Needham Insurance Rates:

Needham, IN homeowners insurance is about $714 to $977, about $59-$81/month. Our exhaustive analysis shows customers can save as much as $338 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Needham, IN Homeowners Insurance By Home Value

Needham, IN Home Value Total Homes % of Total Average Needham, IN Homeowners Insurance
Less than $50,000 91 5.0% $126
$60,000 to $69,999 31 1.0% $329
$80,000 to $89,999 40 2.0% $439
$90,000 to $99,999 118 6.0% $490
$100,000 to $124,999 200 11.0% $566
$125,000 to $149,999 264 14.0% $709
$150,000 to $174,999 304 16.0% $836
$175,000 to $199,999 176 9.0% $963
$200,000 to $249,999 362 20.0% $1166
$250,000 to $299,999 121 6.0% $1419
$300,000 to $399,999 73 4.0% $1808

Top Home Insurance Agents Near Needham, IN

Home Insurance Company Near Needham, IN Homeowners Insurance Agency Near Needham, IN Address
NA Witkemper Insurance Group 9700 Lakeshore Dr. East, Suite A Indianapolis, Carmel, IN, 46280
Travelers Encore Insurance Group Llc 976 STATE ROAD 46 E STE B, BATESVILLE, IN, 47006
Travelers Huntington Insurance Inc 45 N Pennsylvania St, INDIANAPOLIS, IN, 46204
Farmers Jonathan Levine 2250 W 86th St Ste 110, Indianapolis, IN, 46260
Travelers Sorg / Ehrman Insurance Agency, Inc. 1709 North Shadeland Avenue, Indianapolis, IN, 46219

Cost Of Homeowners Insurance By Street Near Needham, IN

Streets in Needham Area Homeowners Insurance Cost
E Jefferson St, Shelby Ave, Co Rd 800 E, S Old US Hwy 31, Upper Shelbyville Rd, Gristmill Dr, Terre Haute St, S Hougham St, S Mauxferry Rd, Urmeyville Rd$836
Baker Rd, E 775 S, Duane St, Hamilton Ave, N Co Rd 400 E, Co Rd 700 E, W Court St, Peachtree Dr, S 600 E, S 537 E$831
N Grant St, E Adams St, Crowell St, Brookfield Cir, Co Rd 150 N, Harbon Dr, Lovers Ln, Grist Mill Dr, Longest Dr, Province St$840
Olympia Dr, Dawn Dr, E 300 S, Weber Ct, Ridge St, Williamsburg Ln, Heather Glen Way, E 175 N, Kentucky St, Overstreet St$840
Carriage Ct, E Greensburg Rd, Colonial Way, Ohio St, Ott St, Archies Ct, Eisenhower Dr, Champ Ulysses St, State St, Jefferson St$820

Needham, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Needham$126 to $129
Johnson County$125
Hendricks$124
Whiteland$123

Needham, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Johnson County, Indiana $104 $139 $208
Hendricks township, Shelby County, Indiana $103 $137 $206
Whiteland town, Indiana $103 $137 $205

Needham, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Needham, IN5.1%16.5%
Johnson County5.31%16.87%
Hendricks5.83%20.39%
Whiteland5.34%15.05%

Needham Renters Insurance as a Percentage of Rent

Needham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 3.0% $332
$200 to $299 26 4.0% $782
$300 to $499 9 1.0% $1232
$500 to $749 116 21.0% $1907
$750 to $999 154 28.0% $2657
$1,000 to $1,499 122 22.0% $3782
$1,500 or more 92 17.0% $5432

Needham, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Needham Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,000
Net Savings to Needham Home Owner from High Deductible Plan $1,200

Needham, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Needham, IN Home Replacement Value MORE than Home Value Needham, IN Home Replacement Value LESS than Home Value
Replacement Value $143,500 $96,000
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Needham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 7510077
Year Built 201019831995
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Needham, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 330,000 Wood Shake Roof 2,900 5 $500 Deductible 1080 7 Stone Siding yes
1996 195,000 Tile Roof 1,960 3 $5000 to $10,000 Deductible 100 2 Stone Siding No
1999 235,000 Slate Shingles Roof 2,040 5 $500 Deductible 610 9 Wood siding No
2012 435,000 Composition Roof 4,600 5 $5000 to $10,000 Deductible 90 1 Wood siding No
2008 330,000 Shingles Roof 3,220 4 $500- $1000 Deductible 280 2 Brick siding yes
1982 265,000 Slate Shingles Roof 2,800 4 $1000-$2500 Deductible 1050 8 Fiber-Cement Siding yes
1998 260,000 Composition Roof 2,420 5 $500- $1000 Deductible 460 5 Brick siding yes
2013 175,000 Slate Shingles Roof 1,950 4 $500 Deductible 440 5 Brick siding yes
2010 290,000 Metal Roof 2,850 5 $1000-$2500 Deductible 740 6 Brick siding No
2014 215,000 Composition Roof 2,280 3 $500 Deductible 410 6 Stone Siding yes
2007 195,000 Slate Shingles Roof 1,750 3 $1000-$2500 Deductible 240 4 Brick siding No
1994 355,000 Metal Roof 3,410 5 > $10,000 Deductible 180 3 Brick siding yes
1941 215,000 Tile Roof 2,340 3 $500- $1000 Deductible 1300 12 Brick siding yes
1941 210,000 Slate Shingles Roof 2,370 3 $500- $1000 Deductible 150 2 Vinyl siding yes
1946 255,000 Composition Roof 3,240 4 > $10,000 Deductible 290 6 Wood siding No
1946 285,000 Asphalt Shingles Roof 3,470 5 $1000-$2500 Deductible 730 12 Brick siding No
1986 210,000 Metal Roof 2,260 4 $5000 to $10,000 Deductible 520 8 Vinyl siding yes
1986 380,000 Shingles Roof 3,280 4 $1000-$2500 Deductible 1670 10 Brick siding No
2010 110,000 Tile Roof 1,380 3 $2500-$5000 Deductible 170 6 Fiber-Cement Siding yes
1942 165,000 Slate Shingles Roof 1,500 3 $500- $1000 Deductible 400 9 Wood siding yes
1984 395,000 Metal Roof 4,550 5 > $10,000 Deductible 460 4 Vinyl siding yes
1984 145,000 Shingles Roof 1,820 5 $2500-$5000 Deductible 140 3 Stone Siding No
1991 135,000 Tile Roof 1,220 3 $2500-$5000 Deductible 80 2 Stucco siding yes
1982 180,000 Tile Roof 1,790 3 $1000-$2500 Deductible 410 7 Stone Siding No
2014 190,000 Shingles Roof 2,390 3 $2500-$5000 Deductible 310 5 Stucco siding yes
1994 160,000 Wood Shake Roof 1,530 3 $500- $1000 Deductible 430 6 Stone Siding No
1943 345,000 Slate Shingles Roof 3,370 4 $500- $1000 Deductible 450 3 Brick siding yes
1981 300,000 Composition Roof 3,520 5 $500 Deductible 610 8 Brick siding yes
1997 340,000 Composition Roof 2,930 5 $5000 to $10,000 Deductible 760 7 Stone Siding yes
1998 260,000 Composition Roof 2,260 4 $1000-$2500 Deductible 470 4 Wood siding yes
1987 335,000 Asphalt Shingles Roof 3,640 5 > $10,000 Deductible 150 2 Stone Siding yes