How Much Does Naples, FL Home Insurance Cost?
Naples, FL Average Homeowners Insurance Cost
$1,640.31
Homeowners Insurance Cost - Naples, FL
$314,800
Median Home Value - Naples, FL
Naples, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.68 | $1,620.63 |
| $1000 Deductible | -$174.2 | $1,466.11 |
| $1500 Deductible | -$260.15 | $1,380.16 |
| $2000 Deductible | -$387.44 | $1,252.87 |
| $2500 Deductible | -$462.57 | $1,177.74 |
Naples, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$476 | $1,165 |
| 30 year old | +$25 | $1,665 |
| 40 year old | +$43 | $1,683 |
| 50 year old | +$62 | $1,703 |
| Above 50 year old | +$79 | $1,719 |
Naples, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$164 | $1,476 |
| Superior | -$148 | $1,493 |
| Masonry | -$82 | $1,558 |
| Brick | -$82 | $1,558 |
| Hail Resistant Roof | -$49 | $1,591 |
Naples, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$33 | $1,673 |
| Swimming Pool With A Diving Board | +$66 | $1,706 |
| Swimming Pool With Slide | +$98 | $1,739 |
Naples, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $49 | $1,591 |
| Police Department | $16 | $1,624 |
Naples, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$688.9302 | $2,329 |
| Filing a Second Liability Claim | +$623.3178 | $2,264 |
| Filing a Second Theft Claim | +$623.3178 | $2,264 |
| Filing a Second Water Claim | +$541.3023 | $2,182 |
| Filing a Fire Claim | +$328.062 | $1,968 |
| Filing a Liability Claim | +$311.6589 | $1,952 |
| Filing a Theft Claim | +$311.6589 | $1,952 |
| Filing a Water Claim | +$262.4496 | $1,903 |
| Filing a Weather Claim | +$262.4496 | $1,903 |