Neosho Insurance Rates:

Neosho, MO homeowners insurance is about $810 to $1,104, about $67-$92/month. Our detailed guide shows customers can save as much as $382 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
Their claims process is easy and i have not had any hassles from them when putting a claim through. they take care of the issue fast and i get the money fast also.
American Family
I like that there are multiple ways to get a hold of someone within the company. you can call, email, or even chat online with an agent if need.
Shelter
Only thing i don't like about them is that i have to pay with auto withdraws, i'm not a huge fan of that as i don't even receive a bill or anything and they just take the money. sometimes that can cause a problem and i like to have some records.
Aaa
Person to person customer service is just plain poor in my opinion. The staff just isn't knowledgeable enough to answer a moderate amount of questions I’ve had in the past. I'd be on the phone for an hour or more just to get a straight answer to a question that should be simple to someone that works at the company.
State Farm
There is always someone available who understands and can pick apart my policy and make potential changes if needed. Claims and services are very simple to get to in terms of menus and options. There are multiple ways to handle a situation.
Progressive
They were not helpful during the claims process. We were very much on our own.
Aaa
I like that my policy renews yearly so I do not have to wait on the phone to talk to someone or have to do anything that takes up my time. They take care of it all.
State Farm
Interaction/communication with State Farm Insurance company has been very satisfactory. All dealings with those in their office have been courteous.
State Farm
I have not heard my parents complain about the insurance provider. Since they complain about a lot and are very opinionated people, I take this to be a good thing and assume that my provider is doing a good job.
State Farm
I recommend State Farm because customer service is great. They always check on on you and they try to work with you to get the best quotes for you possible .

Neosho, MO Homeowners Insurance By Home Value

Neosho, MO Home Value Total Homes % of Total Average Neosho, MO Homeowners Insurance
Less than $50,000 551 11.0% $229
$50,000 to $59,999 241 5.0% $487
$60,000 to $69,999 382 8.0% $602
$70,000 to $79,999 417 8.0% $697
$80,000 to $89,999 440 9.0% $793
$90,000 to $99,999 313 6.0% $889
$100,000 to $124,999 680 14.0% $1032
$125,000 to $149,999 516 10.0% $1290
$150,000 to $174,999 472 10.0% $1520
$175,000 to $199,999 244 5.0% $1759
$200,000 to $249,999 257 5.0% $2112
$250,000 to $299,999 120 2.0% $2581
$300,000 to $399,999 79 1.0% $3279

Top Home Insurance Agents Near Neosho, MO

Home Insurance Company Near Neosho, MO Homeowners Insurance Agency Near Neosho, MO Address
Allstate Bill Baker 1409 S Elliott Ave, Aurora, MO, 65605
Farmers Chris Morrow 215 W Daugherty St, Webb City, MO, 64870
Farmers Johnny Starchman 315 Main St, Cassville, MO, 65625
Allstate Kenney Arnold 201 E 3rd St, Carthage, MO, 64836
State Farm Sean Crider 103 Fourth St, Pineville, MO, 64856

Cost Of Homeowners Insurance By Street Near Neosho, MO

Streets in Neosho Area Homeowners Insurance Cost
Cullum Ct, S Lafayette St, Odessa Ln, Naples Ln, Rd 21U, E Sherman St, Rd 4M4, W Notting Hill Dr, Pasadena Ln, Jay Dr$962
Honeysuckle Ln, US Hwy 71 Alt, 4r 4, Hampton Ct, Cardiff Ln, Cherry St, Field Ave, Inari Ln, Colt Ln, N4703 Rd$963
Saginaw Rd, Ingram Ln, Dover Ln, Summit Vw, State Hwy Mm, Zentner Rd, Westberry Sq W, Jonathan Pl, Lizzy Ln, Gazelle Dr$961
Calahan Rd, Gardner-Edgewood Dr, Derby Ln, Gum Rd, School St, Sudberry Ln, N Diane Ct, Rocketdyne Rd, McCracken Ln, 3rd St$964
Sherry Lea Dr, Alma Ln, Rd 23 L, W Cedar St, William H Dr, State Hwy 59, Quick Ln, Della Ln, Timber Crst, Arbor Rd$941
4.7N 7, Cedar Ridge Dr, Knapp Ct, Arrow Rock Ln, N Pennsylvania St, Hershey Dr, Mulberry Rd, Holiday Ln, Queener Farm Rd, S Cole St$959
Aardvark Dr, Nyssa Dr, Cortez Ln, Greenwich Ln, Reinmiller Rd, School St, Terry Pl, Dolphin Dr, Hipoint Ln, Andrea Ln$966
US Hwy 175, Rowan Dr, Butterfield Dr, Reddings Rd, Sherman Ave, Hwy Nn, Helen Ln, N Bobbie Smith St, Ancient Oaks Ln, Hollyberry Ln$981
Newt Dr, Case Ln, E Daugherty Rd, Tiger Rd, Rd 29Q, Rd 8508, Iberia Ln, Rd 31P, Hammer Rd, Co Rd 5$967
Desmond Ln, Chestnut St, Hill-Hall Rd, Arch Ln, Willow Way, Madrid Ln, Varney St, Quimby Ln, N Lafayette St, Deborah Dr$965

Neosho, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Neosho$142 to $144
Newton County$143
Dayton$142
Granby$140

Neosho, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newton County, Missouri $120 $159 $239
Dayton township, Newton County, Missouri $119 $158 $237
Granby township, Newton County, Missouri $117 $156 $234

Neosho, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Neosho, MO8.6%23.9%
Newton County8.08%24.29%
Dayton9.24%23.52%
Granby9.26%27.26%

Neosho Renters Insurance as a Percentage of Rent

Neosho Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 3.0% $353
$200 to $299 49 2.0% $803
$300 to $499 607 32.0% $1253
$500 to $749 800 43.0% $1928
$750 to $999 247 13.0% $2678
$1,000 to $1,499 92 4.0% $3803

Neosho, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Neosho Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Neosho Home Owner from High Deductible Plan $600

Neosho, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Neosho, MO Home Replacement Value MORE than Home Value Neosho, MO Home Replacement Value LESS than Home Value
Replacement Value $134,500 $98,500
Insurance Premium based on Replacement Value $800 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Neosho Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmLiberty Mutual
Monthly Premium 626352
Year Built 200320131969
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$125000-$150000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Neosho, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 295,000 Membrane Roof 4,010 5 $2500-$5000 Deductible 400 4 Fiber-Cement Siding yes
2013 95,000 Tile Roof 1,630 3 $2500-$5000 Deductible 230 9 Wood siding No
1994 105,000 Wood Shake Roof 1,720 3 $1000-$2500 Deductible 60 2 Fiber-Cement Siding yes
2000 220,000 Wood Shake Roof 2,920 5 $5000 to $10,000 Deductible 380 6 Stucco siding No
1997 170,000 Tile Roof 2,910 4 $500- $1000 Deductible 710 10 Stone Siding No
1981 100,000 Slate Shingles Roof 1,630 3 $2500-$5000 Deductible 120 4 Brick siding yes
2010 395,000 Composition Roof 4,990 5 $5000 to $10,000 Deductible 860 7 Stucco siding No
1963 175,000 Composition Roof 2,490 4 $5000 to $10,000 Deductible 380 8 Brick siding yes
1973 150,000 Membrane Roof 1,860 3 $2500-$5000 Deductible 430 10 Stone Siding No
1961 175,000 Shingles Roof 2,350 3 $500 Deductible 110 1 Brick siding yes
1942 290,000 Tile Roof 3,470 5 > $10,000 Deductible 900 12 Brick siding yes
2004 260,000 Metal Roof 3,390 5 $5000 to $10,000 Deductible 300 4 Fiber-Cement Siding yes
1975 165,000 Metal Roof 1,970 3 $1000-$2500 Deductible 260 6 Wood siding yes
2002 145,000 Slate Shingles Roof 1,730 4 $500 Deductible 530 10 Brick siding yes
1992 305,000 Membrane Roof 3,610 5 > $10,000 Deductible 510 7 Wood siding No
1999 270,000 Slate Shingles Roof 3,300 5 $5000 to $10,000 Deductible 850 10 Fiber-Cement Siding No
2009 145,000 Membrane Roof 2,100 4 $500 Deductible 170 3 Brick siding yes
2013 110,000 Shingles Roof 1,900 4 $1000-$2500 Deductible 360 12 Stucco siding yes
2014 270,000 Tile Roof 4,190 5 > $10,000 Deductible 650 8 Brick siding yes
1991 225,000 Shingles Roof 2,830 4 $1000-$2500 Deductible 740 10 Vinyl siding yes
2008 280,000 Tile Roof 4,200 5 > $10,000 Deductible 130 2 Wood siding yes
1986 165,000 Shingles Roof 2,080 3 $500- $1000 Deductible 410 5 Brick siding No
1973 335,000 Wood Shake Roof 3,970 5 > $10,000 Deductible 360 7 Vinyl siding yes
2008 270,000 Metal Roof 4,750 5 $5000 to $10,000 Deductible 240 3 Stone Siding No
2003 170,000 Membrane Roof 2,320 5 $500 Deductible 320 4 Wood siding No
1992 160,000 Shingles Roof 2,140 4 $2500-$5000 Deductible 220 4 Fiber-Cement Siding No
1946 285,000 Wood Shake Roof 4,740 5 > $10,000 Deductible 360 5 Brick siding yes
1998 210,000 Composition Roof 2,440 4 > $10,000 Deductible 40 1 Vinyl siding yes
1991 135,000 Shingles Roof 1,800 3 $500 Deductible 230 5 Stone Siding yes
1970 155,000 Shingles Roof 2,720 5 $5000 to $10,000 Deductible 310 9 Brick siding yes
1967 335,000 Metal Roof 4,330 5 > $10,000 Deductible 240 3 Wood siding yes