Naugatuck Insurance Rates:

Naugatuck, CT homeowners insurance is about $715 to $973, about $59-$81/month. Our extensive guide reveals consumers can save upto $338 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
One time we had a small claim question about our backyard pool, and it was quick and easy to get in touch with them and get the answer we were looking for. i remember that the phone agent was friendly and seemed like she knew her stuff.
State Farm
The easiest negative about my insurance was that i have to pay so much for it whether i need it or not, but that would be the case with any company.
American Modern Insurance
It is easily accessible, which means you can pay online with easy enrollment steps and easy to understand. there is only for steps.
Liberty Mutual
Overall, IÃḃ€™m very satisfied with liberty mutual. They keep up with technology but also offer that old school touch and I feel like if I ever need anything on any of my policies they are there to help.
Aaa
The website of the company looks very much professional and attractive. The claim settlement procedure of the company is fast. I had a good experience while dealing with the customer service executives and they answer all questions promptly.
State Farm
state farm website is easy to understand and have many things to read about to inform you about that many great offers they have
Allstate
I like the customer service because they actually seem like they care and want to be as helpful as they can to make me feel comfortable with our choice.
Allstate
I've been with them for 21 years since I bought my home. The premium does not seem outrageous to me, although I am aggravated that it went up so much after my last claim. However, their customer service and claim processing keep me loyal to them.

Naugatuck, CT Homeowners Insurance By Home Value

Naugatuck, CT Home Value Total Homes % of Total Average Naugatuck, CT Homeowners Insurance
Less than $50,000 210 2.0% $92
$50,000 to $59,999 132 1.0% $202
$90,000 to $99,999 144 1.0% $380
$100,000 to $124,999 592 7.0% $439
$125,000 to $149,999 566 7.0% $549
$150,000 to $174,999 1,005 12.0% $642
$175,000 to $199,999 1,041 13.0% $743
$200,000 to $249,999 1,905 23.0% $895
$250,000 to $299,999 1,274 15.0% $1098
$300,000 to $399,999 932 11.0% $1394

Top Home Insurance Agents Near Naugatuck, CT

Home Insurance Company Near Naugatuck, CT Homeowners Insurance Agency Near Naugatuck, CT Address
NA Greenlawn Insurance Agency Inc. 91 Broadway Ste 9, Greenlawn, NY, 11740
NA Delong Associates, Inc. 157 Timrod Trail , Glastonbury, CT, 6033
Liberty Mutual Independent Mather & Pitts Insurance Inc 46 Plains Rd., Unit 31 , Essex, CT, 6426
Travelers The Guion Agency Inc 23 Tompkins Ave, Pleasantville, NY, 10570
Travelers The Hack Agency Inc 280 NORTH BEDFORD ROAD SUITE 306, MT KISCO, NY, 10549

Cost Of Homeowners Insurance By Street Near Naugatuck, CT

Streets in Naugatuck Area Homeowners Insurance Cost
Westover Dr, Horton Hill Rd, Evening Star Dr, Mallane Ln, Sliver Ridge Ln, Visconti Dr, Deepwood Rd, Albion St, Linda Ct, Bowman Dr$844
Beacon Valley Rd 2, Shirley St, Marc St, Red Robin Rd, Sharon Ave, Rubber Ave, Sande Ave, Neville St, Schenk Ln, Tawny Thrush Rd$843
Woodbine St, Corn Tassle Rd, Tudor Ln, Cardinal Ln, Hill Rd, Stonefence Rd, Alison Ave, Kent St, Meadow Lark Rd, Naugatuck Dr$845
Lines Hill St, Moonlight Cir, Cold Spring Cir, Alma St, Carolyn Cir, Siefen St, Osborn Rd, Barn Finch Ct, Damson Ln, Miller Dr$836
Wisteria Dr, Hotchkiss St, Winslow Ct, Snow Crystal Rd, Beardsley Ave, Bob White Cir, Dunican Ave, Lines Hill St Exd, Coventry Ln, Craig Cir$843

Naugatuck, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Naugatuck$126 to $129
Beacon Falls$129
Prospect$131
Middlebury$134

Naugatuck, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beacon Falls town, New Haven County, Connecticut $108 $143 $215
Prospect town, New Haven County, Connecticut $109 $145 $218
Middlebury town, New Haven County, Connecticut $112 $149 $223

Naugatuck, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Naugatuck, CT3.8%8.9%
Beacon Falls3.73%9.32%
Prospect3.42%9.58%
Middlebury2.96%7.48%

Naugatuck Renters Insurance as a Percentage of Rent

Naugatuck Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 413 11.0% $1244
$500 to $749 566 15.0% $1919
$750 to $999 1,027 27.0% $2669
$1,000 to $1,499 1,425 38.0% $3794
$1,500 or more 222 6.0% $5444

Naugatuck, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Naugatuck Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,500$12,000
Net Savings to Naugatuck Home Owner from High Deductible Plan $500

Naugatuck, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Naugatuck, CT Home Replacement Value MORE than Home Value Naugatuck, CT Home Replacement Value LESS than Home Value
Replacement Value $269,500 $177,000
Insurance Premium based on Replacement Value $2,425 $1,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $400/year

Example Naugatuck Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersFarmers Insurance
Monthly Premium 85242177
Year Built 196019861973
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$350000-$400000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Naugatuck, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 145,000 Composition Roof 1,230 3 $2500-$5000 Deductible 200 2 Wood siding No
1984 345,000 Composition Roof 2,580 5 $1000-$2500 Deductible 2450 12 Fiber-Cement Siding yes
1944 550,000 Shingles Roof 4,030 5 $1000-$2500 Deductible 960 3 Wood siding No
1967 295,000 Membrane Roof 2,280 4 $1000-$2500 Deductible 310 2 Fiber-Cement Siding No
1944 205,000 Wood Shake Roof 1,660 4 $2500-$5000 Deductible 1060 8 Wood siding yes
1994 510,000 Composition Roof 4,240 5 $500 Deductible 2440 6 Wood siding yes
1960 210,000 Shingles Roof 1,890 4 $2500-$5000 Deductible 520 3 Wood siding yes
1996 525,000 Membrane Roof 4,740 5 $1000-$2500 Deductible 750 3 Brick siding yes
1989 450,000 Wood Shake Roof 3,900 5 $2500-$5000 Deductible 1860 5 Wood siding yes
1978 270,000 Wood Shake Roof 2,220 3 > $10,000 Deductible 900 7 Stucco siding No
1971 215,000 Slate Shingles Roof 1,710 3 $500- $1000 Deductible 780 5 Stone Siding No
1989 195,000 Asphalt Shingles Roof 1,500 3 $500- $1000 Deductible 1190 10 Wood siding yes
1940 150,000 Membrane Roof 1,430 3 $5000 to $10,000 Deductible 560 6 Stucco siding yes
1942 200,000 Slate Shingles Roof 1,620 5 $500 Deductible 900 7 Stone Siding No
1945 235,000 Membrane Roof 1,760 3 $1000-$2500 Deductible 310 2 Vinyl siding yes
1948 615,000 Shingles Roof 4,420 5 $5000 to $10,000 Deductible 910 3 Wood siding No
1965 190,000 Asphalt Shingles Roof 1,890 3 $500 Deductible 1760 9 Fiber-Cement Siding yes
1943 415,000 Wood Shake Roof 4,380 5 $1000-$2500 Deductible 730 2 Stucco siding No
1962 340,000 Wood Shake Roof 3,480 5 $5000 to $10,000 Deductible 1580 12 Wood siding No
1960 255,000 Metal Roof 2,750 4 $500 Deductible 1390 6 Wood siding yes
1967 205,000 Shingles Roof 2,070 4 > $10,000 Deductible 780 8 Stone Siding yes
1940 265,000 Tile Roof 2,080 3 $500 Deductible 370 2 Wood siding yes
1972 390,000 Tile Roof 2,990 4 $1000-$2500 Deductible 2910 8 Stucco siding yes
1991 210,000 Composition Roof 2,110 4 $5000 to $10,000 Deductible 830 8 Stucco siding yes