Narragansett, RI homeowners insurance is nearly $977 to $1,346, about $81-$112/month. Our thorough guide indicates shoppers can save upto $464 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Narragansett, RI | Homeowners Insurance Agency Near Narragansett, RI | Address |
|---|---|---|
| Travelers | Greenwich Bay Insurance Group Llc | 1865 POST RD STE 201, WARWICK, RI, 2886 |
| Nationwide | Lefebvre Insurance Agency Inc. | 224 Reservoir Ave, Providence, RI, 2907 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Narragansett Pier CDP, Rhode Island | $178 | $237 | $356 |
| Wakefield-Peacedale CDP, Rhode Island | $169 | $225 | $338 |
| South Kingstown town, Washington County, Rhode Island | $171 | $228 | $342 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Narragansett, RI | 4.4% | 12.9% |
| Narragansett Pier | 3.82% | 13.15% |
| Wakefield-Peacedale | 4.72% | 13.23% |
| South Kingstown | 4.35% | 12.52% |
| Narragansett Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 22 | 1.0% | $766 |
| $300 to $499 | 67 | 3.0% | $1216 |
| $500 to $749 | 319 | 16.0% | $1891 |
| $750 to $999 | 267 | 14.0% | $2641 |
| $1,000 to $1,499 | 684 | 36.0% | $3766 |
| $1,500 or more | 532 | 28.0% | $5416 |
| Streets in Narragansett Area | Homeowners Insurance Cost |
|---|---|
| N View Rd, Ray Trainor Dr, Rockland St, Courtway St, Cypress Ave, Othmar St, King Philip Rd, S Pier Rd, Juniper Trl, Crest Ave | $1,179 |
| Shadbush Trl, Angell Rd, Robinson St, Alan Ave, Woodsia Rd, Pine Tree Point Rd, Mysty River Ter, Burnside Rd, Schooner Cove Ln, Foddering Farm Rd | $1,192 |
| Penobscot Trl, Glenwood Ave, Canonchet Way, Deborah St, Succotash Rd, Ln Five, Blossom Way, Glendale Rd, Green Meadow Dr, Emery St | $1,177 |
| Viburnam Rd, Kentara Green, Middle Rd, Arrowhead Rd, Follett Rd, Orchard Ave, Redwood Dr, Rosewood Ave, Isabelle Dr, Brecka Dr | $1,167 |
| McMillen Way, Wayland Trl, Martingale Ln, Gull Rd, Herbert Dr, Richard Smith Rd, Old Pine Rd, Earles Ct, Camden Rd, Burnside Ave | $1,151 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Narragansett | $172 to $176 |
| Narragansett Pier | $177 |
| Wakefield-Peacedale | $169 |
| South Kingstown | $171 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $7,200 |
| Yearly Narragansett Homeowner Insurance Premium Example | $4,400 | $3,400 |
| Out of Pocket Expense During Claim | $1,200 | $7,200 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $32,000 | $31,000 |
| Net Savings to Narragansett Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Narragansett, RI Home Replacement Value MORE than Home Value | Narragansett, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $407,000 | $301,500 |
| Insurance Premium based on Replacement Value | $4,100 | $3,050 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $62,000 | Risk Exposure from Under Insuring Coverage is $43,500 |
| Premium Impact | Insurance cheaper by $425/year | Insurance costlier by $625/year |
| Insurance Company | State Farm | Nationwide Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 306 | 209 | 449 |
| Year Built | 1989 | 2012 | 1997 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $300000-$350000 | $300000-$350000 | $600000-$700000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |