Nassau County, NY Home Insurance - Analysis On Quotes, Rates & Agents
Nassau County Insurance Rates:
Nassau County, NY homeowners insurance is about $561 to $759, about $46-$63/month. Our extensive analysis reveals consumers can save as much as $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Average Cost of Homeowners Insurance in Nassau County, NY
The average price of homeowners insurance in Nassau County, NY, is $2247. A standard homeowners insurance in Nassau County covers damages from perils such as theft, fire, or vandalism, but it does not cover damage due to earthquakes, floods, or storms. Homeowners have to take a separate insurance policy that covers these disasters.
Therefore, it is of utmost importance to protect your assets by availing of homeowners insurance in Nassau County, NY. Homeowners must choose the right type of insurance policy that meets their coverage requirements. Home insurance rate in Nassau County, New York, may vary from one company to another. Here are a few tips which can help you get a discount on home insurance in Nassau County, NY.
a. Multi-Policy insurance
With multi-policy insurance, you can bundle your home and auto coverage. Homeowners receive a discounted rate if they purchase homeowners and auto insurance from one insurance company. Multi-policy discounts may vary depending on the state and the individual insurance company. In Nassau County, NY, after bundling, homeowners can avail of home insurance in Nassau County, NY, for $1932.42.
b. Safety features
Insurance companies appreciate homeowners who actively protect their homes by installing safety features in their homes. Keep your home insurance provider notified of updates you make to your electrical and safety systems. Recent upgrades often result in lower home insurance rates in Nassau County. For example, homes equipped with smoke detectors and sprinkler systems pay $1954.89 and $1999.83 on home insurance in Nassau County, NY.
c. Claims history
One method to build up a no-claims discount on your home insurance policy is to avoid creating any claims. The longer you go without claiming insurance, the bigger the bonus you can get on homeowners insurance in Nassau County, New York. For example, homeowners with zero claims history have to pay a premium of $1932.42 on home insurance in Nassau County, NY, whereas homeowners with one or two claims have to pay $2359.35 and $2539.11 on homeowners insurance in Nassau County, NY.
Nassau County, NY Homeowners Insurance By Home Value
| Nassau County, NY Home Value | Total Homes | % of Total | Average Nassau County, NY Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 3,903 | 3.0% | $33 |
| $100,000 to $124,999 | 1,613 | 1.0% | $151 |
| $125,000 to $149,999 | 1,688 | 1.0% | $191 |
| $150,000 to $174,999 | 3,114 | 2.0% | $224 |
| $175,000 to $199,999 | 2,296 | 1.0% | $264 |
| $200,000 to $249,999 | 7,794 | 6.0% | $316 |
| $250,000 to $299,999 | 12,855 | 11.0% | $382 |
| $300,000 to $399,999 | 79,556 | 68.0% | $488 |
Top Home Insurance Agents Near Nassau County, NY
| Home Insurance Company Near Nassau County, NY | Homeowners Insurance Agency Near Nassau County, NY | Address |
|---|---|---|
| Liberty Mutual Independent | Alliant Insurance Services Inc | 333 EARLE OVINGTON BLVD, UNIONDALE, NY, 11553 |
| Travelers | Jay R Myers & Co Inc | 19 NORTH VILLAGE AVENUE, ROCKVILLE CENTRE, NY, 11570 |
| Travelers | Legend Brokerage Inc | 206-26 NORTHERN BLVD, BAYSIDE, NY, 11361 |
| Travelers | Patchogue Agency Inc | 259 MEDFORD AVE RTE 112, PATCHOGUE, NY, 11772 |
| Travelers | Samy Expert Brokerage Inc | 110 NORMAN AVE, BROOKLYN, NY, 11222 |
Nassau County, NY Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Nassau County, NY
| Streets in Nassau County Area | Homeowners Insurance Cost |
|---|---|
| Magnolia Blvd, Melody Ln, Bowers Lane Gate, Ethel St, Ford Dr W, Tadmor St, David Ave, W Stuart Dr, Poplar Ln, Clarendon Rd | $650 |
| Kenneth Pl, Highwood Rd, Foster Ct, Shari Ct, Burkhard Ave, Townsend St, Dolores Pl, Dell Ln, Wendy Dr, Glenn Curtis Cres | $659 |
| Hawthorne Ter, Thorne Ct, Cumberland Ave, Brevoort Pl, Falcon St, N Franklin St, Healy Ave, Sussex Dr, Deer Run, Lottie Ave | $None |
| Evelyn Ct, Clover Dr, Aylwood Dr, Carroll St, Dennis St, James Doolittle Blvd, Cary St, Melrose Ave, Lucille St, Cromwell Rd | $635 |
| Catherine Ave, Overhill Ln, Edwards St, Robert Ct, Zadig St, Lindale St, Woodcrest Rd, Audubon Blvd, Evergreen Cir, Ida Pl | $657 |
| Riverside Dr, Stonehenge Rd, S Brookside Ave, Steven Ave, N Hickory St, Carter Ave, Hastings Pkwy, Winthrop Dr, York St, Cedarhurst St | $643 |
| Rose Dr, Mohawk Pl, Western Ln, Prose St, Stonehenge Ln, B St, Utah Pl, Ann Ct, N Michigan Ave, Robin Rd | $656 |
| Azalea Rd, Southard Ave, Henrietta Ln, Dawes Ave, Pickwick Rd, Shell Dr, Archer Rd, Hus Pl, Sunnyvale Rd, Vanderventer Ave | $693 |
| Jesse Pl, Omega St, Maria Ct, Beltagh Pl, Community Dr, Warner Ave, Keller Ave, Murel Ct, Hillside Ct, Hinsdale Ave | $710 |
| Kerry Ln, Silber Ave, S Carley Ct, W Valley Rd, Rosemary Dr, Catalpa Ln, E Olive St, Effron Pl, Wantagh Park Dr, N Washington St | $677 |
Nassau County, NY Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Nassau County | $99 to $101 |
| East Garden City | $105 |
| East Meadow | $97 |
| Carle Place | $99 |
Nassau County, NY Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| East Garden City CDP, New York | $105 | $140 | $210 |
| East Meadow CDP, New York | $98 | $130 | $195 |
| Carle Place CDP, New York | $100 | $133 | $200 |
Nassau County, NY Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Nassau County, NY | 1.7% | 5.5% |
| East Garden City | 1.76% | 5.84% |
| East Meadow | 1.82% | 5.41% |
| Carle Place | 1.91% | 5.54% |
Nassau County Renters Insurance as a Percentage of Rent
| Nassau County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 908 | 1.0% | $315 |
| $200 to $299 | 2,156 | 2.0% | $765 |
| $300 to $499 | 3,819 | 4.0% | $1215 |
| $500 to $749 | 4,163 | 5.0% | $1890 |
| $750 to $999 | 6,027 | 7.0% | $2640 |
| $1,000 to $1,499 | 23,186 | 29.0% | $3765 |
| $1,500 or more | 38,161 | 48.0% | $5415 |
Latest Home Insurance Reviews by Location
East Meadow, NY
ProgressiveYes, I will recommend this company to my friend and family. It is easy and quick to apply, you are also able to manage or adjust your plan online to best fit the situation you changed.
Hempstead, NY
Farmer's InsuranceI would definitely recommend this for every one those who are searching the for the best one
Valley Stream, NY
State FarmPrevious insurance carrier rates were significantly higher. It came down to our new homeowners insurance policy when we bought a new home. Original carrier, quoted us a low rate, then the carrier came out and did an inspection and declined coverage of our home, unless we fixed some items or we could take a significantly higher rate and not fix the items. We then shopped around to State Farm, received a lower homeowners policy and including our vehicles, saved us over a thousand dollars a month. Seemed like a no brainer.
Hicksville, NY
Usaai would definitely tell people to shop around. they advertise all the time about how great they are, but they weren't all that great when we needed them!
Elmont, NY
UsaaWe did shop around and found that USAA was less expensive than the other insurance companies we looked at. And while I wish it were less expensive I am ok with the price.
Oceanside, NY
AaaI would rate the customer service of AAA as a 5. I was having an issue with my rental property that I own and I was able to go to the local branch and speak to an agent.
Long Beach, NY
AllstateI would recommend it because of all the support and the prices isn't to high to pay for , there a good company to be with and there top rated the best.
Freeport, NY
Farmer's InsuranceI would recommend the company for their rate increases are not extreme and the premiums are more affordable. If you don't need extra coverage then it works well for those needing basic coverage.
Levittown, NY
Farmer's InsuranceI've had to file a claim in the past and it was handleed well, good service, good price point, good history.