Nashville Insurance Rates:

Nashville, NC homeowners insurance is about $501 to $685, about $41-$57/month. Our all inclusive analysis indicates shoppers can save upto $237 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Nashville, NC Homeowners Insurance By Home Value

Nashville, NC Home Value Total Homes % of Total Average Nashville, NC Homeowners Insurance
Less than $50,000 263 11.0% $106
$50,000 to $59,999 131 5.0% $225
$70,000 to $79,999 61 2.0% $326
$80,000 to $89,999 115 5.0% $367
$90,000 to $99,999 161 7.0% $409
$100,000 to $124,999 229 10.0% $480
$125,000 to $149,999 387 17.0% $598
$150,000 to $174,999 294 13.0% $705
$175,000 to $199,999 131 5.0% $818
$200,000 to $249,999 239 10.0% $984
$250,000 to $299,999 148 6.0% $1197
$300,000 to $399,999 69 3.0% $1524

Top Home Insurance Agents Near Nashville, NC

Home Insurance Company Near Nashville, NC Homeowners Insurance Agency Near Nashville, NC Address
Travelers American Auto Club Ins Agency Llc 905F MCKNIGHT RD, KNIGHTDALE, NC, 27545
Nationwide M. A. Mansour 5440 Atlantic Spring Rd UNIT 107, Raleigh, NC, 27616
Nationwide O L Meek Insurance Agency Inc 207 South Main St, Warrenton, NC, 27589
Allstate Peter Birkner 133 E Main St Ste 200, Youngsville, NC, 27596
Erie S J Adams Inc. 5224 Hollyridge Dr, Raleigh, NC, 27612

Cost Of Homeowners Insurance By Street Near Nashville, NC

Streets in Nashville Area Homeowners Insurance Cost
State Rd 1702, State Rd 1910, Poultry Ln, School St, Simmons Rd, James Rd, State Rd 1402, E Railroad St, Loop Rd, Western Hills Ct$574
Railroad St, State Rd 1703, State Rd 1404, S Alston St, State Rd 1412, State Rd 1665, State Rd 1425, Tonya Ct, Green Hills Rd, Hearthstone Dr$594
Philadelphia Church Rd, Crystal Ln, State Rd 1310, Holland Ln, Waynes Ln, Straight Gate Rd, Redfield Ln, Oak Level Rd, Bakers Dr, State Rd 1852$606
Exum Rd, High Ln, State Rd 1596, Crabtree Rd, Z Rd, Richardson St, E Church St, N Clarendon Dr, Appache Dr, Annie Leigh Way$594
Pamela Rhue Ln, State Rd 1414, W Elm St, Westry Rd, First St Exd, Lee Sharon Ln, S Creek Dr, State Rte 1671, State Rd 1433, Ednas Ln$599

Nashville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nashville$88 to $91
Nash County$88
Mannings$87
Red Oak$91

Nashville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nash County, North Carolina $88 $117 $176
Momeyer town, North Carolina $88 $117 $176
Oak Level township, Nash County, North Carolina $88 $117 $176

Nashville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nashville, NC4.1%16.5%
Nash County4.08%12.29%
Momeyer4.35%13.33%
Oak Level4.06%10.93%

Nashville Renters Insurance as a Percentage of Rent

Nashville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 62 5.0% $329
$200 to $299 76 6.0% $779
$300 to $499 206 16.0% $1229
$500 to $749 480 39.0% $1904
$750 to $999 211 17.0% $2654
$1,000 to $1,499 177 14.0% $3779

Nashville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Nashville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Nashville Home Owner from High Deductible Plan $600

Nashville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nashville, NC Home Replacement Value MORE than Home Value Nashville, NC Home Replacement Value LESS than Home Value
Replacement Value $107,500 $72,500
Insurance Premium based on Replacement Value $600 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Nashville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceNationwide Insurance
Monthly Premium 557372
Year Built 197720122001
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$200000-$250000$300000-$350000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Nashville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 255,000 Membrane Roof 2,570 4 $1000-$2500 Deductible 1010 12 Stucco siding No
2001 100,000 Shingles Roof 1,420 3 $2500-$5000 Deductible 200 7 Vinyl siding No
1985 120,000 Asphalt Shingles Roof 1,640 4 $500 Deductible 320 5 Brick siding No
2009 150,000 Shingles Roof 2,110 3 $500- $1000 Deductible 130 2 Fiber-Cement Siding No
1983 190,000 Tile Roof 1,870 3 $5000 to $10,000 Deductible 280 5 Stone Siding No
1975 110,000 Shingles Roof 1,430 3 $500- $1000 Deductible 340 6 Brick siding yes
2013 145,000 Asphalt Shingles Roof 2,010 3 $500 Deductible 270 6 Stucco siding No
1987 185,000 Metal Roof 2,280 3 $2500-$5000 Deductible 340 6 Stucco siding No
1978 160,000 Wood Shake Roof 1,690 3 $1000-$2500 Deductible 260 4 Wood siding No
1988 140,000 Membrane Roof 1,490 3 $2500-$5000 Deductible 70 2 Wood siding No
1979 345,000 Asphalt Shingles Roof 4,830 5 $5000 to $10,000 Deductible 360 5 Stone Siding yes
1989 255,000 Membrane Roof 2,940 4 $500 Deductible 500 4 Brick siding No
2014 360,000 Metal Roof 4,750 5 $2500-$5000 Deductible 410 3 Brick siding No
1974 165,000 Membrane Roof 2,200 3 $500 Deductible 490 10 Fiber-Cement Siding No
2012 130,000 Asphalt Shingles Roof 1,860 3 $1000-$2500 Deductible 170 3 Vinyl siding yes
2005 175,000 Slate Shingles Roof 2,470 4 $500- $1000 Deductible 160 3 Brick siding No
1970 95,000 Wood Shake Roof 1,290 3 $500- $1000 Deductible 340 10 Fiber-Cement Siding yes
2014 240,000 Asphalt Shingles Roof 3,350 4 $500 Deductible 1390 12 Brick siding No
2001 300,000 Composition Roof 2,920 4 $5000 to $10,000 Deductible 590 10 Vinyl siding yes
1989 95,000 Slate Shingles Roof 1,280 3 $500- $1000 Deductible 250 5 Stucco siding yes
2005 260,000 Composition Roof 2,530 5 $500 Deductible 910 12 Brick siding No
1985 395,000 Membrane Roof 4,610 5 $5000 to $10,000 Deductible 520 4 Brick siding yes
2014 255,000 Metal Roof 2,910 4 $500- $1000 Deductible 820 8 Stucco siding No
1976 140,000 Wood Shake Roof 1,940 3 $1000-$2500 Deductible 410 10 Fiber-Cement Siding No
1989 215,000 Wood Shake Roof 2,200 3 $5000 to $10,000 Deductible 100 2 Stucco siding No
1970 175,000 Tile Roof 2,140 3 $500 Deductible 210 2 Fiber-Cement Siding yes
1989 335,000 Wood Shake Roof 3,730 5 $500- $1000 Deductible 710 6 Stucco siding yes
1984 145,000 Asphalt Shingles Roof 1,580 3 $500 Deductible 320 7 Stone Siding yes
2005 410,000 Tile Roof 4,690 5 $500 Deductible 880 4 Stucco siding No
1985 155,000 Metal Roof 1,510 5 $2500-$5000 Deductible 420 8 Stucco siding No
1971 100,000 Asphalt Shingles Roof 1,410 3 $500- $1000 Deductible 40 1 Stone Siding yes