Nashua, NH Home Insurance - Analysis On Quotes, Rates & Agents
Nashua Insurance Rates:
Nashua, NH homeowners insurance is nearly $601 to $813, about $50-$67/month. Our thorough research indicates shoppers can save as much as $282 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
AllstateMy insurance agent locally is always available to answer questions if I choose to go in person instead of using the online website.
Farmer's InsuranceWhat I dislike the most about the company is the big fees attach to it. I have only used it once and I have been paying for the way to long, also I have heard that if I file another claim I might be dropped as a customer that is insane.
State FarmThe office and my agent have always been really helpful and friendly. I have kept my business with them because of their rapport and their demeanor.
AllstateWith mine, I have had it so long that I have complete rebuild costs no matter the home value. You cannot get these policies anymore
AllstateI don't know because I haven't had to talk to them. I set everything up online and just been paying my premium online as well.
AllstateI don't like how i see commercials for our company and think oh that sounds good, but then come to find out the product isn't available in our state
State FarmI live, in a very weather active location. anything from tornadoes, to floods, to hail damage, so for an insurance company to have good weather coverage state farm is the best.
American FamilyWhen our home was damaged by a tornado and our underpinning came out they were quick to send us a check to get it fixed. that was wonderful.
Nashua, NH Homeowners Insurance By Home Value
| Nashua, NH Home Value | Total Homes | % of Total | Average Nashua, NH Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 579 | 3.0% | $70 |
| $100,000 to $124,999 | 622 | 3.0% | $310 |
| $125,000 to $149,999 | 744 | 3.0% | $395 |
| $150,000 to $174,999 | 1,043 | 5.0% | $465 |
| $175,000 to $199,999 | 1,718 | 9.0% | $536 |
| $200,000 to $249,999 | 5,555 | 29.0% | $649 |
| $250,000 to $299,999 | 4,671 | 24.0% | $790 |
| $300,000 to $399,999 | 3,459 | 18.0% | $1002 |
Top Home Insurance Agents Near Nashua, NH
| Home Insurance Company Near Nashua, NH | Homeowners Insurance Agency Near Nashua, NH | Address |
|---|---|---|
| Travelers | Wolpert Insurance Agency Inc | 18 JOHN ST PL, WORCESTER, MA, 1609 |
| NA | G A Lamy Insurance | 5 East Main Street, Southborough, MA, 1772 |
| NA | Thomas F Redmond Agency Inc | 262 Broadway, Methuen, MA, 1844 |
| NA | Fortified Insurance Agency | 911 Candia Road, Manchester, NH, 3109 |
| Travelers | Sea Insurance Agency Inc | 72 Madison St., Worcester, MA, 1608 |
Cost Of Homeowners Insurance By Street Near Nashua, NH
| Streets in Nashua Area | Homeowners Insurance Cost |
|---|---|
| Grimsby Ln, Blue Hill Ave, Manhattan Ave, Abbe Ln, Kinsley St, Pullman Ln, Berkshire St, Knollwood Ave, Circlefield Dr, Copperfield Dr | $711 |
| Piermont St, Cambridge Rd, Lilac Ct, Lovewell St, Chelsea Ct, Forge Dr, Cleveland St, Norfolk St, Silverton Dr, Pinehill Ave | $701 |
| Foundry St, Unicorn Way, Cheyenne Dr, Hydrangea Rd, Bryant Rd, Walden Pond Rd, Hearthside Cir, Sawyer St, Jared Cir, Montgomery Ave | $713 |
| Skyview Dr, Riverview St, Pell Ave, Cannon Dr, Crawford Ln, Esquire Cir, Chinook Rd, Clement St, Robin Hood Rd, March St | $704 |
| Burke St, Stonebridge Dr, Cotton Rd, Jones Ct, Glasgow Rd, Freedom St, Lake St, Sagamore Rd, Cheshire St, Deacon Dr | $712 |
| S London Dr, E Hobart St, Canter Ct, Shawn Ave, Rice Ave, Sexton Ave, Bowers St, New Hampshire Ave, Royal Oak Dr, Cassandra Ln | $706 |
| Dickens St, Hastings Ln, Charlotte St, Rosanne Cir, Burley Ave, Green Heron Ln, Peele Rd, Pollard Rd, Katie Ln, Swart St | $732 |
| Blacksmith Way, Christian Dr, Rice St, Underhill St, Salvail Ct, Buker St, Nottingham Dr, Graham Dr, New Searles Rd, Lamplighter Dr | $706 |
| Delude St, Carlene Dr, Stanley Ln, Lyons St, Northfield Dr, Reservoir St, Chase St, Holiday Cir, Dora St, Kern Dr | $696 |
| Gagnon Cir, Divinity Cir, Havana St, Pulpit Pl, Martha St, Markar St, Cherrywood Dr, Hyacinth Dr, Dianne St, N Groton St | $712 |
Nashua, NH Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Nashua | $105 to $108 |
| Hudson | $106 |
| Hollis | $113 |
| Dunstable | $162 |
Nashua, NH Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hudson town, Hillsborough County, New Hampshire | $107 | $142 | $213 |
| Hollis town, Hillsborough County, New Hampshire | $113 | $151 | $227 |
| Dunstable town, Middlesex County, Massachusetts | $163 | $217 | $326 |
Nashua, NH Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Nashua, NH | 2.9% | 7.9% |
| Hudson | 2.78% | 7.98% |
| Hollis | 2.52% | 6.31% |
| Dunstable | 3.65% | 11.37% |
Nashua Renters Insurance as a Percentage of Rent
| Nashua Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 230 | 1.0% | $329 |
| $200 to $299 | 383 | 2.0% | $779 |
| $300 to $499 | 683 | 4.0% | $1229 |
| $500 to $749 | 1,830 | 12.0% | $1904 |
| $750 to $999 | 2,556 | 18.0% | $2654 |
| $1,000 to $1,499 | 6,205 | 43.0% | $3779 |
| $1,500 or more | 2,232 | 15.0% | $5429 |
Nashua, NH Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly Nashua Homeowner Insurance Premium Example | $1,200 | $800 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,200 | $9,400 |
| Net Savings to Nashua Home Owner from High Deductible Plan | $800 | |
Nashua, NH Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Nashua, NH Home Replacement Value MORE than Home Value | Nashua, NH Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $288,500 | $218,500 |
| Insurance Premium based on Replacement Value | $1,550 | $1,175 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $30,000 | Risk Exposure from Under Insuring Coverage is $40,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $175/year |
Example Nashua Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | GEICO Insurance | Liberty Mutual | Travelers |
| Monthly Premium | 79 | 153 | 100 |
| Year Built | 1970 | 1984 | 1942 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 4 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $250000-$300000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $500 Deductible |
Sample Home Insurance Rates for Nashua, NH from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1980 | 335,000 | Composition Roof | 3,050 | 4 | $5000 to $10,000 Deductible | 400 | 4 | Stone Siding | No |
| 1948 | 240,000 | Metal Roof | 1,530 | 5 | $500 Deductible | 540 | 4 | Fiber-Cement Siding | No |
| 1975 | 205,000 | Asphalt Shingles Roof | 1,660 | 4 | $500 Deductible | 150 | 2 | Stucco siding | No |
| 1941 | 200,000 | Wood Shake Roof | 1,750 | 2 | $1000-$2500 Deductible | 330 | 5 | Fiber-Cement Siding | yes |
| 1977 | 250,000 | Metal Roof | 2,140 | 3 | $500 Deductible | 1170 | 9 | Stucco siding | yes |
| 1977 | 250,000 | Asphalt Shingles Roof | 2,380 | 4 | $1000-$2500 Deductible | 460 | 6 | Stone Siding | No |
| 1982 | 295,000 | Composition Roof | 2,050 | 3 | > $10,000 Deductible | 730 | 10 | Wood siding | No |
| 1972 | 165,000 | Composition Roof | 1,590 | 3 | $500 Deductible | 140 | 2 | Brick siding | No |
| 1942 | 365,000 | Slate Shingles Roof | 2,650 | 4 | $500- $1000 Deductible | 1550 | 10 | Fiber-Cement Siding | yes |
| 1973 | 260,000 | Metal Roof | 1,760 | 3 | $5000 to $10,000 Deductible | 60 | 1 | Wood siding | No |
| 1944 | 190,000 | Composition Roof | 1,270 | 3 | $1000-$2500 Deductible | 90 | 2 | Stone Siding | yes |
| 1949 | 160,000 | Composition Roof | 1,150 | 2 | $1000-$2500 Deductible | 370 | 6 | Fiber-Cement Siding | No |
| 1998 | 215,000 | Composition Roof | 1,960 | 3 | > $10,000 Deductible | 270 | 6 | Stucco siding | No |
| 1988 | 180,000 | Tile Roof | 1,440 | 3 | $5000 to $10,000 Deductible | 650 | 12 | Stone Siding | yes |
| 1979 | 185,000 | Slate Shingles Roof | 1,510 | 2 | $500 Deductible | 740 | 9 | Fiber-Cement Siding | No |
| 1991 | 425,000 | Tile Roof | 3,320 | 4 | $500 Deductible | 1440 | 8 | Vinyl siding | No |
| 1976 | 525,000 | Shingles Roof | 3,490 | 5 | $1000-$2500 Deductible | 390 | 3 | Brick siding | yes |
| 1970 | 170,000 | Membrane Roof | 1,320 | 2 | $5000 to $10,000 Deductible | 50 | 1 | Stucco siding | yes |
| 1941 | 180,000 | Composition Roof | 1,290 | 3 | $500- $1000 Deductible | 830 | 10 | Stucco siding | No |
| 1988 | 165,000 | Tile Roof | 1,200 | 2 | $2500-$5000 Deductible | 520 | 12 | Vinyl siding | No |
| 1994 | 265,000 | Asphalt Shingles Roof | 1,700 | 3 | > $10,000 Deductible | 650 | 12 | Wood siding | yes |
| 1947 | 550,000 | Asphalt Shingles Roof | 4,410 | 5 | > $10,000 Deductible | 270 | 3 | Stucco siding | yes |
| 1999 | 425,000 | Tile Roof | 3,740 | 5 | $500- $1000 Deductible | 1560 | 10 | Brick siding | yes |
| 1998 | 270,000 | Membrane Roof | 1,820 | 4 | $500 Deductible | 200 | 2 | Vinyl siding | No |
| 1975 | 145,000 | Shingles Roof | 1,230 | 2 | $500 Deductible | 350 | 7 | Stone Siding | No |
| 1944 | 275,000 | Asphalt Shingles Roof | 2,190 | 3 | $5000 to $10,000 Deductible | 60 | 1 | Brick siding | No |
| 1991 | 260,000 | Composition Roof | 1,880 | 3 | $1000-$2500 Deductible | 60 | 1 | Brick siding | No |
| 1978 | 400,000 | Membrane Roof | 3,310 | 4 | $5000 to $10,000 Deductible | 350 | 3 | Stucco siding | No |
| 1978 | 190,000 | Metal Roof | 1,339 | 2 | $2500-$5000 Deductible | 390 | 6 | Stucco siding | No |