Naugatuck, CT homeowners insurance is about $715 to $973, about $59-$81/month. Our extensive guide reveals consumers can save upto $338 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Naugatuck, CT | Homeowners Insurance Agency Near Naugatuck, CT | Address |
|---|---|---|
| Liberty Mutual Independent | Mather & Pitts Insurance Inc | 46 Plains Rd., Unit 31 , Essex, CT, 6426 |
| Travelers | The Guion Agency Inc | 23 Tompkins Ave, Pleasantville, NY, 10570 |
| Travelers | The Hack Agency Inc | 280 NORTH BEDFORD ROAD SUITE 306, MT KISCO, NY, 10549 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Beacon Falls town, New Haven County, Connecticut | $108 | $143 | $215 |
| Prospect town, New Haven County, Connecticut | $109 | $145 | $218 |
| Middlebury town, New Haven County, Connecticut | $112 | $149 | $223 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Naugatuck, CT | 3.8% | 8.9% |
| Beacon Falls | 3.73% | 9.32% |
| Prospect | 3.42% | 9.58% |
| Middlebury | 2.96% | 7.48% |
| Naugatuck Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 413 | 11.0% | $1244 |
| $500 to $749 | 566 | 15.0% | $1919 |
| $750 to $999 | 1,027 | 27.0% | $2669 |
| $1,000 to $1,499 | 1,425 | 38.0% | $3794 |
| $1,500 or more | 222 | 6.0% | $5444 |
| Streets in Naugatuck Area | Homeowners Insurance Cost |
|---|---|
| Westover Dr, Horton Hill Rd, Evening Star Dr, Mallane Ln, Sliver Ridge Ln, Visconti Dr, Deepwood Rd, Albion St, Linda Ct, Bowman Dr | $844 |
| Beacon Valley Rd 2, Shirley St, Marc St, Red Robin Rd, Sharon Ave, Rubber Ave, Sande Ave, Neville St, Schenk Ln, Tawny Thrush Rd | $843 |
| Woodbine St, Corn Tassle Rd, Tudor Ln, Cardinal Ln, Hill Rd, Stonefence Rd, Alison Ave, Kent St, Meadow Lark Rd, Naugatuck Dr | $845 |
| Lines Hill St, Moonlight Cir, Cold Spring Cir, Alma St, Carolyn Cir, Siefen St, Osborn Rd, Barn Finch Ct, Damson Ln, Miller Dr | $836 |
| Wisteria Dr, Hotchkiss St, Winslow Ct, Snow Crystal Rd, Beardsley Ave, Bob White Cir, Dunican Ave, Lines Hill St Exd, Coventry Ln, Craig Cir | $843 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Naugatuck | $126 to $129 |
| Beacon Falls | $129 |
| Prospect | $131 |
| Middlebury | $134 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $4,300 |
| Yearly Naugatuck Homeowner Insurance Premium Example | $1,600 | $1,100 |
| Out of Pocket Expense During Claim | $1,300 | $4,300 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $12,500 | $12,000 |
| Net Savings to Naugatuck Home Owner from High Deductible Plan | $500 | |
| Scenario | Naugatuck, CT Home Replacement Value MORE than Home Value | Naugatuck, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $269,500 | $177,000 |
| Insurance Premium based on Replacement Value | $2,425 | $1,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $44,000 | Risk Exposure from Under Insuring Coverage is $48,500 |
| Premium Impact | Insurance cheaper by $425/year | Insurance costlier by $400/year |
| Insurance Company | Liberty Mutual | Travelers | Farmers Insurance |
| Monthly Premium | 85 | 242 | 177 |
| Year Built | 1960 | 1986 | 1973 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $350000-$400000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |