Nassau County Insurance Rates:

Nassau County, NY homeowners insurance is about $561 to $759, about $46-$63/month. Our extensive analysis reveals consumers can save as much as $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Average Cost of Homeowners Insurance in Nassau County, NY

The average price of homeowners insurance in Nassau County, NY, is $2247. A standard homeowners insurance in Nassau County covers damages from perils such as theft, fire, or vandalism, but it does not cover damage due to earthquakes, floods, or storms. Homeowners have to take a separate insurance policy that covers these disasters.

Therefore, it is of utmost importance to protect your assets by availing of homeowners insurance in Nassau County, NY. Homeowners must choose the right type of insurance policy that meets their coverage requirements. Home insurance rate in Nassau County, New York, may vary from one company to another. Here are a few tips which can help you get a discount on home insurance in Nassau County, NY.

a. Multi-Policy insurance

With multi-policy insurance, you can bundle your home and auto coverage. Homeowners receive a discounted rate if they purchase homeowners and auto insurance from one insurance company. Multi-policy discounts may vary depending on the state and the individual insurance company. In Nassau County, NY, after bundling, homeowners can avail of home insurance in Nassau County, NY, for $1932.42.

b. Safety features

Insurance companies appreciate homeowners who actively protect their homes by installing safety features in their homes. Keep your home insurance provider notified of updates you make to your electrical and safety systems. Recent upgrades often result in lower home insurance rates in Nassau County. For example, homes equipped with smoke detectors and sprinkler systems pay $1954.89 and $1999.83 on home insurance in Nassau County, NY.

Average_Cost_of_Homeowners_Insurance_in_Nassau_County_NY

c. Claims history

One method to build up a no-claims discount on your home insurance policy is to avoid creating any claims. The longer you go without claiming insurance, the bigger the bonus you can get on homeowners insurance in Nassau County, New York. For example, homeowners with zero claims history have to pay a premium of $1932.42 on home insurance in Nassau County, NY, whereas homeowners with one or two claims have to pay $2359.35 and $2539.11 on homeowners insurance in Nassau County, NY.

Nassau County, NY Homeowners Insurance By Home Value

Nassau County, NY Home Value Total Homes % of Total Average Nassau County, NY Homeowners Insurance
Less than $50,000 3,903 3.0% $33
$100,000 to $124,999 1,613 1.0% $151
$125,000 to $149,999 1,688 1.0% $191
$150,000 to $174,999 3,114 2.0% $224
$175,000 to $199,999 2,296 1.0% $264
$200,000 to $249,999 7,794 6.0% $316
$250,000 to $299,999 12,855 11.0% $382
$300,000 to $399,999 79,556 68.0% $488

Top Home Insurance Agents Near Nassau County, NY

Home Insurance Company Near Nassau County, NY Homeowners Insurance Agency Near Nassau County, NY Address
Liberty Mutual Independent Alliant Insurance Services Inc 333 EARLE OVINGTON BLVD, UNIONDALE, NY, 11553
Travelers Jay R Myers & Co Inc 19 NORTH VILLAGE AVENUE, ROCKVILLE CENTRE, NY, 11570
Travelers Legend Brokerage Inc 206-26 NORTHERN BLVD, BAYSIDE, NY, 11361
Travelers Patchogue Agency Inc 259 MEDFORD AVE RTE 112, PATCHOGUE, NY, 11772
Travelers Samy Expert Brokerage Inc 110 NORMAN AVE, BROOKLYN, NY, 11222

Nassau County, NY Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Nassau County, NY

Streets in Nassau County Area Homeowners Insurance Cost
Magnolia Blvd, Melody Ln, Bowers Lane Gate, Ethel St, Ford Dr W, Tadmor St, David Ave, W Stuart Dr, Poplar Ln, Clarendon Rd$650
Kenneth Pl, Highwood Rd, Foster Ct, Shari Ct, Burkhard Ave, Townsend St, Dolores Pl, Dell Ln, Wendy Dr, Glenn Curtis Cres$659
Hawthorne Ter, Thorne Ct, Cumberland Ave, Brevoort Pl, Falcon St, N Franklin St, Healy Ave, Sussex Dr, Deer Run, Lottie Ave$None
Evelyn Ct, Clover Dr, Aylwood Dr, Carroll St, Dennis St, James Doolittle Blvd, Cary St, Melrose Ave, Lucille St, Cromwell Rd$635
Catherine Ave, Overhill Ln, Edwards St, Robert Ct, Zadig St, Lindale St, Woodcrest Rd, Audubon Blvd, Evergreen Cir, Ida Pl$657
Riverside Dr, Stonehenge Rd, S Brookside Ave, Steven Ave, N Hickory St, Carter Ave, Hastings Pkwy, Winthrop Dr, York St, Cedarhurst St$643
Rose Dr, Mohawk Pl, Western Ln, Prose St, Stonehenge Ln, B St, Utah Pl, Ann Ct, N Michigan Ave, Robin Rd$656
Azalea Rd, Southard Ave, Henrietta Ln, Dawes Ave, Pickwick Rd, Shell Dr, Archer Rd, Hus Pl, Sunnyvale Rd, Vanderventer Ave$693
Jesse Pl, Omega St, Maria Ct, Beltagh Pl, Community Dr, Warner Ave, Keller Ave, Murel Ct, Hillside Ct, Hinsdale Ave$710
Kerry Ln, Silber Ave, S Carley Ct, W Valley Rd, Rosemary Dr, Catalpa Ln, E Olive St, Effron Pl, Wantagh Park Dr, N Washington St$677

Nassau County, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nassau County$99 to $101
East Garden City$105
East Meadow$97
Carle Place$99

Nassau County, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Garden City CDP, New York $105 $140 $210
East Meadow CDP, New York $98 $130 $195
Carle Place CDP, New York $100 $133 $200

Nassau County, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nassau County, NY1.7%5.5%
East Garden City1.76%5.84%
East Meadow1.82%5.41%
Carle Place1.91%5.54%

Nassau County Renters Insurance as a Percentage of Rent

Nassau County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 908 1.0% $315
$200 to $299 2,156 2.0% $765
$300 to $499 3,819 4.0% $1215
$500 to $749 4,163 5.0% $1890
$750 to $999 6,027 7.0% $2640
$1,000 to $1,499 23,186 29.0% $3765
$1,500 or more 38,161 48.0% $5415

Latest Home Insurance Reviews by Location

East Meadow, NY

Progressive
Yes, I will recommend this company to my friend and family. It is easy and quick to apply, you are also able to manage or adjust your plan online to best fit the situation you changed.
Read more East Meadow home insurance reviews

Hempstead, NY

Farmer's Insurance
I would definitely recommend this for every one those who are searching the for the best one
Read more Hempstead home insurance reviews

Valley Stream, NY

State Farm
Previous insurance carrier rates were significantly higher. It came down to our new homeowners insurance policy when we bought a new home. Original carrier, quoted us a low rate, then the carrier came out and did an inspection and declined coverage of our home, unless we fixed some items or we could take a significantly higher rate and not fix the items. We then shopped around to State Farm, received a lower homeowners policy and including our vehicles, saved us over a thousand dollars a month. Seemed like a no brainer.
Read more Valley Stream home insurance reviews

Hicksville, NY

Usaa
i would definitely tell people to shop around. they advertise all the time about how great they are, but they weren't all that great when we needed them!
Read more Hicksville home insurance reviews

Elmont, NY

Usaa
We did shop around and found that USAA was less expensive than the other insurance companies we looked at. And while I wish it were less expensive I am ok with the price.
Read more Elmont home insurance reviews

Oceanside, NY

Aaa
I would rate the customer service of AAA as a 5. I was having an issue with my rental property that I own and I was able to go to the local branch and speak to an agent.
Read more Oceanside home insurance reviews

Long Beach, NY

Allstate
I would recommend it because of all the support and the prices isn't to high to pay for , there a good company to be with and there top rated the best.
Read more Long Beach home insurance reviews

Freeport, NY

Farmer's Insurance
I would recommend the company for their rate increases are not extreme and the premiums are more affordable. If you don't need extra coverage then it works well for those needing basic coverage.
Read more Freeport home insurance reviews

Levittown, NY

Farmer's Insurance
I've had to file a claim in the past and it was handleed well, good service, good price point, good history.
Read more Levittown home insurance reviews

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