Nevada Insurance Rates:

Nevada, TX homeowners insurance is roughly $893 to $1,215, about $74-$101/month. Our all inclusive research indicates shoppers can save as much as $421 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Nevada, TX Homeowners Insurance By Home Value

Nevada, TX Home Value Total Homes % of Total Average Nevada, TX Homeowners Insurance
Less than $50,000 184 7.0% $158
$60,000 to $69,999 105 4.0% $421
$70,000 to $79,999 59 2.0% $484
$80,000 to $89,999 101 3.0% $548
$90,000 to $99,999 113 4.0% $621
$100,000 to $124,999 231 9.0% $716
$125,000 to $149,999 357 14.0% $895
$150,000 to $174,999 408 16.0% $1064
$175,000 to $199,999 278 10.0% $1222
$200,000 to $249,999 320 12.0% $1475
$250,000 to $299,999 234 9.0% $1802
$300,000 to $399,999 131 5.0% $2287

Top Home Insurance Agents Near Nevada, TX

Home Insurance Company Near Nevada, TX Homeowners Insurance Agency Near Nevada, TX Address
NA Sun West Insurance Agency 600 Six Flags Dr., Ste. 102, Arlington, TX, 76011
NA Twfg Insurance Services 5646 Milton St Ste 810, Dallas, TX, 75206
Liberty Mutual Bryant Cook 700 Highlander Blvd Ste 200, Arlington, TX, 76015
State Farm Jerry Heckman Jr 13901 Midway Rd, Farmers Branch, TX, 75244
Farmers Paula Mann Csp 9540 Garland Rd Ste 294f, Dallas, TX, 75218

Cost Of Homeowners Insurance By Street Near Nevada, TX

Streets in Nevada Area Homeowners Insurance Cost
W Swanson Dr, S Moore St, Co Rd 640, Linda Dr, FM 1778, Green Terrace Dr, Ivy Ln, Lavon Cir, Morgan Dr, Meadow View Dr$1,062
Meadow Ridge Cir, Co Rd 537, E Cook St, W Hubbard Rd, Lakeridge Dr, Cotner Rd, Pvt Rd 5399, N FM 1138, N Houston St, E Hubbard Rd$1,056
S Greenville Rd, Co Rd 948, Bentley Dr, Shoreview Dr, Co Rd 535, Co Rd 836, Boles Ln, Co Rd 950, Cross Rd N, Co Rd 1208$1,058
S FM 547, State Hwy 66, Co Rd 998, McClendon Rd, Watkins Rd, Lost Valley Dr, Lake Vista Ln, Maple Ln, Austin Ln, Fannin Dr$1,057
Birch St, Wolf Run Ct, Bonham Dr, Forder Ct, Spr at Sands Lake, Atlanta Dr, Co Rd 838, Equestrian Trl, Hubbard, Co Rd 913$1,057

Nevada, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nevada$157 to $160
Lavon$158
Josephine$154
Royse City$155

Nevada, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lavon city, Texas $158 $211 $317
Josephine city, Texas $155 $206 $309
Royse City city, Texas $155 $207 $311

Nevada, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nevada, TX5.3%15.8%
Lavon4.81%15.93%
Josephine6.04%15.1%
Royse City5.69%20.12%

Nevada Renters Insurance as a Percentage of Rent

Nevada Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 6 1.0% $1243
$500 to $749 46 15.0% $1918
$750 to $999 47 15.0% $2668
$1,000 to $1,499 184 60.0% $3793
$1,500 or more 22 7.0% $5443

Nevada, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Nevada Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,700$16,200
Net Savings to Nevada Home Owner from High Deductible Plan $1,500

Nevada, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nevada, TX Home Replacement Value MORE than Home Value Nevada, TX Home Replacement Value LESS than Home Value
Replacement Value $201,000 $150,000
Insurance Premium based on Replacement Value $2,000 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $200/year

Example Nevada Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateFarmers Insurance
Monthly Premium 95153189
Year Built 200619932013
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Nevada, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 145,000 Composition Roof 1,790 4 $500- $1000 Deductible 300 3 Vinyl siding yes
2005 335,000 Tile Roof 3,540 5 $1000-$2500 Deductible 190 1 Brick siding yes
2010 190,000 Wood Shake Roof 2,340 3 $1000-$2500 Deductible 520 3 Vinyl siding No
1995 375,000 Metal Roof 4,680 5 $500- $1000 Deductible 200 1 Stone Siding yes
2014 350,000 Shingles Roof 4,170 5 $500 Deductible 790 2 Vinyl siding No
2011 160,000 Tile Roof 1,740 3 $5000 to $10,000 Deductible 220 4 Wood siding yes
1992 375,000 Asphalt Shingles Roof 3,400 4 $500 Deductible 1000 4 Fiber-Cement Siding yes
2011 425,000 Metal Roof 4,820 5 $5000 to $10,000 Deductible 370 2 Vinyl siding No
1995 160,000 Shingles Roof 1,710 5 $5000 to $10,000 Deductible 160 2 Stone Siding No
2009 155,000 Membrane Roof 1,470 3 $500 Deductible 570 5 Wood siding No
2012 150,000 Asphalt Shingles Roof 1,430 3 $500- $1000 Deductible 560 7 Brick siding yes
2004 135,000 Composition Roof 1,550 3 $1000-$2500 Deductible 430 4 Brick siding yes
1996 290,000 Membrane Roof 2,860 5 $5000 to $10,000 Deductible 590 4 Stone Siding yes
1990 365,000 Wood Shake Roof 4,650 5 $1000-$2500 Deductible 970 4 Wood siding yes
2010 185,000 Wood Shake Roof 2,230 3 $5000 to $10,000 Deductible 930 9 Brick siding yes
2008 140,000 Membrane Roof 1,510 3 $500 Deductible 780 9 Stone Siding No
2013 135,000 Metal Roof 1,690 3 $1000-$2500 Deductible 240 3 Fiber-Cement Siding No
1999 210,000 Wood Shake Roof 1,950 3 $500- $1000 Deductible 740 5 Stucco siding yes
2007 145,000 Membrane Roof 1,330 3 $500- $1000 Deductible 700 9 Brick siding yes
1999 215,000 Tile Roof 2,140 3 $500 Deductible 640 3 Vinyl siding yes
2004 370,000 Tile Roof 3,340 5 $1000-$2500 Deductible 710 3 Stucco siding yes
1997 245,000 Composition Roof 2,250 3 $1000-$2500 Deductible 140 1 Stucco siding No
2013 230,000 Shingles Roof 2,140 3 $5000 to $10,000 Deductible 620 6 Stucco siding yes
2014 215,000 Metal Roof 1,900 4 $2500-$5000 Deductible 220 2 Stucco siding yes
2012 170,000 Wood Shake Roof 1,580 5 $1000-$2500 Deductible 580 5 Stone Siding No
1997 210,000 Wood Shake Roof 2,090 3 $500 Deductible 850 6 Stucco siding No
1993 345,000 Wood Shake Roof 3,250 4 > $10,000 Deductible 1650 8 Vinyl siding No
2004 260,000 Wood Shake Roof 2,370 3 $500 Deductible 870 5 Brick siding yes
2000 140,000 Wood Shake Roof 1,420 3 $500 Deductible 450 5 Brick siding yes
2011 255,000 Composition Roof 2,300 5 $500- $1000 Deductible 1480 7 Wood siding No
2011 305,000 Metal Roof 3,120 4 > $10,000 Deductible 1140 7 Fiber-Cement Siding yes
2012 310,000 Metal Roof 3,340 5 $1000-$2500 Deductible 1180 7 Stone Siding No
1997 435,000 Wood Shake Roof 4,640 5 $1000-$2500 Deductible 3820 12 Brick siding yes
1999 150,000 Metal Roof 1,390 3 $2500-$5000 Deductible 250 2 Brick siding yes