Nassau County, NY homeowners insurance is about $561 to $759, about $46-$63/month. Our extensive analysis reveals consumers can save as much as $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
The average price of homeowners insurance in Nassau County, NY, is $2247. A standard homeowners insurance in Nassau County covers damages from perils such as theft, fire, or vandalism, but it does not cover damage due to earthquakes, floods, or storms. Homeowners have to take a separate insurance policy that covers these disasters.
Therefore, it is of utmost importance to protect your assets by availing of homeowners insurance in Nassau County, NY. Homeowners must choose the right type of insurance policy that meets their coverage requirements. Home insurance rate in Nassau County, New York, may vary from one company to another. Here are a few tips which can help you get a discount on home insurance in Nassau County, NY.
a. Multi-Policy insurance
With multi-policy insurance, you can bundle your home and auto coverage. Homeowners receive a discounted rate if they purchase homeowners and auto insurance from one insurance company. Multi-policy discounts may vary depending on the state and the individual insurance company. In Nassau County, NY, after bundling, homeowners can avail of home insurance in Nassau County, NY, for $1932.42.
b. Safety features
Insurance companies appreciate homeowners who actively protect their homes by installing safety features in their homes. Keep your home insurance provider notified of updates you make to your electrical and safety systems. Recent upgrades often result in lower home insurance rates in Nassau County. For example, homes equipped with smoke detectors and sprinkler systems pay $1954.89 and $1999.83 on home insurance in Nassau County, NY.
c. Claims history
One method to build up a no-claims discount on your home insurance policy is to avoid creating any claims. The longer you go without claiming insurance, the bigger the bonus you can get on homeowners insurance in Nassau County, New York. For example, homeowners with zero claims history have to pay a premium of $1932.42 on home insurance in Nassau County, NY, whereas homeowners with one or two claims have to pay $2359.35 and $2539.11 on homeowners insurance in Nassau County, NY.
Nassau County, NY Home Value | Total Homes | % of Total | Average Nassau County, NY Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 3,903 | 3.0% | $33 |
$100,000 to $124,999 | 1,613 | 1.0% | $151 |
$125,000 to $149,999 | 1,688 | 1.0% | $191 |
$150,000 to $174,999 | 3,114 | 2.0% | $224 |
$175,000 to $199,999 | 2,296 | 1.0% | $264 |
$200,000 to $249,999 | 7,794 | 6.0% | $316 |
$250,000 to $299,999 | 12,855 | 11.0% | $382 |
$300,000 to $399,999 | 79,556 | 68.0% | $488 |
Home Insurance Company Near Nassau County, NY | Homeowners Insurance Agency Near Nassau County, NY | Address |
---|---|---|
Liberty Mutual Independent | Alliant Insurance Services Inc | 333 EARLE OVINGTON BLVD, UNIONDALE, NY, 11553 |
Travelers | Jay R Myers & Co Inc | 19 NORTH VILLAGE AVENUE, ROCKVILLE CENTRE, NY, 11570 |
Travelers | Legend Brokerage Inc | 206-26 NORTHERN BLVD, BAYSIDE, NY, 11361 |
Travelers | Patchogue Agency Inc | 259 MEDFORD AVE RTE 112, PATCHOGUE, NY, 11772 |
Travelers | Samy Expert Brokerage Inc | 110 NORMAN AVE, BROOKLYN, NY, 11222 |
Streets in Nassau County Area | Homeowners Insurance Cost |
---|---|
Magnolia Blvd, Melody Ln, Bowers Lane Gate, Ethel St, Ford Dr W, Tadmor St, David Ave, W Stuart Dr, Poplar Ln, Clarendon Rd | $650 |
Kenneth Pl, Highwood Rd, Foster Ct, Shari Ct, Burkhard Ave, Townsend St, Dolores Pl, Dell Ln, Wendy Dr, Glenn Curtis Cres | $659 |
Hawthorne Ter, Thorne Ct, Cumberland Ave, Brevoort Pl, Falcon St, N Franklin St, Healy Ave, Sussex Dr, Deer Run, Lottie Ave | $None |
Evelyn Ct, Clover Dr, Aylwood Dr, Carroll St, Dennis St, James Doolittle Blvd, Cary St, Melrose Ave, Lucille St, Cromwell Rd | $635 |
Catherine Ave, Overhill Ln, Edwards St, Robert Ct, Zadig St, Lindale St, Woodcrest Rd, Audubon Blvd, Evergreen Cir, Ida Pl | $657 |
Riverside Dr, Stonehenge Rd, S Brookside Ave, Steven Ave, N Hickory St, Carter Ave, Hastings Pkwy, Winthrop Dr, York St, Cedarhurst St | $643 |
Rose Dr, Mohawk Pl, Western Ln, Prose St, Stonehenge Ln, B St, Utah Pl, Ann Ct, N Michigan Ave, Robin Rd | $656 |
Azalea Rd, Southard Ave, Henrietta Ln, Dawes Ave, Pickwick Rd, Shell Dr, Archer Rd, Hus Pl, Sunnyvale Rd, Vanderventer Ave | $693 |
Jesse Pl, Omega St, Maria Ct, Beltagh Pl, Community Dr, Warner Ave, Keller Ave, Murel Ct, Hillside Ct, Hinsdale Ave | $710 |
Kerry Ln, Silber Ave, S Carley Ct, W Valley Rd, Rosemary Dr, Catalpa Ln, E Olive St, Effron Pl, Wantagh Park Dr, N Washington St | $677 |
Place | Savings For Senior Occupied Homes |
---|---|
Nassau County | $99 to $101 |
East Garden City | $105 |
East Meadow | $97 |
Carle Place | $99 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
East Garden City CDP, New York | $105 | $140 | $210 |
East Meadow CDP, New York | $98 | $130 | $195 |
Carle Place CDP, New York | $100 | $133 | $200 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Nassau County, NY | 1.7% | 5.5% |
East Garden City | 1.76% | 5.84% |
East Meadow | 1.82% | 5.41% |
Carle Place | 1.91% | 5.54% |
Nassau County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 908 | 1.0% | $315 |
$200 to $299 | 2,156 | 2.0% | $765 |
$300 to $499 | 3,819 | 4.0% | $1215 |
$500 to $749 | 4,163 | 5.0% | $1890 |
$750 to $999 | 6,027 | 7.0% | $2640 |
$1,000 to $1,499 | 23,186 | 29.0% | $3765 |
$1,500 or more | 38,161 | 48.0% | $5415 |