Natchitoches, LA homeowners insurance is roughly $1,054 to $1,435, about $87-$119/month. Our exhaustive analysis reveals consumers can save as much as $498 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Natchitoches, LA | Homeowners Insurance Agency Near Natchitoches, LA | Address |
|---|---|---|
| Travelers | Wimberly Agency Inc | 2566 MILL STREET, RINGGOLD, LA, 71068 |
| Allstate | Janell Robinson | 2913 Jackson St, Alexandria, LA, 71301 |
| State Farm | Laurinda Crenshaw | 609 West Court Street, Winnfield, LA, 71483-2633 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Vienna Bend CDP, Louisiana | $156 | $208 | $312 |
| Natchez village, Louisiana | $150 | $200 | $300 |
| Point Place CDP, Louisiana | $156 | $207 | $311 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Natchitoches, LA | 10.5% | 35.3% |
| Vienna Bend | 8.2% | 33.66% |
| Natchez | 13.07% | 28.89% |
| Point Place | 10.28% | 30.7% |
| Natchitoches Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 144 | 2.0% | $365 |
| $200 to $299 | 423 | 8.0% | $815 |
| $300 to $499 | 1,270 | 24.0% | $1265 |
| $500 to $749 | 1,791 | 33.0% | $1940 |
| $750 to $999 | 1,135 | 21.0% | $2690 |
| $1,000 to $1,499 | 437 | 8.0% | $3815 |
| $1,500 or more | 79 | 1.0% | $5465 |
| Streets in Natchitoches Area | Homeowners Insurance Cost |
|---|---|
| Tarlton Dr, Parish Rd 751, Parish Rd 907, Vienna Bend Dr, Nelson Rd, Ella Davis Rd, State Rte 6(Bus), Saint Denis Ave, Bethany Rd, Wardell St | $1,238 |
| Cunningham Camp, Chaplin Loop, Parish Rd 526, Jack Crosby Rd, Douglas Dr, Laird Fletcher Rd, Parish Rd 443, Parish Rd 405, Parish Rd 305, Cedar Bend Rd | $1,238 |
| Parish Rd 729, Bob Rachal Rd, S 2nd St, State Rte 1225, Parish Rd 343, Stoner St, Roy Frederick Rd, Parish Rd 331, Dogwood Park Rd, Kees Rd | $1,213 |
| Poete St, Parish Rd 711, Parish Rd 300A, Ben Dr, R D Ray Rd, Parish Rd 556A, Adrian Berry Rd, Ed Kent Rd, Jewella St, Marie St | $1,238 |
| Boone Rd, Miller Dr, Parish Rd 501, Parish Rd 736, Parish Rd 648, Robinson St, Lower 5th St, Parish Rd 562, Lucile St, Mill St | $1,259 |
| Vail Donald Rd, Ronnie McAllister Rd, Parish Rd 905, State Rte 478, Wilkerson Rd, Briarwood Preserve Rd, Florida St, Crow Rd, Bennett Loop, McPhearson Rd | $1,242 |
| Margaret Ln, Brickyard Rd, Valco Rachal Rd, State Rte 3175, State Rte 3163, Wc Jones Rd, Dawne Rd, Parish Rd 327, Shady Ln, Miller Farm Rd | $1,225 |
| Blanchard Rd, Erdis Freeman Rd, Kemp St, Harlan Smith Rd, Rex Waterwell Rd, Parish Rd 407, Mt Olive Church Rd, Winn Rd, Parish Rd 628A, Parish Rd 628 | $1,252 |
| Bonnette St, Edwina Dr, Felise Lacaze Rd, Nid Aigie Rd, Gary Wise Rd, Roy Tobin Rd, Ellen St, Pine St, Everett Haire Rd, Parish Rd 449 | $1,239 |
| Lee St, Trichel Camp Rd, Fish Hatchery Rd, Provencal Vowell Mills Rd, Rhodes Rd, King Hill Rd, Parish Rd 221, Little Eva Rd, Parish Rd 214, William Wooley | $1,216 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Natchitoches | $186 to $189 |
| Vienna Bend | $187 |
| Natchez | $180 |
| Point Place | $186 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $200,000 | $100,000 | brick veneer | 10-year | Ace Ins Co Of The Midwest | $2839 |
| $200,000 | $100,000 | brick veneer | 10-year | Access Home Ins Co (Preferred) | $3562 |
| $400,000 | $200,000 | brick veneer | 1-year | Encompass Ins Co Of America | $4218 |
| $200,000 | $100,000 | brick veneer | 10-year | Family Security Ins Co | $2215 |
| $200,000 | $100,000 | brick veneer | 10-year | Homesite Ins Co | $4137 |
| $100,000 | $50,000 | brick veneer | 25-year | Lm Ins Corp | $2893 |
| $200,000 | $100,000 | brick veneer | 10-year | Liberty Mutual Fire Ins Co | $4951 |
| $200,000 | $100,000 | brick veneer | 10-year | Praetorian Ins Co | $3029 |
| $100,000 | $50,000 | brick veneer | 25-year | United Services Automobile Association | $1575 |
| $100,000 | $50,000 | brick veneer | 25-year | Unitrin Auto & Home Ins Co | $2226 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $4,600 |
| Yearly Natchitoches Homeowner Insurance Premium Example | $1,200 | $700 |
| Out of Pocket Expense During Claim | $1,600 | $4,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,000 | $9,500 |
| Net Savings to Natchitoches Home Owner from High Deductible Plan | $500 | |
| Scenario | Natchitoches, LA Home Replacement Value MORE than Home Value | Natchitoches, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $61,500 | $48,500 |
| Insurance Premium based on Replacement Value | $975 | $750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $7,500 | Risk Exposure from Under Insuring Coverage is $5,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | Allstate |
| Monthly Premium | 87 | 211 | 111 |
| Year Built | 2007 | 1982 | 1992 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $75000-$100000 | $150000-$175000 | $125000-$150000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $2500-$5000 Deductible |