Nesconset Insurance Rates:

Nesconset, NY homeowners insurance is about $559 to $761, about $46-$63/month. Our all inclusive research reveals consumers can save upto $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Nesconset, NY Homeowners Insurance By Home Value

Nesconset, NY Home Value Total Homes % of Total Average Nesconset, NY Homeowners Insurance
Less than $50,000 11 1.0% $33
$50,000 to $59,999 12 1.0% $72
$70,000 to $79,999 58 5.0% $99
$150,000 to $174,999 13 1.0% $224
$175,000 to $199,999 13 1.0% $257
$200,000 to $249,999 116 11.0% $310
$300,000 to $399,999 803 78.0% $488

Top Home Insurance Agents Near Nesconset, NY

Home Insurance Company Near Nesconset, NY Homeowners Insurance Agency Near Nesconset, NY Address
NA Benson/Quinlan Insurance Agency Inc. 180 Post Road East 180 Post Road East, westport, CT, 6881
Liberty Mutual Independent Fairfield County Bank Ins Svcs Llc 118 N BEDFORD RD STE 201, MOUNT KISCO, NY, 10549
Travelers Resource Group Inc 111 EAST 85TH ST - STE 14C, NEW YORK, NY, 10028
Travelers Schizzano Insurance Agency Inc 40 COMMERCE PL STE 204, HICKSVILLE, NY, 11801
Travelers Schmutter-Strull-Fleisch Inc 80 MAIDEN LN STE 1203, NEW YORK, NY, 10038

Cost Of Homeowners Insurance By Street Near Nesconset, NY

Streets in Nesconset Area Homeowners Insurance Cost
Kensington Dr, Scarborough Dr, Commander Vic Ln, Yardley la, Donnatella Ln, Shenandoah Blvd, Zausin Ct, Commander Ln, Bond Ln, John Jones Ln$659
Barkley Ln, Charlemagne Dr, Mildred Ct, Prince Valiant Ct, Debra Dr, Nicola la, Francis St, Premier Ct, Tiffany Ct S, Mayfair Rd$660
Highland Pl, Janet Ct, Jamor Ct, Doyle St, Gaigal Dr, Nicola Ln, Tree Top Path, Galahad Ln, Gemini Ln, Sixth St$658
Smithtown Blvd, Burgundy Ln, Guinevere Ln, Chivalry Ln, Robinhood Ct, Rhoda Ave, Hillcrest Dr W, Helen Ct, Lantern Ln, Carman Pl$661
Laura Ct, Bella Ct, Graham Pl, Gary Dr, Shenandoah Blvd N, Wysocki Ct, Belinda Ct, Nottingham Ct, Gina Ct, Jayne Ct$666

Nesconset, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nesconset$98 to $101
Village of the Branch$100
St. James$98
Lake Grove$96

Nesconset, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Village of the Branch village, New York $84 $111 $167
St. James CDP, New York $82 $109 $164
Lake Grove village, New York $81 $107 $161

Nesconset, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nesconset, NY1.9%5.5%
Village of the Branch1.66%5.57%
St. James1.75%5.46%
Lake Grove1.78%5.38%

Nesconset Renters Insurance as a Percentage of Rent

Nesconset Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 79 9.0% $2640
$1,000 to $1,499 388 46.0% $3765
$1,500 or more 361 43.0% $5415

Nesconset, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Nesconset Homeowner Insurance Premium Example $4,100$3,100
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $17,400$16,400
Net Savings to Nesconset Home Owner from High Deductible Plan $1,000

Nesconset, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nesconset, NY Home Replacement Value MORE than Home Value Nesconset, NY Home Replacement Value LESS than Home Value
Replacement Value $567,000 $384,000
Insurance Premium based on Replacement Value $5,375 $3,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $84,500 Risk Exposure from Under Insuring Coverage is $98,500
Premium Impact Insurance cheaper by $925/year Insurance costlier by $800/year

Example Nesconset Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceErie Insurance
Monthly Premium 345350314
Year Built 200819751981
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $600000-$700000$700000-$800000$500000-$600000
Deductible > $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Nesconset, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 800,000 Wood Shake Roof 2,950 5 $2500-$5000 Deductible 1680 3 Stucco siding yes
2013 480,000 Wood Shake Roof 2,600 4 $500- $1000 Deductible 1640 6 Fiber-Cement Siding No
2002 320,000 Tile Roof 1,620 5 $500 Deductible 560 2 Vinyl siding yes
2010 445,000 Metal Roof 2,150 3 $2500-$5000 Deductible 370 1 Stucco siding yes
1971 485,000 Tile Roof 2,280 4 $500- $1000 Deductible 2030 5 Stucco siding No
2011 420,000 Metal Roof 1,540 5 $5000 to $10,000 Deductible 830 6 Fiber-Cement Siding No
1971 570,000 Composition Roof 2,760 5 $2500-$5000 Deductible 1840 4 Vinyl siding yes
1981 345,000 Membrane Roof 1,490 3 $5000 to $10,000 Deductible 2560 12 Stucco siding No
1971 290,000 Composition Roof 1,300 3 $5000 to $10,000 Deductible 1640 12 Stucco siding yes
1985 535,000 Metal Roof 2,650 5 $5000 to $10,000 Deductible 3600 12 Fiber-Cement Siding No
2001 1,130,000 Slate Shingles Roof 4,870 5 $500- $1000 Deductible 610 1 Fiber-Cement Siding yes
1986 425,000 Asphalt Shingles Roof 1,600 3 $500 Deductible 420 1 Wood siding yes
1989 425,000 Composition Roof 2,060 4 $2500-$5000 Deductible 480 2 Wood siding No
2004 770,000 Composition Roof 2,960 5 $2500-$5000 Deductible 3440 7 Brick siding No
2010 1,030,000 Membrane Roof 4,230 5 $5000 to $10,000 Deductible 3010 6 Brick siding yes
1985 345,000 Membrane Roof 1,410 3 > $10,000 Deductible 480 3 Brick siding yes
1985 610,000 Slate Shingles Roof 2,880 5 $5000 to $10,000 Deductible 350 1 Wood siding No
1984 395,000 Slate Shingles Roof 1,600 3 $500 Deductible 880 3 Vinyl siding No
2013 510,000 Metal Roof 2,320 3 $1000-$2500 Deductible 2910 9 Wood siding No
1982 385,000 Tile Roof 1,640 3 $500- $1000 Deductible 870 3 Stone Siding yes
2007 700,000 Tile Roof 3,360 4 $500 Deductible 3650 6 Brick siding yes
1980 500,000 Membrane Roof 2,660 5 $2500-$5000 Deductible 2010 6 Wood siding No
1979 510,000 Slate Shingles Roof 2,570 4 $1000-$2500 Deductible 2340 8 Stucco siding No
2013 530,000 Membrane Roof 2,050 3 $5000 to $10,000 Deductible 1610 8 Wood siding yes
2004 515,000 Tile Roof 2,140 3 > $10,000 Deductible 990 4 Vinyl siding yes
1988 585,000 Wood Shake Roof 2,540 4 $500 Deductible 1310 3 Stucco siding No
1989 685,000 Membrane Roof 2,770 4 $500- $1000 Deductible 2300 4 Brick siding yes
1985 1,045,000 Composition Roof 4,020 5 $5000 to $10,000 Deductible 1330 3 Vinyl siding yes
1971 675,000 Composition Roof 3,660 5 $5000 to $10,000 Deductible 520 2 Stucco siding yes
2009 280,000 Asphalt Shingles Roof 1,280 3 $2500-$5000 Deductible 1620 8 Vinyl siding No