Nephi Insurance Rates:

Nephi, UT homeowners insurance is roughly $413 to $561, about $34-$46/month. Our complete guide shows customers can save as much as $194 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Top Home Insurance Agents Near Nephi, UT

Home Insurance Company Near Nephi, UT Homeowners Insurance Agency Near Nephi, UT Address
Travelers Behling Ins Agency Inc 861 SOUTH 500 WEST, PAYSON, UT, 84651
Farmers Colby Robertson 290 E 930 S, Orem, T, 84058
State Farm Danny Dyches 309 East Main Street, Moroni, UT, 84646
Farmers Joshua Cranney 15 S Main St, Fillmore, T, 84631
State Farm Yancee Hardy 2750 N University Ave, Provo, UT, 84604-3826

 

Nephi, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Levan town, Utah $72 $96 $144
Mona city, Utah $74 $98 $147
Fountain Green city, Utah $72 $96 $144

 


Nephi, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nephi, UT3.4%12.5%
Levan3.51%15.88%
Mona3.43%12.84%
Fountain Green3.88%9.66%

Nephi Renters Insurance as a Percentage of Rent

Nephi Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 34 7.0% $790
$300 to $499 40 9.0% $1240
$500 to $749 141 31.0% $1915
$750 to $999 121 27.0% $2665
$1,000 to $1,499 71 16.0% $3790
$1,500 or more 36 8.0% $5440

Cost Of Homeowners Insurance By Street Near Nephi, UT

Streets in Nephi Area Homeowners Insurance Cost
W 200 South St, N 550 E, 540 North St, S 2nd St W, S 500 E, N 50 E, 3rd Ave, Mecham Rd, W 400 N, W 100 South St$485
Alberg St, E 100 N, McCrystal Ave, N Main St, N 60 W, Arlington St, Callao Star Rte, E 1250 N, Dublin Ave, Old State Rte 91$483
W 300 S, Udall St, Turkey Ln, N 900 E, Campbell St, N 3rd St E, E 1000 N, S 100 East St, W 1st St N, W 900 N$484
Leadville Row, S 200 East St, D St, W 100 S, Underwood Dr, E 1700 N, W 500 S, S 3rd St E, E 100 S, N 5000 W$482
E 100 South St, State Rte 78, S Westridge Rd, Carlson St, 600 South St, E 3rd St S, E 400 S, Bray, N Lark Ridge Dr, N 300 W$485

Nephi, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nephi$72 to $75
Levan$72
Mona$73
Wales$71

Nephi, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Nephi Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,100$8,500
Net Savings to Nephi Home Owner from High Deductible Plan $600

 


Nephi, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nephi, UT Home Replacement Value MORE than Home Value Nephi, UT Home Replacement Value LESS than Home Value
Replacement Value $190,500 $151,500
Insurance Premium based on Replacement Value $625 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

 


Example Nephi Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersLiberty Mutual
Monthly Premium 623867
Year Built 199219851940
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$300000-$350000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible