Navarre Insurance Rates:

Navarre, FL homeowners insurance is nearly $1,009 to $1,373, about $84-$114/month. Our exhaustive guide reveals consumers can save as much as $476 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like how my insurance company was upfront with me from the beginning with quotes. i like how i can reach my insurance company 24 hours a day.
Amica Mutual Insurance
I don't like insurance as a whole. i have owned my home for 11 years. in 11 years, i have never had a claim and yet, my rates keep increasing. when i raise this point yearly, i am always given different excuses as to why. i feel like amica should work harder to keep me as a customer. i would be thrilled to get my yearly rate and see a reduction.
Usaa
Usaa has been there when our family needed them and always treated us kindly, intelligently, and with respect. i really like this company.
State Farm
I shopped around a good bit and found this company to be the cheapest in terms of policy for the same amount of coverage. I also have my auto insurance through this company and have never had a single issue, so decided to keep my business with them.
Geico
We used to have State Farm but ended up switching to Geico after shopping around for rates. Geico gave us the same coverage for far less cost so we are happy.
Usaa
When you call the insurance company you speak to an actual person in the United States. You don't have to select numerous numbers to get to a human being.
Nationwide
I can't think of anything I dislike about the company. Overall their performance and service are levels above anyone else.
Usaa
I love my insurance company. I've had to file a small claim in the past and wasn't stressed out, because I knew they would be there to help me.
Assurant Specialty Property
Based on the limited experience I had with the company, they responded quickly, seemed easy to work with, and had an easy to use website.
Geico
I would rate the company a 4 out 5 because they were usually very responsive and helpful. I only had to wait a couple times to get some issues resolved.
Usaa
I would recommend this company because you get a live person on the phone who answers all your questions. This person also calls back when they can't answer with someone who can.
Citizens Property Insurance
They are terrible. I can't get anyone on the phone when I have a claim and the woman is very rude when speaking to me
State Farm
I have been with State Farm for years and have never had a claim against my home owners insurance. I have had auto claims and the effort by the people in the local office to take care of my issues was outstanding.
Usaa
I would recommend USAA because their insurance rates are better than any I've seen and the quality of the package you get is very good.
Geico
My deductible seems reasonable. It's easy to fit into my budget in the case of an emergency so I don't feel additionally stressed.
Usaa
The experience I had with my insurance company was above what I had expected. They were prompt when returning my calls and answered all of the questions I had. They were able to walk me through the process.
Geico
I am happy with the premium and the deductible; I think that Geico does a good job of being mindful of the property value and adjusts accordingly, and we were able to choose the deductible that works for us.
State Farm
It doesn't offer very much but it is very high price and no creditability.

Navarre, FL Homeowners Insurance By Home Value

Navarre, FL Home Value Total Homes % of Total Average Navarre, FL Homeowners Insurance
Less than $50,000 353 4.0% $142
$50,000 to $59,999 92 1.0% $309
$60,000 to $69,999 215 2.0% $381
$70,000 to $79,999 124 1.0% $440
$90,000 to $99,999 163 2.0% $559
$100,000 to $124,999 553 7.0% $643
$125,000 to $149,999 507 6.0% $809
$150,000 to $174,999 901 11.0% $952
$175,000 to $199,999 1,143 14.0% $1107
$200,000 to $249,999 1,737 22.0% $1333
$250,000 to $299,999 1,217 15.0% $1619
$300,000 to $399,999 704 9.0% $2072

Top Home Insurance Agents Near Navarre, FL

Home Insurance Company Near Navarre, FL Homeowners Insurance Agency Near Navarre, FL Address
State Farm Jennifer Schweikert 423 Racetrack Rd NE, Ft Walton Bch, FL, 32547-3950
Travelers Stastka Insurance Agency P.O. Box 1230 , Robertsdale, AL, 36567
Travelers Steve Baxter Insurance Inc 327 RACETRACK ROAD NE STE A, FORT WALTON BEACH, FL, 32547
State Farm Steve Fifer 1510 Airport Blvd Ste 2, Pensacola, FL, 32504-8639
Allstate Belita Knighten 6171 Pensacola Blvd, Pensacola, FL, 32505

Navarre, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Navarre, FL

Streets in Navarre Area Homeowners Insurance Cost
Duval St, Cam de Real, Tradewinds Dr, Manta Ray Cir, Marlin St, Vonnie Tolbert Rd, Brigaten Ct, Meadow Run Ln, Lightning St, Everglades Dr$1,199
Ridge Rd, Spitfire St, Whispering Pines Blvd, Navarre Sound Cir, Hillary Ln, Juneau Ln, Water St, Sandpebble Cir, Bayou St, Harper Dr$1,186
Gable Lake Rd, Denton St, Eagle Bay Ln, Beechwood Dr, Zoe Cir, Ivalea Cir, Sarena Ct, Burton Cir, Classic Ct, Basswood Dr$1,207
Cll de Cortez, Hartland St, Sunvista Ln, Wheeler Rd, Sea Shark Cir, Olivera St, Camden Dr, Bellemeade Cir, Catline Cir, Ashwood Ave$1,179
Harmony Ln, Sea Vista Ct, Esplanade St E, Charter Cir, Sanctuary Ct, Senate St, Cameron Way, Garden St, San Pedro Plz, Lowery Dr$1,164
Orlando Ave, E Bunker Hill Cir, Mohawk Trl, Median, Barbarosa Rd, Cll de Caballero, Muirfield Dr, Antler Ct, Red Heron Ct, Wilburn Cove$1,189
Sevilla St, Winding Shore Dr, Estate Cir, 3rd St, Dynasty Ln, Paso de Cortez, Codell St, Pleasant Bay Ct, Davis Dr, Co Rd 191D$1,162
Teepee Rd, Clay Cir, Glassport St, Winners Circle Dr, 2nd St, Abercrombie Rd, Blue Bay Ct, Champagne Ave, Pleasant Point Cir, Blue Jay Dr$1,202
Cowen Rd, Jasmine Cir, Wells Beach Rd, Redford St, Flamingo Ln, James M Harvell Rd, Stormy Cir, Green Three Rd, Starfish Cv, Indigo St$1,207
Amarillo Trl, Lexi Cir, Creeks Edge Ln, Barrancas St, Sea Gate Dr, Tulip Cir, Betty Ln, Church St, Pine Lily Ct, Crescent Wood Rd$1,181

Navarre, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Navarre$177 to $179
Navarre Beach$194
Holley$173
Holley-Navarre$178

Navarre, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Navarre Beach CDP, Florida $194 $259 $389
Holley CDP, Florida $173 $230 $345
Holley-Navarre CCD, Santa Rosa County, Florida $179 $238 $357

Navarre, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Navarre, FL5.9%20.1%
Navarre Beach3.38%12.72%
Holley6.42%37.71%
Holley-Navarre5.91%20.7%

Navarre Renters Insurance as a Percentage of Rent

Navarre Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 66 2.0% $1231
$500 to $749 364 11.0% $1906
$750 to $999 735 23.0% $2656
$1,000 to $1,499 941 30.0% $3781
$1,500 or more 979 31.0% $5431

Average Cost Of Home Insurance By Company In Areas Nearby Navarre For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $2,957
150,000 27 NO Castle Key Indemnity Company Insurance $3,474
150,000 27 NO Tower Hill Select Insurance $2,866
150,000 27 YES American Traditions Insurance $1,351
150,000 27 YES First Protective Insurance $1,079
150,000 27 YES United Property & Casualty Insurance $1,007
300,000 12 NA Florida Family Insurance $3,492

Navarre, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$9,700
Yearly Navarre Homeowner Insurance Premium Example $8,500$7,000
Out of Pocket Expense During Claim$700$9,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $60,200$58,700
Net Savings to Navarre Home Owner from High Deductible Plan $1,500

Navarre, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Navarre, FL Home Replacement Value MORE than Home Value Navarre, FL Home Replacement Value LESS than Home Value
Replacement Value $243,000 $177,000
Insurance Premium based on Replacement Value $4,125 $3,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $500/year

Example Navarre Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualGEICO Insurance
Monthly Premium 210589377
Year Built 200319962013
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$300000-$350000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Navarre, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 200,000 Slate Shingles Roof 1,630 4 $5000 to $10,000 Deductible 280 1 Vinyl siding yes
1997 185,000 Tile Roof 1,580 3 $1000-$2500 Deductible 240 1 Brick siding yes
1993 240,000 Asphalt Shingles Roof 2,300 3 $1000-$2500 Deductible 4600 12 Brick siding yes
2004 185,000 Composition Roof 1,700 4 $5000 to $10,000 Deductible 1850 8 Vinyl siding No
2008 430,000 Slate Shingles Roof 3,950 5 > $10,000 Deductible 3190 12 Wood siding yes
2007 250,000 Composition Roof 2,290 4 $5000 to $10,000 Deductible 2420 7 Stone Siding No
2003 220,000 Wood Shake Roof 1,660 3 $500- $1000 Deductible 340 1 Wood siding No
2007 260,000 Composition Roof 2,870 4 $5000 to $10,000 Deductible 1950 8 Brick siding No
1993 155,000 Asphalt Shingles Roof 1,640 5 $1000-$2500 Deductible 1520 6 Vinyl siding No
2004 185,000 Shingles Roof 1,800 5 $500- $1000 Deductible 3290 10 Stucco siding yes
2006 310,000 Tile Roof 3,190 4 $5000 to $10,000 Deductible 1360 4 Wood siding No
1996 355,000 Wood Shake Roof 2,750 5 > $10,000 Deductible 2290 7 Wood siding yes
2012 365,000 Shingles Roof 3,010 4 > $10,000 Deductible 2970 8 Stucco siding No
2002 415,000 Shingles Roof 4,360 5 $500 Deductible 1460 2 Vinyl siding No
2004 220,000 Slate Shingles Roof 1,880 4 $5000 to $10,000 Deductible 1670 7 Stone Siding No
1991 200,000 Composition Roof 2,200 4 $500 Deductible 600 2 Stucco siding yes
2001 205,000 Slate Shingles Roof 1,630 5 $500 Deductible 1050 3 Brick siding yes
2012 310,000 Composition Roof 2,850 4 $500- $1000 Deductible 4980 10 Vinyl siding yes
2000 225,000 Asphalt Shingles Roof 1,860 3 > $10,000 Deductible 2250 10 Brick siding No
2010 225,000 Composition Roof 1,910 5 $500 Deductible 2980 10 Vinyl siding No
1997 180,000 Wood Shake Roof 1,810 3 $500 Deductible 610 2 Fiber-Cement Siding yes
1996 215,000 Wood Shake Roof 1,870 3 $2500-$5000 Deductible 1770 5 Vinyl siding No
2008 400,000 Tile Roof 3,920 5 $500- $1000 Deductible 4350 9 Stone Siding yes
2014 240,000 Slate Shingles Roof 1,800 4 $2500-$5000 Deductible 700 2 Stone Siding No
2007 605,000 Shingles Roof 4,900 5 $500- $1000 Deductible 3460 5 Vinyl siding No
2010 195,000 Shingles Roof 1,590 3 $500- $1000 Deductible 330 1 Fiber-Cement Siding No
2014 390,000 Slate Shingles Roof 3,170 4 > $10,000 Deductible 1910 6 Stone Siding No
2002 225,000 Composition Roof 2,020 4 $500- $1000 Deductible 1110 3 Stone Siding yes
1999 260,000 Asphalt Shingles Roof 2,400 3 $1000-$2500 Deductible 3000 12 Stucco siding No
2009 555,000 Composition Roof 4,660 5 $500 Deductible 14810 12 Brick siding yes
1995 330,000 Tile Roof 2,750 4 > $10,000 Deductible 1900 7 Stucco siding yes
2014 290,000 Metal Roof 2,580 5 $500 Deductible 2650 5 Wood siding No
2013 245,000 Wood Shake Roof 1,930 3 $500- $1000 Deductible 4130 10 Vinyl siding yes
2000 200,000 Wood Shake Roof 1,940 4 $500- $1000 Deductible 940 4 Stucco siding No

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