Vinyl siding No
1986 255,000 Shingles Roof 2,100 5 > $10,000 Deductible 110 2 Stucco siding yes
2006 235,000 Tile Roof 2,850 4 $2500-$5000 Deductible 590 10 Brick siding No
2013 200,000 Asphalt Shingles Roof 1,660 4 $500- $1000 Deductible 230 3 Stucco siding yes
1968 135,000 Slate Shingles Roof 1,460 3 $500 Deductible 410 9 Stone Siding No
1969 270,000 Metal Roof 2,930 4 $5000 to $10,000 Deductible 260 3 Vinyl siding yes
1983 175,000 Tile Roof 1,900 3 $500 Deductible 540 9 Brick siding yes