Natchitoches Insurance Rates:

Natchitoches, LA homeowners insurance is roughly $1,054 to $1,435, about $87-$119/month. Our exhaustive analysis reveals consumers can save as much as $498 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
The agent calls me once a year around the time i originally started the policy to ask if i am happy and if i have any questions or concerns. he is very friendly and offers to come to my home if i would like to discuss policy changes.
Aaa
Customer service has always been top notch. no matter who i talk to i feel like they really care about the issues i have.
Liberty Mutual
They are probably offering a below average premium but above average customer service and I don't worry about my home insurance I know I'm covered and I can afford it.
State Farm
The insurance broker is very friendly and very knowledgeable. I have never had any issue contacting them and getting a quick, friendly, and knowledgeable response.
State Farm
There are very few things I dislike about this company so it is hard for me to discuss this eloquently in the form provided below,
Allstate
It was easy and I had an associate who helped me all thru the way

Natchitoches, LA Homeowners Insurance By Home Value

Natchitoches, LA Home Value Total Homes % of Total Average Natchitoches, LA Homeowners Insurance
Less than $50,000 2,310 26.0% $323
$50,000 to $59,999 610 6.0% $684
$60,000 to $69,999 316 3.0% $846
$70,000 to $79,999 581 6.0% $983
$80,000 to $89,999 577 6.0% $1108
$90,000 to $99,999 332 3.0% $1245
$100,000 to $124,999 938 10.0% $1444
$125,000 to $149,999 600 6.0% $1805
$150,000 to $174,999 795 9.0% $2128
$175,000 to $199,999 420 4.0% $2465
$200,000 to $249,999 533 6.0% $2963
$250,000 to $299,999 429 4.0% $3622
$300,000 to $399,999 312 3.0% $4606

Top Home Insurance Agents Near Natchitoches, LA

Home Insurance Company Near Natchitoches, LA Homeowners Insurance Agency Near Natchitoches, LA Address
NA Wright & Percy Insurance A Division Of Bancorpsouth Insurance Services, Inc 4501 Jackson St Ext Ste D, Alexandria, LA, 71303
NA Central Insurers Llc 3125 Hwy. 28 E, Pineville, LA, 71360
Allstate Janell Robinson 2913 Jackson St, Alexandria, LA, 71301
State Farm Laurinda Crenshaw 609 West Court Street, Winnfield, LA, 71483-2633
Travelers Wimberly Agency Inc 2566 MILL STREET, RINGGOLD, LA, 71068

Natchitoches, LA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Natchitoches, LA

Streets in Natchitoches Area Homeowners Insurance Cost
Tarlton Dr, Parish Rd 751, Parish Rd 907, Vienna Bend Dr, Nelson Rd, Ella Davis Rd, State Rte 6(Bus), Saint Denis Ave, Bethany Rd, Wardell St$1,238
Cunningham Camp, Chaplin Loop, Parish Rd 526, Jack Crosby Rd, Douglas Dr, Laird Fletcher Rd, Parish Rd 443, Parish Rd 405, Parish Rd 305, Cedar Bend Rd$1,238
Parish Rd 729, Bob Rachal Rd, S 2nd St, State Rte 1225, Parish Rd 343, Stoner St, Roy Frederick Rd, Parish Rd 331, Dogwood Park Rd, Kees Rd$1,213
Poete St, Parish Rd 711, Parish Rd 300A, Ben Dr, R D Ray Rd, Parish Rd 556A, Adrian Berry Rd, Ed Kent Rd, Jewella St, Marie St$1,238
Boone Rd, Miller Dr, Parish Rd 501, Parish Rd 736, Parish Rd 648, Robinson St, Lower 5th St, Parish Rd 562, Lucile St, Mill St$1,259
Vail Donald Rd, Ronnie McAllister Rd, Parish Rd 905, State Rte 478, Wilkerson Rd, Briarwood Preserve Rd, Florida St, Crow Rd, Bennett Loop, McPhearson Rd$1,242
Margaret Ln, Brickyard Rd, Valco Rachal Rd, State Rte 3175, State Rte 3163, Wc Jones Rd, Dawne Rd, Parish Rd 327, Shady Ln, Miller Farm Rd$1,225
Blanchard Rd, Erdis Freeman Rd, Kemp St, Harlan Smith Rd, Rex Waterwell Rd, Parish Rd 407, Mt Olive Church Rd, Winn Rd, Parish Rd 628A, Parish Rd 628$1,252
Bonnette St, Edwina Dr, Felise Lacaze Rd, Nid Aigie Rd, Gary Wise Rd, Roy Tobin Rd, Ellen St, Pine St, Everett Haire Rd, Parish Rd 449$1,239
Lee St, Trichel Camp Rd, Fish Hatchery Rd, Provencal Vowell Mills Rd, Rhodes Rd, King Hill Rd, Parish Rd 221, Little Eva Rd, Parish Rd 214, William Wooley$1,216

Natchitoches, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Natchitoches$186 to $189
Vienna Bend$187
Natchez$180
Point Place$186

Natchitoches, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vienna Bend CDP, Louisiana $156 $208 $312
Natchez village, Louisiana $150 $200 $300
Point Place CDP, Louisiana $156 $207 $311

Natchitoches, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Natchitoches, LA10.5%35.3%
Vienna Bend8.2%33.66%
Natchez13.07%28.89%
Point Place10.28%30.7%

Natchitoches Renters Insurance as a Percentage of Rent

Natchitoches Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 144 2.0% $365
$200 to $299 423 8.0% $815
$300 to $499 1,270 24.0% $1265
$500 to $749 1,791 33.0% $1940
$750 to $999 1,135 21.0% $2690
$1,000 to $1,499 437 8.0% $3815
$1,500 or more 79 1.0% $5465

Average Cost Of Home Insurance By Company In Areas Nearby Natchitoches For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Ace Ins Co Of The Midwest $2839
$200,000 $100,000 brick veneer 10-year Access Home Ins Co (Preferred) $3562
$400,000 $200,000 brick veneer 1-year Encompass Ins Co Of America $4218
$200,000 $100,000 brick veneer 10-year Family Security Ins Co $2215
$200,000 $100,000 brick veneer 10-year Homesite Ins Co $4137
$100,000 $50,000 brick veneer 25-year Lm Ins Corp $2893
$200,000 $100,000 brick veneer 10-year Liberty Mutual Fire Ins Co $4951
$200,000 $100,000 brick veneer 10-year Praetorian Ins Co $3029
$100,000 $50,000 brick veneer 25-year United Services Automobile Association $1575
$100,000 $50,000 brick veneer 25-year Unitrin Auto & Home Ins Co $2226

Natchitoches, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Natchitoches Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,000$9,500
Net Savings to Natchitoches Home Owner from High Deductible Plan $500

Natchitoches, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Natchitoches, LA Home Replacement Value MORE than Home Value Natchitoches, LA Home Replacement Value LESS than Home Value
Replacement Value $61,500 $48,500
Insurance Premium based on Replacement Value $975 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,500 Risk Exposure from Under Insuring Coverage is $5,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Natchitoches Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualAllstate
Monthly Premium 87211111
Year Built 200719821992
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$150000-$175000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Natchitoches, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 100,000 Membrane Roof 1,610 3 $2500-$5000 Deductible 1260 12 Vinyl siding yes
1986 240,000 Membrane Roof 3,100 4 $500- $1000 Deductible 4490 12 Brick siding No
2000 340,000 Shingles Roof 4,920 5 $500 Deductible 3430 7 Vinyl siding No
2007 320,000 Metal Roof 4,150 5 $500- $1000 Deductible 3660 9 Brick siding yes
1985 75,000 Membrane Roof 1,370 3 $500 Deductible 130 1 Stucco siding yes
1976 300,000 Slate Shingles Roof 4,310 5 $500 Deductible 920 2 Fiber-Cement Siding No
2000 200,000 Tile Roof 2,650 4 $500 Deductible 540 2 Vinyl siding yes
1983 215,000 Slate Shingles Roof 2,920 4 $500 Deductible 270 1 Wood siding yes
1989 140,000 Membrane Roof 2,010 5 $500- $1000 Deductible 1300 8 Stucco siding yes
2009 90,000 Composition Roof 1,620 3 $500 Deductible 710 4 Vinyl siding No
2014 165,000 Slate Shingles Roof 2,150 4 $1000-$2500 Deductible 1960 9 Brick siding yes
2009 190,000 Tile Roof 2,490 4 $5000 to $10,000 Deductible 320 2 Stucco siding No
2011 120,000 Shingles Roof 1,670 4 $500- $1000 Deductible 360 2 Stone Siding yes
1984 250,000 Slate Shingles Roof 3,760 5 > $10,000 Deductible 890 6 Stucco siding No
2001 270,000 Shingles Roof 3,390 4 > $10,000 Deductible 450 3 Wood siding yes
1971 115,000 Membrane Roof 1,820 3 $500 Deductible 1440 9 Wood siding yes
1988 165,000 Membrane Roof 2,190 3 $2500-$5000 Deductible 360 2 Stone Siding yes
1970 250,000 Composition Roof 3,260 5 > $10,000 Deductible 1420 8 Brick siding No
1987 140,000 Membrane Roof 1,760 3 $2500-$5000 Deductible 1160 7 Stone Siding yes
2000 165,000 Slate Shingles Roof 2,310 3 $500 Deductible 870 3 Stone Siding yes
1990 130,000 Composition Roof 2,280 3 $2500-$5000 Deductible 640 6 Stucco siding No
1984 180,000 Composition Roof 3,080 4 $500- $1000 Deductible 1930 9 Vinyl siding yes
1990 150,000 Tile Roof 2,110 4 $2500-$5000 Deductible 530 3 Stucco siding No
1973 115,000 Tile Roof 1,590 3 $2500-$5000 Deductible 320 2 Brick siding yes
1995 210,000 Asphalt Shingles Roof 3,220 4 > $10,000 Deductible 1360 9 Fiber-Cement Siding No
1977 125,000 Metal Roof 1,750 3 $500- $1000 Deductible 890 6 Stone Siding No
2013 120,000 Shingles Roof 1,830 3 $500 Deductible 410 3 Vinyl siding No
2012 145,000 Tile Roof 2,620 5 $1000-$2500 Deductible 2100 10 Stucco siding yes
2011 110,000 Metal Roof 1,730 4 $500- $1000 Deductible 820 7 Fiber-Cement Siding yes
1991 120,000 Shingles Roof 1,860 3 $2500-$5000 Deductible 860 8 Stone Siding yes
2006 160,000 Membrane Roof 2,260 4 $500 Deductible 1060 6 Fiber-Cement Siding yes
1970 180,000 Tile Roof 2,330 3 $500- $1000 Deductible 960 4 Wood siding yes
1983 110,000 Slate Shingles Roof 1,730 4 $500- $1000 Deductible 950 7 Fiber-Cement Siding No
1987 95,000 Asphalt Shingles Roof 1,640 3 $500- $1000 Deductible 1280 9 Fiber-Cement Siding yes

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